It's French tax time

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Old Jan 27th 2005, 5:42 am
  #1  
The Rev Gaston
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Default It's French tax time

It's time to pay the first installment of this year's French taxes. On
the bill it offers the option of paying on-line. Cool, thought I - that
looks like a hassle-free method of getting past an irritating chore.

In order to pay, you simply go to the "impots" web site, enter your
account number and the bill number, your bank details and it's done!

Not quite - you still have to print off a form authorising your bank to
pay the bill, and send it to the bank. so you haven't saved anything at
all - you may as well just write them a cheque.

Dozy Froggies.

G;
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Old Jan 27th 2005, 6:41 am
  #2  
JohnT
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Default Re: It's French tax time

"The Rev Gaston" <[email protected]> wrote in message
news:[email protected]...
    > It's time to pay the first installment of this year's French taxes. On
    > the bill it offers the option of paying on-line. Cool, thought I - that
    > looks like a hassle-free method of getting past an irritating chore.
    > In order to pay, you simply go to the "impots" web site, enter your
    > account number and the bill number, your bank details and it's done!
    > Not quite - you still have to print off a form authorising your bank to
    > pay the bill, and send it to the bank. so you haven't saved anything at
    > all - you may as well just write them a cheque.
    > Dozy Froggies.
Can you not just make an online payment from your Bank Account? And why
are dogs paying tax?

JohnT
 
Old Jan 27th 2005, 7:19 am
  #3  
Magda
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Posts: n/a
Default Re: It's French tax time

On Thu, 27 Jan 2005 19:41:16 -0000, in rec.travel.europe, "JohnT"
<[email protected]> arranged some electrons, so they looked like this :

...
... "The Rev Gaston" <[email protected]> wrote in message
... news:[email protected]...
... > It's time to pay the first installment of this year's French taxes. On
... > the bill it offers the option of paying on-line. Cool, thought I - that
... > looks like a hassle-free method of getting past an irritating chore.
... >
... > In order to pay, you simply go to the "impots" web site, enter your
... > account number and the bill number, your bank details and it's done!
... >
... > Not quite - you still have to print off a form authorising your bank to
... > pay the bill, and send it to the bank. so you haven't saved anything at
... > all - you may as well just write them a cheque.
... >
... > Dozy Froggies.
... >
... Can you not just make an online payment from your Bank Account? And why
... are dogs paying tax?

For the right to pee against the trees that belong to the town.
 
Old Jan 27th 2005, 7:28 am
  #4  
Nitram
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Posts: n/a
Default Re: It's French tax time

On Thu, 27 Jan 2005 21:19:01 +0100, Magda <[email protected]>
wrote:

    >On Thu, 27 Jan 2005 19:41:16 -0000, in rec.travel.europe, "JohnT"
    ><[email protected]> arranged some electrons, so they looked like this :
    > ...
    > ... "The Rev Gaston" <[email protected]> wrote in message
    > ... news:[email protected]...
    > ... > It's time to pay the first installment of this year's French taxes. On
    > ... > the bill it offers the option of paying on-line. Cool, thought I - that
    > ... > looks like a hassle-free method of getting past an irritating chore.
    > ... >
    > ... > In order to pay, you simply go to the "impots" web site, enter your
    > ... > account number and the bill number, your bank details and it's done!
    > ... >
    > ... > Not quite - you still have to print off a form authorising your bank to
    > ... > pay the bill, and send it to the bank. so you haven't saved anything at
    > ... > all - you may as well just write them a cheque.
    > ... >
    > ... > Dozy Froggies.
    > ... >
    > ... Can you not just make an online payment from your Bank Account? And why
    > ... are dogs paying tax?
    >For the right to pee against the trees that belong to the town.

and crap where Jeremy puts his soleless shoes?

What's happened to Jeremy?
--
Martin
 
Old Jan 27th 2005, 7:42 am
  #5  
Magda
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Posts: n/a
Default Re: It's French tax time

On Thu, 27 Jan 2005 21:28:44 +0100, in rec.travel.europe, nitram <[email protected]> arranged
some electrons, so they looked like this :

... On Thu, 27 Jan 2005 21:19:01 +0100, Magda <[email protected]>
... wrote:
...
... >On Thu, 27 Jan 2005 19:41:16 -0000, in rec.travel.europe, "JohnT"
... ><[email protected]> arranged some electrons, so they looked like this :
... > ... Can you not just make an online payment from your Bank Account? And why
... > ... are dogs paying tax?
... >
... >For the right to pee against the trees that belong to the town.
...
... and crap where Jeremy puts his soleless shoes?
...
... What's happened to Jeremy?

He is playing with Gaston.
 
Old Jan 27th 2005, 4:17 pm
  #6  
Poldy
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Posts: n/a
Default Re: It's French tax time

In article <[email protected]>,
"JohnT" <[email protected]> wrote:

    > "The Rev Gaston" <[email protected]> wrote in message
    > news:[email protected]...
    > > It's time to pay the first installment of this year's French taxes. On
    > > the bill it offers the option of paying on-line. Cool, thought I - that
    > > looks like a hassle-free method of getting past an irritating chore.
    > >
    > > In order to pay, you simply go to the "impots" web site, enter your
    > > account number and the bill number, your bank details and it's done!
    > >
    > > Not quite - you still have to print off a form authorising your bank to
    > > pay the bill, and send it to the bank. so you haven't saved anything at
    > > all - you may as well just write them a cheque.
    > >
    > > Dozy Froggies.
    > >
    > Can you not just make an online payment from your Bank Account? And why
    > are dogs paying tax?
    >

Paid my property tax with a credit card. Got a bunch of miles.
 
Old Jan 27th 2005, 5:43 pm
  #7  
Wolfgang Schwanke
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Posts: n/a
Default Re: It's French tax time

The Rev Gaston <[email protected]> wrote
in news:[email protected]:

    > In order to pay, you simply go to the "impots" web site, enter your
    > account number and the bill number, your bank details and it's done!
    >
    > Not quite - you still have to print off a form authorising your bank to
    > pay the bill, and send it to the bank. so you haven't saved anything at
    > all - you may as well just write them a cheque.

Only the first time, I assume. Otherwhise your bank account would be open
for withdrawals from anyone *). Would you like that? Sending cheques
through the mail is a very Anglo-Saxon thing, it's not done much elsewhere.

*) The German method is: Accounts are indeed open for withdrawals by
anyone, but the customer can cancel any such payment immediately, no
explanations necessary.

Regards

--
Sabine Christiansen: die Angelika Unterlauf des Westens
(Matthias Opatz in <[email protected]>)

http://www.wschwanke.de/ usenet_20031215 (AT) wschwanke (DOT) de
 
Old Jan 27th 2005, 9:48 pm
  #8  
Chancellor Of The Duchy Of Besses O' Th' Barn
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Default Re: It's French tax time

Wolfgang Schwanke <[email protected]> wrote:

    > The Rev Gaston <[email protected]> wrote
    > in news:[email protected]:
    >
    > > In order to pay, you simply go to the "impots" web site, enter your
    > > account number and the bill number, your bank details and it's done!
    > >
    > > Not quite - you still have to print off a form authorising your bank to
    > > pay the bill, and send it to the bank. so you haven't saved anything at
    > > all - you may as well just write them a cheque.
    >
    > Only the first time, I assume. Otherwhise your bank account would be open
    > for withdrawals from anyone *). Would you like that? Sending cheques
    > through the mail is a very Anglo-Saxon thing, it's not done much elsewhere.

To tell the truth, it's done less and less here now as well. Many
companies actually penalise you if you don't pay by direct debit-
rather, they offer a 'discount' if you do! Still, on the rare occasion I
go the post office, I'm always amazed to see how many people would
rather go their at least weekly to pick up welfare-type payments _and_
to pay a wide range of bills. For some older people, it's almost a
social thing. I guess old habits die hard.

    > *) The German method is: Accounts are indeed open for withdrawals by
    > anyone, but the customer can cancel any such payment immediately, no
    > explanations necessary.

Can't you just make a direct bank payment? That's what I do, through the
online banking system. It's very secure, and the funds are available
almost immediately in the recipient's account.

--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
 
Old Jan 28th 2005, 6:43 am
  #9  
The Rev Gaston
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Posts: n/a
Default Re: It's French tax time

On 2005-01-28 11:48:55 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn) said:

    > Wolfgang Schwanke <[email protected]> wrote:
    >
    >> The Rev Gaston <[email protected]> wrote
    >> in news:[email protected]:
    >>
    >>> In order to pay, you simply go to the "impots" web site, enter your
    >>> account number and the bill number, your bank details and it's done!
    >>>
    >>> Not quite - you still have to print off a form authorising your bank to
    >>> pay the bill, and send it to the bank. so you haven't saved anything at
    >>> all - you may as well just write them a cheque.
    >>
    >> Only the first time, I assume. Otherwhise your bank account would be open
    >> for withdrawals from anyone *). Would you like that?

It's not that - it's to authorise a one-time payment.

    > Can't you just make a direct bank payment? That's what I do, through the
    > online banking system. It's very secure, and the funds are available
    > almost immediately in the recipient's account.

Yes, but this is France, so convenience to the customer, and efficiency
to the organisation, are of no interest whatsoever.

G;


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Old Jan 28th 2005, 7:20 am
  #10  
Ralph Holz
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Default Re: It's French tax time

    > *) The German method is: Accounts are indeed open for withdrawals by
    > anyone, but the customer can cancel any such payment immediately, no
    > explanations necessary.

To the best of my knowledge:

From a legal point of view, this is incorrect (with good reason, your
property is constitutionally protected). Technically, a bank must always
ask to see a statement of yours that allows the withdrawal. In practice,
this is never done as the damage done by incorrect bookings is much less
than what it would cost them to check each withdrawal by hand.

You are right, though, that you can always cancel any such booking.

However, if you gave your creditor (e.g. the phone company) a general
permission for withdrawals (Einzugsermächtigung) and they accidentally
made a wrong booking, you cannot cancel it.

Ralph
 
Old Jan 28th 2005, 7:48 pm
  #11  
Wolfgang Schwanke
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Default Re: It's French tax time

[email protected] (chancellor of the duchy of besses o'
th' barn) wrote in
news:1gr3hun.f9voflu60weiN%this_address_is_for_spa [email protected]:

    >> *) The German method is: Accounts are indeed open for withdrawals by
    >> anyone, but the customer can cancel any such payment immediately, no
    >> explanations necessary.
    >
    > Can't you just make a direct bank payment?

Of course, both methods exist. But in some circumstances withdrawal by
the payee is more convenient. Typically your phone bill: You don't really
want to hassle with it every month, but a standing order is impossible,
because the amount differs each time. So you allow the phone company to
serve themselves. It's also more convenient with other regular payments,
such as rent or electricity. You don't have to change the order each time
they raise prices.

Also the companies prefer this method for logistical reasons: With
regular bank orders, they have to check each and every customer's
payments. With bank withdrawals, they generate the payments themselves
from their accounting system, so from their point of view all bills are
payed. After that they only have to check returns.

Regards

--
Sie können den Computer jetzt ausschalten.

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Old Jan 29th 2005, 4:05 am
  #12  
Frank F. Matthews
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Posts: n/a
Default Re: It's French tax time

Wolfgang Schwanke wrote:
    > The Rev Gaston <[email protected]> wrote
    > in news:[email protected]:
    >
    >
    >>In order to pay, you simply go to the "impots" web site, enter your
    >>account number and the bill number, your bank details and it's done!
    >>Not quite - you still have to print off a form authorising your bank to
    >>pay the bill, and send it to the bank. so you haven't saved anything at
    >>all - you may as well just write them a cheque.
    >
    >
    > Only the first time, I assume. Otherwhise your bank account would be open
    > for withdrawals from anyone *). Would you like that? Sending cheques
    > through the mail is a very Anglo-Saxon thing, it's not done much elsewhere.
    >
    > *) The German method is: Accounts are indeed open for withdrawals by
    > anyone, but the customer can cancel any such payment immediately, no
    > explanations necessary.
    >
    > Regards
    >


Since tax payments are easily traceable and errors are easily
correctable I doubt that fraud considerations are significant. It
appears more likely that the bank or banking system involved is simply
not interested or lacks flexibility.
 

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