Using ATM in Germany

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Old Sep 23rd 2004, 7:18 am
  #1  
Hatunen
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Default Re: Using ATM in Germany

On 23 Sep 2004 20:01:06 GMT, [email protected] (FAdvice) wrote:

    >Hello,
    >I would assume that using an ATM in Germany to draw funds from a US bank
    >account is not a problem. Does anyone here know otherwise?

I never had trouble. if you're new at this international ATM
game, be sure you know your PIN as numerical digits, not letters,
play safe no matter what you hear and have a four-digit PIN, and
make sure the card withdraws funds from your checking accouint.

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *
 
Old Sep 23rd 2004, 8:01 am
  #2  
FAdvice
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Default Using ATM in Germany

Hello,

I would assume that using an ATM in Germany to draw funds from a US bank
account is not a problem. Does anyone here know otherwise?

Thanks!
 
Old Sep 23rd 2004, 8:03 am
  #3  
Miguel Cruz
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Default Re: Using ATM in Germany

FAdvice <[email protected]> wrote:
    > I would assume that using an ATM in Germany to draw funds from a US bank
    > account is not a problem. Does anyone here know otherwise?

It is not a problem. If this is your first time using this card
internationally, check with your bank to ensure they haven't tried to
protect you from fraud by blocking international access.

miguel
--
Hit The Road! Photos from 31 countries on 5 continents: http://travel.u.nu
 
Old Sep 23rd 2004, 1:17 pm
  #4  
Charles Hawtrey
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Default Re: Using ATM in Germany

The little voices in [email protected] (FAdvice)'s head told him to say:

    >Hello,
    >I would assume that using an ATM in Germany to draw funds from a US bank
    >account is not a problem. Does anyone here know otherwise?

As others have said, it should work fine.

I always carry ATM cards supported by two different banks and
networks. But more because I'm that kind of person rather than any
experience of problems.


--
"It occurred to me that the reason that the spam problem persists is
because there are, after all, plenty of people who are simply too
goddamn dumb to live, and these people are easy marks for the spammers."
-- Woody in news.admin.net-abuse.email
 
Old Sep 23rd 2004, 1:17 pm
  #5  
Gunter Herrmann
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Default Re: Using ATM in Germany

FAdvice wrote:
    > I would assume that using an ATM in Germany to draw funds from a US bank
    > account is not a problem. Does anyone here know otherwise?

Check with your bank to find out their partner banks. I have a Bank
of America check card and found out that Deutsche Bank ATMs do not
charge a fee. Other banks within the same ATM network treating
customers within that network as their own (and so not charging BOA
customers fees) are Dresdner Bank, Commerzbank and Postbank.
Your bank might have a partner bank in Germany as well.

Best regards

--
Gunter Herrmann
Naples, Florida, USA
 
Old Sep 23rd 2004, 2:21 pm
  #6  
127 . 0 . 0 . 1
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Default Re: Using ATM in Germany

On 23 Sep 2004 20:01:06 GMT, [email protected] (FAdvice) wrote:

    >Hello,
    >I would assume that using an ATM in Germany to draw funds from a US bank
    >account is not a problem. Does anyone here know otherwise?

make sure you have a 4 digit pin
 
Old Sep 23rd 2004, 2:45 pm
  #7  
Joe
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Default Re: Using ATM in Germany

Just got back from Munich and had no problem using an ATM.

--
Joe
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remove BBB YYY
"127.0.0.1" <[email protected]> wrote in message
news:[email protected]...
    > On 23 Sep 2004 20:01:06 GMT, [email protected] (FAdvice) wrote:
    > >Hello,
    > >
    > >I would assume that using an ATM in Germany to draw funds from a US bank
    > >account is not a problem. Does anyone here know otherwise?
    > make sure you have a 4 digit pin
 
Old Sep 23rd 2004, 5:40 pm
  #8  
Ptravel
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Default Re: Using ATM in Germany

"127.0.0.1" <[email protected]> wrote in message
news:[email protected]...
    > On 23 Sep 2004 20:01:06 GMT, [email protected] (FAdvice) wrote:
    >>Hello,
    >>I would assume that using an ATM in Germany to draw funds from a US bank
    >>account is not a problem. Does anyone here know otherwise?
    > make sure you have a 4 digit pin

Obsolete advice, if it was ever accurate. Our pin isn't 4-digits and we've
never had a problem using our cards anywhere in Europe, including a number
of cities in Germany.
 
Old Sep 25th 2004, 10:35 am
  #9  
Martin Stock
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Default Re: Using ATM in Germany

    > >>Hello,
    > >>
    > >>I would assume that using an ATM in Germany to draw funds from a US bank
    > >>account is not a problem. Does anyone here know otherwise?
    > >
    > > make sure you have a 4 digit pin
    > Obsolete advice, if it was ever accurate. Our pin isn't 4-digits and
we've
    > never had a problem using our cards anywhere in Europe, including a number
    > of cities in Germany.

It was once accurate. With the older software on these machines there was
only a field for 4 digits.
Now there is a field which accepts more characters. Older keypads will have
still only digits on it - no letters. Thus better to know the number
combination of your pin. If you don't know you can look it up at a public
telephone booth (but it's today easier to find an ATM than a public phone).

I haven't seen the old software for a while. But I use only the banks inside
the network of my bank (Sparkasse = savings bank) to avoid fees, thus I
cannot totally exclude that such machines may still exist.
But they are definitly the exception.
 
Old Sep 28th 2004, 6:50 pm
  #10  
Tim Challenger
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Default Re: Using ATM in Germany

On Thu, 23 Sep 2004 13:18:13 -0600, Hatunen wrote:

    > ... be sure you know your PIN as numerical digits, not letters ...
That's why it's called a PIN, as opposed to a PIW or PIL. ;)


--
Tim C.
 
Old Sep 28th 2004, 8:52 pm
  #11  
nitram
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Default Re: Using ATM in Germany

On Wed, 29 Sep 2004 08:50:27 +0200, Tim Challenger
<[email protected]> wrote:

    >On Thu, 23 Sep 2004 13:18:13 -0600, Hatunen wrote:
    >> ... be sure you know your PIN as numerical digits, not letters ...
    >That's why it's called a PIN, as opposed to a PIW or PIL. ;)

or even PIL lock?
 
Old Sep 28th 2004, 9:02 pm
  #12  
Tim Challenger
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Default Re: Using ATM in Germany

On Wed, 29 Sep 2004 10:52:51 +0200, [email protected] wrote:

    > or even PIL lock?

LOL! I had to read that about 5 times before I got it.
Do I qualify?

--
Tim C.
 
Old Sep 29th 2004, 4:04 am
  #13  
Hatunen
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Default Re: Using ATM in Germany

On Wed, 29 Sep 2004 08:50:27 +0200, Tim Challenger
<[email protected]> wrote:

    >On Thu, 23 Sep 2004 13:18:13 -0600, Hatunen wrote:
    >> ... be sure you know your PIN as numerical digits, not letters ...

    >That's why it's called a PIN, as opposed to a PIW or PIL. ;)

Nevertheless, many people learn the letters, not the numbers.
When she was first confronted with a European keypad I had to
tell my wife what the numbers were.

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *
 
Old Sep 29th 2004, 10:10 am
  #14  
Watcher
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Default Re: Using ATM in Germany

[email protected] (FAdvice) wrote in message news:<[email protected]>...
    > Hello,
    >
    > I would assume that using an ATM in Germany to draw funds from a US bank
    > account is not a problem. Does anyone here know otherwise?
    >
    > Thanks!

Well, actually, there might be a problem. I found that in Berlin,
there were very few ATMs with direct access on the street. Most of
them were in the lobbies of bank buildings, or there were groups of
ATMs in closed areas that required a card to enter -- and my ATM card
(BofA) would not work for entry. So, if the banks were closed, I had
to stand outside one of these places and wait for someone else to
enter or leave, so that I could slip in through the open door.
Quite different from Prague, Budapest and Vienna, where there are
abundant ATMs that you can just walk up to on the street at any time
of the day or night......
 
Old Sep 29th 2004, 10:39 am
  #15  
Lennart Petersen
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Default Re: Using ATM in Germany

"Watcher" <[email protected]> skrev i meddelandet
news:[email protected] om...
    > [email protected] (FAdvice) wrote in message
    > news:<[email protected]>...
    >> Hello,
    >> I would assume that using an ATM in Germany to draw funds from a US bank
    >> account is not a problem. Does anyone here know otherwise?
    >> Thanks!
    > Well, actually, there might be a problem. I found that in Berlin,
    > there were very few ATMs with direct access on the street. Most of
    > them were in the lobbies of bank buildings, or there were groups of
    > ATMs in closed areas that required a card to enter -- and my ATM card
    > (BofA) would not work for entry. So, if the banks were closed, I had
    > to stand outside one of these places and wait for someone else to
    > enter or leave, so that I could slip in through the open door.
Obviously your card was an exception but to my experience , if the card is
valid in the ATM it's also likely to open the door.

    > Quite different from Prague, Budapest and Vienna, where there are
    > abundant ATMs that you can just walk up to on the street at any time
    > of the day or night......
Must say I feel a lot safer in those mentioned lobbies rather than being in
the street, but again the door must open.
 


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