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Best Place to buy Foreign Currency

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Best Place to buy Foreign Currency

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Old Jun 19th 2003, 9:01 am
  #61  
Me
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Default Re: Best Place to buy Foreign Currency

[email protected] (Miguel Cruz) wrote in message news:...
    > Miss L.Toe wrote:
    > > At least we dont have too many 'drive-thru' cash points. To me that really
    > > sums up American society.
    >
    > In the midwest there are drive-through beer places, which seems a bit
    > frightening.


Because the act of getting out of the car changes everything so much?
 
Old Jun 19th 2003, 9:21 am
  #62  
Marie Lewis
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Default Re: Best Place to buy Foreign Currency

In article , Miguel Cruz
writes
    >I put hotels, intercity travel, and more expensive meals on credit card, and
    >everything else with cash
Be careful. Skimming has become more and more common.
--
Marie Lewis
 
Old Jun 19th 2003, 9:22 am
  #63  
Marie Lewis
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Default Re: Best Place to buy Foreign Currency

In article , Hatunen
writes
    >Why? What's wrong with drive-thru ATMs? Beats standing in a line
    >in the hot sun.


It is amusing to see the Amish in their buggies at drive-in banks.
--
Marie Lewis
 
Old Jun 19th 2003, 9:35 am
  #64  
Miguel Cruz
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Default Re: Best Place to buy Foreign Currency

me wrote:
    > [email protected] (Miguel Cruz) wrote:
    >> Miss L.Toe wrote:
    >>> At least we dont have too many 'drive-thru' cash points. To me that really
    >>> sums up American society.
    >>
    >> In the midwest there are drive-through beer places, which seems a bit
    >> frightening.
    > Because the act of getting out of the car changes everything so much?

Okay, it's not as scary as the full bar I saw at a gas station in Guatemala
City a few weeks ago.

But yeah, I think it's scary on a few levels. First, just the laziness
factor. I guess that's more disgusting than scary. Second, it just sort of
reinforces the idea that drinking and driving go together.

miguel
--
Hit The Road! Photos and tales from around the world: http://travel.u.nu
Latest photos: Maldives, Dubai and Vietnam
 
Old Jun 19th 2003, 11:06 am
  #65  
Owain
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Default Re: Best Place to buy Foreign Currency

"Hatunen" wrote
    | "Owain" wrote:
    | >| Shit does happen, but if you're going to obsess on it you'd
    | >| better stay home.
    | >I prefer to plan ahead so that shit does not happen.
    | >Poor Preparation, Planning and Procedure Produces Poor Performance.
    | Honest now, do you prepare for every possible contingency?

Of course not, but I try and plan for the foreseeable and most probable
ones. The cost and effort in getting some foreign currency before departure
is, for me, negligible, in fact I have/had currency for countries (including
the USA) to which I am never likely to travel, because it's useful for
sending small amounts to pay for catalogues etc (especially before
everything was on the web).

Owain
 
Old Jun 19th 2003, 8:27 pm
  #66  
Greg Byshenk
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Default Re: Best Place to buy Foreign Currency

Miss L.Toe wrote:

    > > > To me having a little bit of hassle before I go is preferably to a few
    > > > minutes of precious holiday time wasted at a cash point, and more hassle
    > > > than that if it doesnt work.

    > > I suppose that, if your "holiday time" is extremely short, and you have
    > > nothing to do pre-holiday, then you could save the "few minutes of precious
    > > holiday time" by getting cash before you leave.

    > Or I usually have a few spare minutes at the departure airport after
    > checking in.

But you can't depend on this certainly being the case, nor can you depend
on the bureau de change being open at the airport (after all, this is
your justification for not waiting until you arrive at your destination).
Which means that, if you are to actually follow your policy of preparedness,
then you must change your money before you go to the airport. Additionally,
buying at your departure airport will normally mean rapacious exchange
rates.

As someone else said previously, this seems to be a case of willingness
to put up with extra time, trouble, and expense on _every_ _trip_, just
to avoid the potential of having to put up with the same time, trouble,
and expense on that one occasion out of 100 that there might be a problem
at your destination.


    > > Of course, for this to
    > > work out, then you must exchange sufficient currency to handle _all_ of
    > > your needs before leaving, or else you will _still_ need to waste a few
    > > minutes on the second, third, or whatever day of your holidays.

    > If I'm away for up to a week I'll take all the local cash I need. Over a
    > week and I'll use an ATM or something at the other end.

But that means that you are _both_ wasting your time before you leave
_and_ wasting your "precious holiday time" at a cashpoint.


    > > Additionally, at least in my case (though this appears to be true of most
    > > other people of my acquaintance, as well), my time is much more in demand
    > > while preparing for a holiday -- once I am on holiday, I have plenty of
    > > time to "waste", because... well.. I'm on holiday.

    > > If you are one of those people who packs so much into a holiday that you
    > > can't spare a minute or two, then, as you write:

    > > > each to his/her own...

    > > But, if so, then (at least IMO), your priorities are so strange that the
    > > issue of getting currency before you leave is minor in comparison to the
    > > rest.

    > It's just a habit Ive got into, I think its a good one, and I was sharing
    > it.

As I've already said more than once, if you choose to do this, then
there is nothing I could do to change it, even if I wanted to.

That said, you have been doing something more than "sharing" your
habit. You have been telling other that what you do is what they
should do, and presenting patently ridiculous examples of what can
go wrong if they fail to do so. If you wish to share your habits,
recognizing that others may disagree, then that is one thing. It is
quite another to say: "so-and-so didn't do what I do (but instead
did something totally idiotic), and look what happened to him!"
IMO, this is the essence of "totally absurd 'scare stories'."


    > > And, to reiterate: I don't care one way or the other what you happen to
    > > prefer; I'm just tired of totally absurd "scare stories".

    > They are not absurd scare stories - they have happened to real people that I
    > have met - All I want to do is make some other potential idiot think (and
    > I'm not specifically calling anyone an idiot).

If they are intended to support the point of view that one should carry
"local" currency with you, then they are indeed either a) "totally absurd
'scare stories'", or b) totally irrelevant asides. Two of your primary
examples (and those with which I have taken issue) are a) someone
travelling with _no_ urrency at all and (apparently) no means of getting
any, and b) someone travelling with a debit card, but without knowing the
number required to use it. Neither of these examples have any bearing
whatsoever on the case of someone who travels with a debit card (and knows
the PIN) and a small amount of currency (or travelers cheques, etc.) from
his/her own country, as such a person would never be in the situations
you describe. Naturally, anyone who supposes that the destination's local
currency will simply fall down from the sky upon his/her arrival will have
something of a problem, but I (and I suspect most thinking people) would
consider this absurd and/or irrelevant.


--
greg byshenk - [email protected] - Leiden, NL
hate spam?

 
Old Jun 19th 2003, 11:55 pm
  #67  
marko
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Default Re: Best Place to buy Foreign Currency

On 17 Jun 2003 19:56:08 GMT, greg byshenk
wrote:


    >I will note that it doesn't matter at all to me if someone chooses
    >to bring "local" currency from home when they go on holiday. I
    >_don't_, but it's their holiday, after all. What does irritate me
    >are the ridiculous justifications some people try to make for doing
    >so, such as yours above. Your statement attempted to imply dreadful
    >consequences if one chooses not to carry "local" currency, on the
    >basis of someone who "had forgotten his number"! I suggest instead
    >that perhaps persons such as this should not be leaving home without
    >adult supervision.

Actually I should go as far to say that "PPL" who only think the card
is the answer to all thing should not leave home without adult
supervision. For starters most banks charge fees to use your card
aboard and the bank the ATM machine belongs to might charge a fee as
well. Hence can quite easily make it the most expensive way possible.
As a study in the Daily Mail has shown recently. Also not a lot of
places do not charge comission on currency, and it give you safe of
mind that you know you got the right curreny..
 
Old Jun 20th 2003, 1:33 am
  #68  
Inland56
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Posts: n/a
Default Re: Best Place to buy Foreign Currency

"Marie Lewis" wrote in message
news:[email protected]...
    > In article , Miguel Cruz
    > writes
    > >I put hotels, intercity travel, and more expensive meals on credit card,
and
    > >everything else with cash
    > Be careful. Skimming has become more and more common.

We used our VISA in Bunratty, Ireland, then proceeded on with the tour to
western Ireland. The next day our card number was used to purchase
insurance in Dublin.
The day afer we had arrived back home in the states, it was used in a
child's clothing store in Limerick. VISA was very cooperative and removed
the charges.
 
Old Jun 20th 2003, 2:27 am
  #69  
Miguel Cruz
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Posts: n/a
Default Re: Best Place to buy Foreign Currency

inland56 wrote:
    > "Marie Lewis" wrote:
    >> Miguel Cruz writes
    >>> I put hotels, intercity travel, and more expensive meals on credit card,
    >>> and everything else with cash
    >> Be careful. Skimming has become more and more common.
    > We used our VISA in Bunratty, Ireland, then proceeded on with the tour to
    > western Ireland. The next day our card number was used to purchase
    > insurance in Dublin.
    > The day afer we had arrived back home in the states, it was used in a
    > child's clothing store in Limerick. VISA was very cooperative and removed
    > the charges.

This spring I used my credit card to pay for something at an airport in
Saigon and within a few weeks a duplicate card (not just the number) had
been used for electronics, restaurant, and movie ticket purchases all over
Hong Kong and Taiwan. The credit card company discovered this on their own,
alerted me, and removed all the charges without issue.

miguel
--
Hit The Road! Photos and tales from around the world: http://travel.u.nu
Latest photos: Maldives, Dubai and Vietnam
 
Old Jun 20th 2003, 2:29 am
  #70  
Miguel Cruz
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Posts: n/a
Default Re: Best Place to buy Foreign Currency

Mark Kelly wrote:
    > Actually I should go as far to say that "PPL" who only think the card
    > is the answer to all thing should not leave home without adult
    > supervision. For starters most banks charge fees to use your card
    > aboard

Mine doesn't.

    > and the bank the ATM machine belongs to might charge a fee as
    > well.

Where? Other than non-bank, convenience-store or bar-rail ATMs, I can think
of only one country in which this happens (and it's not the USA).

    > Hence can quite easily make it the most expensive way possible. As a study
    > in the Daily Mail has shown recently. Also not a lot of places do not
    > charge comission on currency

No, they just provide really bad exchange rates, which is the same thing.
"No commission" is a tax on stupid people.

    > and it give you safe of mind that you know you got the right curreny..

When has an ATM given someone the wrong currency?

miguel
--
Hit The Road! Photos and tales from around the world: http://travel.u.nu
Latest photos: Maldives, Dubai and Vietnam
 
Old Jun 20th 2003, 4:31 am
  #71  
Hatunen
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Posts: n/a
Default Re: Best Place to buy Foreign Currency

On Fri, 20 Jun 2003 00:06:53 +0100, "Owain"
wrote:

    >"Hatunen" wrote
    >| "Owain" wrote:
    >| >| Shit does happen, but if you're going to obsess on it you'd
    >| >| better stay home.
    >| >I prefer to plan ahead so that shit does not happen.
    >| >Poor Preparation, Planning and Procedure Produces Poor Performance.
    >| Honest now, do you prepare for every possible contingency?
    >Of course not, but I try and plan for the foreseeable and most probable
    >ones. The cost and effort in getting some foreign currency before departure
    >is, for me, negligible, in fact I have/had currency for countries (including
    >the USA) to which I am never likely to travel, because it's useful for
    >sending small amounts to pay for catalogues etc (especially before
    >everything was on the web).

What is fine for you is, of course, fine for you.


************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *
 
Old Jun 20th 2003, 4:33 am
  #72  
Hatunen
Guest
 
Posts: n/a
Default Re: Best Place to buy Foreign Currency

On Fri, 20 Jun 2003 14:27:43 GMT, [email protected] (Miguel Cruz)
wrote:

    >inland56 wrote:
    >> "Marie Lewis" wrote:
    >>> Miguel Cruz writes
    >>>> I put hotels, intercity travel, and more expensive meals on credit card,
    >>>> and everything else with cash
    >>> Be careful. Skimming has become more and more common.
    >> We used our VISA in Bunratty, Ireland, then proceeded on with the tour to
    >> western Ireland. The next day our card number was used to purchase
    >> insurance in Dublin.
    >> The day afer we had arrived back home in the states, it was used in a
    >> child's clothing store in Limerick. VISA was very cooperative and removed
    >> the charges.
    >This spring I used my credit card to pay for something at an airport in
    >Saigon and within a few weeks a duplicate card (not just the number) had
    >been used for electronics, restaurant, and movie ticket purchases all over
    >Hong Kong and Taiwan. The credit card company discovered this on their own,
    >alerted me, and removed all the charges without issue.

And when my wallet was picked from my pocket in Paris I lost
nohting but a small amount of my time; none of the some $600 in
subsequent charges to my Visa card was paid by me.


************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *
 
Old Jun 20th 2003, 4:37 am
  #73  
Hatunen
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Default Re: Best Place to buy Foreign Currency

On Fri, 20 Jun 2003 11:55:49 GMT,
marko"_R*E*M*O*V*E*T*H*I*S*P*A*R*T_"@nojunk.ntlwor ld.com (Mark
Kelly) wrote:

    >Actually I should go as far to say that "PPL" who only think the card
    >is the answer to all thing should not leave home without adult
    >supervision. For starters most banks charge fees to use your card
    >aboard and the bank the ATM machine belongs to might charge a fee as
    >well. Hence can quite easily make it the most expensive way possible.
    >As a study in the Daily Mail has shown recently. Also not a lot of
    >places do not charge comission on currency, and it give you safe of
    >mind that you know you got the right curreny..

I'll point out again that I have NEVER been charged a fee by a
bank in Europe for using my American ATM card. Never. As to the
fee my bank might charge for using its ATM card overseas, it is
no different than the fee it charges for using the machine of
another bank here in my own town. But, in fact, I rarely use my
bank ATM card since my credit union ATM card charges me nothing.

I will also point out that my cards are pure ATM cards, and not
so-called "debit cards" with Visa or Mastercard logos on them.

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *
 
Old Jun 20th 2003, 7:38 am
  #74  
Greg Byshenk
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Posts: n/a
Default Re: Best Place to buy Foreign Currency

marko"_R*E*M*O*V*E*T*H*I*S*P*A*R*T_"@nojunk.ntlwor ld.com (Mark Kelly) wrote:
    > greg byshenk wrote:

    > >I will note that it doesn't matter at all to me if someone chooses
    > >to bring "local" currency from home when they go on holiday. I
    > >_don't_, but it's their holiday, after all. What does irritate me
    > >are the ridiculous justifications some people try to make for doing
    > >so, such as yours above. Your statement attempted to imply dreadful
    > >consequences if one chooses not to carry "local" currency, on the
    > >basis of someone who "had forgotten his number"! I suggest instead
    > >that perhaps persons such as this should not be leaving home without
    > >adult supervision.

    > Actually I should go as far to say that "PPL" who only think the card
    > is the answer to all thing should not leave home without adult
    > supervision. For starters most banks charge fees to use your card
    > aboard and the bank the ATM machine belongs to might charge a fee as
    > well. Hence can quite easily make it the most expensive way possible.
    > As a study in the Daily Mail has shown recently. Also not a lot of
    > places do not charge comission on currency, and it give you safe of
    > mind that you know you got the right curreny..

I could be more long-winded, but it would probably be a waste of time,
so I'll just note that (apart from the point re the Daily Mail, which
I don't read and so cannot comment on), _everything_ you've written
is wrong (at least in part, if not wholly).


--
greg byshenk - [email protected] - Leiden, NL
hate spam?

 
Old Jun 20th 2003, 8:54 am
  #75  
Marie Lewis
Guest
 
Posts: n/a
Default Re: Best Place to buy Foreign Currency

In article , Hatunen
writes
    >And when my wallet was picked from my pocket in Paris I lost
    >nohting but a small amount of my time; none of the some $600 in
    >subsequent charges to my Visa card was paid by me.


That's all right, then. Never mind about who eventually pays.
--
Marie Lewis
 


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