La Poste Becomes Une Banque
 

Those use to the US postal system are amazed when
they see the number of banking services the French
post office has. Long before what just occurred,
the French have used the post office for its general
banking and investment services. Besides a checking
account, one can have a savings account (with up to
15,500 euros collecting 2% tax free interest) and
various "life insurance" stock purchase plans etc.

The problem is that the other banks don't like the
special privileges La Poste has had (e.g. Livret A)
and that will change in some respects. The Livret
A had the historical advantage that anyone could
open one, useful if one did not qualify for a
checking account.

**




Naissance de la Banque Postale

La nouvelle filiale bancaire de La Poste est lancée officiellement
aujourd'hui


La Banque Postale avait obtenu le 21 décembre le feu vert de la Commission
européenne, trois semaines après celui de l'autorité française de tutelle
des banques.

La Poste a écrit aux 28 millions de clients de ses services financiers pour
les informer qu'ils devenaient une banque "à part entière".

Principale nouveauté: si la Banque*Postale*n'est pas encore autorisée
à*distribuer des crédits à la consommation, elle pourra désormais proposer
un prêt*immobilier sans épargne préalable. Un moyen de "fidéliser des
clients qui*aujourd'hui, bien que satisfaits, la quittent faute de trouver
chez elle les*produits dont ils ont besoin", selon Patrick Werner, le
directeur général délégué de la Poste, futur président du directoire de la
banque.

Les clients des Services Financiers de*La Poste*garderont les
mêmes*interlocuteurs "en bureau de poste et en centre financier". Seul
changement*visible, ils recevront un nouveau chéquier estampillé "La
Banque*Postale". Les chéquiers "La Poste" resteront valables pendant deux
ans.

Si La Poste ne prévoit pas de guichets spécifiques pour ses activités
bancaires, elle va toutefois réorganiser les bureaux de post pour
désengorger l'accès aux guichets.

Menacé par la nouvelle banque dont il partage une clientèle modeste et
souvent rurale, le Crédit Agricole a déposé plainte à Bruxelles contre la
Banque Postale, accusée de recevoir plusieurs centaines de millions d'aides
de l'Etat, de nature selon lui à fausser le jeu de la concurrence.

Re: LA POSTE BECOMES UNE BANQUE
 

Earl Evleth <[email protected]> wrote:

    > Those use to the US postal system are amazed when
    > they see the number of banking services the French
    > post office has.

Are they astounded when they discover that many other European post
services offer this too?

--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://homepage.mac.com/davidhornecomposer http://soundjunction.org

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
wrote:

    >Those use to the US postal system are amazed when
    >they see the number of banking services the French
    >post office has.

Most post offices in Europe offer banking services.
--
Martin

Re: LA POSTE BECOMES UNE BANQUE
 

Martin <[email protected]> wrote:

    > On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    > wrote:
    >
    > >Those use to the US postal system are amazed when
    > >they see the number of banking services the French
    > >post office has.
    >
    > Most post offices in Europe offer banking services.

The tourists' jaws must drop when they discover this.

--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://homepage.mac.com/davidhornecomposer http://soundjunction.org

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 2 Jan 2006 10:49:18 -0500, [email protected]
(David Horne, _the_ chancellor of the duchy of besses o' th' barn and
prestwich tesco 24h offy) wrote:

    >Martin <[email protected]> wrote:
    >> On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    >> wrote:
    >>
    >> >Those use to the US postal system are amazed when
    >> >they see the number of banking services the French
    >> >post office has.
    >>
    >> Most post offices in Europe offer banking services.
    >The tourists' jaws must drop when they discover this.

Especially those who thought a giro was a toasted foreskins in a bread
roll.
--
Martin

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 2 Jan 2006 10:49:18 -0500, [email protected]
(David Horne, _the_ chancellor of the duchy of besses o' th' barn and
prestwich tesco 24h offy) wrote:

    >Martin <[email protected]> wrote:
    >> On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    >> wrote:
    >>
    >> >Those use to the US postal system are amazed when
    >> >they see the number of banking services the French
    >> >post office has.
    >>
    >> Most post offices in Europe offer banking services.
    >The tourists' jaws must drop when they discover this.

Hmmph. When I moved to the Netherlands from the US and found out about
giros, the most emotion I could muster was mild surprise.

Toilets with staging platforms, however, made my jaw drop.

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 02 Jan 2006 08:05:04 -0800, Mo Geuxdishu
<[email protected]> wrote:

    >On Mon, 2 Jan 2006 10:49:18 -0500, [email protected]
    >(David Horne, _the_ chancellor of the duchy of besses o' th' barn and
    >prestwich tesco 24h offy) wrote:
    >>Martin <[email protected]> wrote:
    >>> On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    >>> wrote:
    >>>
    >>> >Those use to the US postal system are amazed when
    >>> >they see the number of banking services the French
    >>> >post office has.
    >>>
    >>> Most post offices in Europe offer banking services.
    >>The tourists' jaws must drop when they discover this.
    >Hmmph. When I moved to the Netherlands from the US and found out about
    >giros, the most emotion I could muster was mild surprise.
    >Toilets with staging platforms, however, made my jaw drop.

in minimalist France you stand on the platform.
--
Martin

Re: LA POSTE BECOMES UNE BANQUE
 

There likely *is* foreskin in giro...

"Most store-purchased ground beef is a mixture of meat from multiple
sources (bulls, steers, cows, heifers) because ground beef is formulated
to achieve a very specific fat content. Trimmings from many sources are
combined."
http://www.fsis.usda.gov/oa/pubs/colortech.htm

Tim K

"Martin" <[email protected]> wrote in message
news:[email protected]...
    > Especially those who thought a giro was a toasted foreskins in a bread
    > roll.
    > --
    > Martin

Re: LA POSTE BECOMES UNE BANQUE
 

"David Horne, _the_ chancellor of the duchy of besses o' th' barn and
prestwich tesco 24h offy" wrote:
    >
    > Martin <[email protected]> wrote:
    >
    > > On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    > > wrote:
    > >
    > > >Those use to the US postal system are amazed when
    > > >they see the number of banking services the French
    > > >post office has.
    > >
    > > Most post offices in Europe offer banking services.
    >
    > The tourists' jaws must drop when they discover this.
    >
The local PO delivers my milk and newspapers every day (except Sunday).

Sheila

Re: LA POSTE BECOMES UNE BANQUE
 

S Viemeister <[email protected]> wrote:

    > "David Horne, _the_ chancellor of the duchy of besses o' th' barn and
    > prestwich tesco 24h offy" wrote:
    > >
    > > Martin <[email protected]> wrote:
    > >
    > > > On Mon, 02 Jan 2006 16:26:20 +0100, Earl Evleth <[email protected]>
    > > > wrote:
    > > >
    > > > >Those use to the US postal system are amazed when
    > > > >they see the number of banking services the French
    > > > >post office has.
    > > >
    > > > Most post offices in Europe offer banking services.
    > >
    > > The tourists' jaws must drop when they discover this.
    > >
    > The local PO delivers my milk and newspapers every day (except Sunday).

That must amaze the tourists! :)

--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://homepage.mac.com/davidhornecomposer http://soundjunction.org

Re: LA POSTE BECOMES UNE BANQUE
 

"David Horne, _the_ chancellor of the duchy of besses o' th' barn and
prestwich tesco 24h offy" wrote:
    >
    >
    > That must amaze the tourists! :)
    >
Oh, it does!
The PO also has a decent selection of whisky and wine.

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 2 Jan 2006 13:48:36 -0500, [email protected]
(David Horne, _the_ chancellor of the duchy of besses o' th' barn and
prestwich tesco 24h offy) wrote:

    >S Viemeister <[email protected]> wrote:
<snip>
    >> The local PO delivers my milk and newspapers every day (except Sunday).
    >That must amaze the tourists! :)

Only if it's "bitty bitty"
Guess what?
BBC are repeating Little Britain again tonight.
--
Martin

Re: LA POSTE BECOMES UNE BANQUE
 

On Mon, 02 Jan 2006 13:48:47 -0500, S Viemeister
<[email protected]> wrote:

    >"David Horne, _the_ chancellor of the duchy of besses o' th' barn and
    >prestwich tesco 24h offy" wrote:
    >>
    >>
    >> That must amaze the tourists! :)
    >>
    >Oh, it does!
    >The PO also has a decent selection of whisky and wine.

and are experts at stealing cheque books in some towns.
--
Martin

Re: LA POSTE BECOMES UNE BANQUE
 

Martin <[email protected]> wrote:

    > On Mon, 2 Jan 2006 13:48:36 -0500, [email protected]
    > (David Horne, _the_ chancellor of the duchy of besses o' th' barn and
    > prestwich tesco 24h offy) wrote:
    >
    > >S Viemeister <[email protected]> wrote:
    > <snip>
    > >> The local PO delivers my milk and newspapers every day (except Sunday).
    > >
    > >That must amaze the tourists! :)
    >
    > Only if it's "bitty bitty"
    > Guess what?
    > BBC are repeating Little Britain again tonight.

I'd watch, if I was there! :)

--
David Horne- http://www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
http://homepage.mac.com/davidhornecomposer http://soundjunction.org

Re: LA POSTE BECOMES UNE BANQUE
 

Martin wrote:
    >
    > On Mon, 02 Jan 2006 13:48:47 -0500, S Viemeister
    > <[email protected]> wrote:
    >
    > >"David Horne, _the_ chancellor of the duchy of besses o' th' barn and
    > >prestwich tesco 24h offy" wrote:
    > >>
    > >>
    > >> That must amaze the tourists! :)
    > >>
    > >Oh, it does!
    > >The PO also has a decent selection of whisky and wine.
    >
    > and are experts at stealing cheque books in some towns.
    >
That sort of thing doesn't happen at my PO!

S.