Future of the NHS
#151
The current government proposal is not to remove ex-pats entitlement to NHS care but to extend it. Currently ex-pats lose their entitlement until they become ordinarily resident in the UK again. The government is considering an extension of ex-pats' right to NHS care to anyone who has paid more than 7 years NI contributions. Personally, I don't see the logic of that since the NHS is funded from general taxation, not NI contributions, but it is to be found in the policy document issued after the consultation last year.
What I find a bit baffling about this forum discussion, and one or two others there have been, is an assumption that right to NHS care is going to be further restricted for ex-pats, even though none of the three main parties are proposing that it should be.
I've had to spend a lot of time in the UK in the last few years looking after my elderly mum, keeping her out of a hospital bed, and avoiding the need for social services assistance. While over there, on several occasions I've had to pay for routine health care, because I'm not 'ordinarily resident' and yet, because it wasn't an emergency it wasn't covered by my insurance policy.
I can see the logic of charging non-resident Brits, but I still found it galling. I would be absolutely outraged if, on return to the UK, I was then charged a levy for three months, or three years.
Several contributors to this thread seem to me to be like turkeys volunteering for Xmas.
What I find a bit baffling about this forum discussion, and one or two others there have been, is an assumption that right to NHS care is going to be further restricted for ex-pats, even though none of the three main parties are proposing that it should be.
I've had to spend a lot of time in the UK in the last few years looking after my elderly mum, keeping her out of a hospital bed, and avoiding the need for social services assistance. While over there, on several occasions I've had to pay for routine health care, because I'm not 'ordinarily resident' and yet, because it wasn't an emergency it wasn't covered by my insurance policy.
I can see the logic of charging non-resident Brits, but I still found it galling. I would be absolutely outraged if, on return to the UK, I was then charged a levy for three months, or three years.
Several contributors to this thread seem to me to be like turkeys volunteering for Xmas.
#152
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Joined: Jan 2008
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The current government proposal is not to remove ex-pats entitlement to NHS care but to extend it. Currently ex-pats lose their entitlement until they become ordinarily resident in the UK again. The government is considering an extension of ex-pats' right to NHS care to anyone who has paid more than 7 years NI contributions. Personally, I don't see the logic of that since the NHS is funded from general taxation, not NI contributions, but it is to be found in the policy document issued after the consultation last year.
What I find a bit baffling about this forum discussion, and one or two others there have been, is an assumption that right to NHS care is going to be further restricted for ex-pats, even though none of the three main parties are proposing that it should be.
I've had to spend a lot of time in the UK in the last few years looking after my elderly mum, keeping her out of a hospital bed, and avoiding the need for social services assistance. While over there, on several occasions I've had to pay for routine health care, because I'm not 'ordinarily resident' and yet, because it wasn't an emergency it wasn't covered by my insurance policy.
I can see the logic of charging non-resident Brits, but I still found it galling. I would be absolutely outraged if, on return to the UK, I was then charged a levy for three months, or three years.
Several contributors to this thread seem to me to be like turkeys volunteering for Xmas.
What I find a bit baffling about this forum discussion, and one or two others there have been, is an assumption that right to NHS care is going to be further restricted for ex-pats, even though none of the three main parties are proposing that it should be.
I've had to spend a lot of time in the UK in the last few years looking after my elderly mum, keeping her out of a hospital bed, and avoiding the need for social services assistance. While over there, on several occasions I've had to pay for routine health care, because I'm not 'ordinarily resident' and yet, because it wasn't an emergency it wasn't covered by my insurance policy.
I can see the logic of charging non-resident Brits, but I still found it galling. I would be absolutely outraged if, on return to the UK, I was then charged a levy for three months, or three years.
Several contributors to this thread seem to me to be like turkeys volunteering for Xmas.
A proposed levy of £200 a year would be very much less than I pay in the US.
#153
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Joined: May 2012
Posts: 1,654
From: South Bucks











I'm sorry, but the principle of the NHS is that healthcare is free for all. It is not 'welfare' and it is not something anyone should feel guilty about receiving. Wanting to pay for it when you don't have to is a bit precious and very perverse IMO. It's like people who leave their money to pay off the national debt.
I don't think you are being 'moral'. I think you are being silly.
I don't think you are being 'moral'. I think you are being silly.
#154
If you are working then National Insurance is also being collected. So it's true £200 per year would be less than you are paying in the US. But even in the US, you only pay ONE insurance premium to obtain coverage. A levy in the UK for residents is double-dipping.
#155
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Joined: May 2012
Posts: 1,654
From: South Bucks











Yes. Editha, my comments relate to my own situation and no one else's. I spent 30 years of my life working crap jobs at night while bringing up 3 kids, one with a severe disability, while my ex-husband had one hand out for money and the other one in a fist to punch me. I've gone cap in hand to welfare organisations more times than I care to remember and been made to feel like something that needs disinfecting. If I am able to pay my way now, I want to do so - and I will.
#156
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Yeah, but.........if you are resident then it can well be assumed you are contributing through general taxation. Unless of course you ain't buyin' nuthin'.
If you are working then National Insurance is also being collected.
So it's true £200 per year would be less than you are paying in the US. But even in the US, you only pay ONE insurance premium to obtain coverage. A levy in the UK for residents is double-dipping.
If you are working then National Insurance is also being collected. So it's true £200 per year would be less than you are paying in the US. But even in the US, you only pay ONE insurance premium to obtain coverage. A levy in the UK for residents is double-dipping.
#157
I'm not sure about this myself - does some general taxation go towards health provision in the US (county hospitals, veterans...)? Don't get me wrong, I'd rather not pay, but we do have a really strong sense of entitlement going on over there, people really don't understand what a fab deal they're getting.
Medicaid in the US is funded by the states with a hefty supplement from the federal government (the percentage is different in each stage based upon need and NOW under the ACA the percentage is tied to that particular states participation in the healthcare exchanges). Of course, not everyone qualifies for Medicaid. The ACA has enabled a lot more people to becovered through Medicaid expansion (in the participating states), but the rest of the population still needs to get cover through work OR through the exchanges.
Medicare is paid for via payroll deduction through ones working years with everyone's funds being placed into a mammoth trust. The portion of a paycheck that is deducted for Medicare is 1.2 percent.
#158
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I think the concept of county and city hospitals is from a by-gone era. I know of none.
Medicaid in the US is funded by the states with a hefty supplement from the federal government (the percentage is different in each stage based upon need and NOW under the ACA the percentage is tied to that particular states participation in the healthcare exchanges). Of course, not everyone qualifies for Medicaid. The ACA has enabled a lot more people to becovered through Medicaid expansion (in the participating states), but the rest of the population still needs to get cover through work OR through the exchanges.
Medicare is paid for via payroll deduction through ones working years with everyone's funds being placed into a mammoth trust. The portion of a paycheck that is deducted for Medicare is 1.2 percent.
Medicaid in the US is funded by the states with a hefty supplement from the federal government (the percentage is different in each stage based upon need and NOW under the ACA the percentage is tied to that particular states participation in the healthcare exchanges). Of course, not everyone qualifies for Medicaid. The ACA has enabled a lot more people to becovered through Medicaid expansion (in the participating states), but the rest of the population still needs to get cover through work OR through the exchanges.
Medicare is paid for via payroll deduction through ones working years with everyone's funds being placed into a mammoth trust. The portion of a paycheck that is deducted for Medicare is 1.2 percent.
#160
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Joined: Jan 2006
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From: San Francisco











Yeah, but.........if you are resident then it can well be assumed you are contributing through general taxation. Unless of course you ain't buyin' nuthin'.
If you are working then National Insurance is also being collected.
So it's true £200 per year would be less than you are paying in the US. But even in the US, you only pay ONE insurance premium to obtain coverage. A levy in the UK for residents is double-dipping.
If you are working then National Insurance is also being collected. So it's true £200 per year would be less than you are paying in the US. But even in the US, you only pay ONE insurance premium to obtain coverage. A levy in the UK for residents is double-dipping.
#161
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I think it wouldn't be a bad idea to let people in the UK somehow know what their treatment is costing, even though they didn't have to pay anything.
#162
You will be contributing to taxes of the country! Petrol tax, income tax, VAT, booze tax etc. I figure the amount of wine I drink I am probably paying a few pence a day! 
The system they have here in Canada is fair. As a returning resident of BC (rest of Canada maybe except Alberta) you have to wait 3 months before you can access health care and you then take on private insurance for those 3 months. This stops Canadians from being ill overseas where they are expats living a nice life and want to come back just to access the healthcare where they are no longer contributing taxes to! Perhaps UK can have something like that.
I also don't have a problem paying something like a levy for the first few years but then it must apply to everyone, including EC as well and some short exclusion for ex=pats coming back to access healthcare.
I think the United Kingdom has one of the most fairest and best systems in the world but like most things in life it is always a few who abuse the system.

The system they have here in Canada is fair. As a returning resident of BC (rest of Canada maybe except Alberta) you have to wait 3 months before you can access health care and you then take on private insurance for those 3 months. This stops Canadians from being ill overseas where they are expats living a nice life and want to come back just to access the healthcare where they are no longer contributing taxes to! Perhaps UK can have something like that.
I also don't have a problem paying something like a levy for the first few years but then it must apply to everyone, including EC as well and some short exclusion for ex=pats coming back to access healthcare.
I think the United Kingdom has one of the most fairest and best systems in the world but like most things in life it is always a few who abuse the system.

I'm not a BC so I won't be returning as an ex-pat. I'm Australian, have lived here all my life. I would be wild as hell if Scouse couldn't access the NHS immediately on return.
Hahahaa about the wine tax, I'll certainly contribute there!
#163
So sorry you have had such a terrible experience at the hands of an ex. However don't feel that you cannot get something you have not necessarily paid for. It is like insurance, some pay and never claim because thank goodness they don't have to but it lets them sleep at night and others claim because they have to and no one begrudges them that! You pay your taxes and are resident there and you will be as entitled to it as any other British subject. Besides you will be married to a Brit and taking care of him too! (not that I mean you are a carer lol)
#164
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Joined: Nov 2012
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NHS is funded from general taxation. Everyone pays taxes - even the street bum when he buys his bottle of cheap wine !
#165
I'm sorry, but the principle of the NHS is that healthcare is free for all. It is not 'welfare' and it is not something anyone should feel guilty about receiving. Wanting to pay for it when you don't have to is a bit precious and very perverse IMO. It's like people who leave their money to pay off the national debt.
I don't think you are being 'moral'. I think you are being silly.
I don't think you are being 'moral'. I think you are being silly.
Any issues/thoughts/questions I have are going to be different to those of British citizens moving back, and my thoughts on accessing the NHS are an example of this.
I think you were a bit harsh with your descriptions of me Editha, but again that's probably just a consequence of me being the proverbial square peg. So I'll scuttle back in me box, and hope that my preciousness, perverseness and silliness will nick off before I emigrate - otherwise I might have a hard time of it.



