I can get 795 euros per $1000 at my bank in the US now and was
wondering if anyone currently in Europe using their ATM cards can tell
me how many euros one can get there now using their ATM cards,i.e., how
many euros per thousand dollars.
The euro is down now and I plan to visit Europe a few times this year
and next year with my first trip soon for a couple weeks in Paris and
Rome.I was thinking about using my Everbank ATM debit card which has no
exchange fees to withdraw several thousand dollars in euros for the
future trips.
I know to keep the amount under $10,000 to avoid the currency reporting
requirements,and if the euro goes back up like I predict,I can save
money buying now rather then later.

"luckym" <[email protected]> wrote:
    >I can get 795 euros per $1000 at my bank in the US now and was
    > wondering if anyone currently in Europe using their ATM cards
    > can tell me how many euros one can get there now using their
    > ATM cards, i.e., how many euros per thousand dollars.

I'm sure that you'll get more Euros from an ATM in Europe, but
I find it convenient to have a some (not $1K) in my pocket before
I land. =R=

Hatunen wrote:
    > Do you really want to walk around with a thousand bucks in your
    > pocket, though?

A pick-pocket in Rome is going to have a good day. ;)

On 1 Jul 2005 11:45:07 -0700, "luckym" <[email protected]>
wrote:

    >I can get 795 euros per $1000 at my bank in the US now and was
    >wondering if anyone currently in Europe using their ATM cards can tell
    >me how many euros one can get there now using their ATM cards,i.e., how
    >many euros per thousand dollars.

That's pretty bad; the interbank rate would ideally give you EUR
826. An ATM card from a bank that doesn't add a surcharge ought
to yield about EUR 818. One that adds a 2% surcharge would yield
about EUR 801. Not counting any $2 fees your bank charges for not
using their machine.

Do you really want to walk around with a thousand bucks in your
pocket, though?

    >The euro is down now

Oooh. $1.1947; I hadn't checked lately.

    >and I plan to visit Europe a few times this year
    >and next year with my first trip soon for a couple weeks in Paris and
    >Rome.I was thinking about using my Everbank ATM debit card which has no
    >exchange fees to withdraw several thousand dollars in euros for the
    >future trips.

Don't forget the daily withdrawal limit; there will be one
imposed by your bank, and may be one imposed by the European
bank.

    >I know to keep the amount under $10,000 to avoid the currency reporting
    >requirements,and if the euro goes back up like I predict,I can save
    >money buying now rather then later.

If...

What a wonderful word.

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

Bart wrote:
    > Hatunen wrote:
    > > Do you really want to walk around with a thousand bucks in your
    > > pocket, though?
    > A pick-pocket in Rome is going to have a good day. ;)

At least a thousand bucks,which is just pocket money,is always in my
wallet and I walk around a more crime-infested Manhattan all the time.
The Rome pickpocket will have to lift up my shirt and unbuckle the
Eagle Creek Deluxe money belt to have a good day.

Rog' wrote:
    > "luckym" <[email protected]> wrote:
    > >I can get 795 euros per $1000 at my bank in the US now and was
    > > wondering if anyone currently in Europe using their ATM cards
    > > can tell me how many euros one can get there now using their
    > > ATM cards, i.e., how many euros per thousand dollars.
    > I'm sure that you'll get more Euros from an ATM in Europe, but
    > I find it convenient to have a some (not $1K) in my pocket before
    > I land. =R=

I have $1000 in euros in a safety deposit box that I bought last year
when the euro was down at $1.19 and will bring just $100 worth to start
but will hit the ATM machines daily to get my $500 daily limit.

Hatunen <[email protected]> wrote in news:jbmbc1ll5m7tl94d8lk40obcm7rmem6j34
@4ax.com:

    > On 1 Jul 2005 13:42:20 -0700, "luckym" <[email protected]>
    > wrote:
    >
    >>Bart wrote:
    >>> Hatunen wrote:
    >>> > Do you really want to walk around with a thousand bucks in your
    >>> > pocket, though?
    >>> A pick-pocket in Rome is going to have a good day. ;)
    >>At least a thousand bucks,which is just pocket money,is always in my
    >>wallet and I walk around a more crime-infested Manhattan all the time.
    >>The Rome pickpocket will have to lift up my shirt and unbuckle the
    >>Eagle Creek Deluxe money belt to have a good day.
    >
    > Report back to us, eh?
    >
Manhattan crime is different no finesse, Rome you won't even know they were
there, but hey the guy goes by "lucky" so who knows, maybe he has some
"associates".
--
Joseph Coulter
Cruises and Vacations
http://www.josephcoulter.com/

On 1 Jul 2005 13:42:20 -0700, "luckym" <[email protected]>
wrote:

    >Bart wrote:
    >> Hatunen wrote:
    >> > Do you really want to walk around with a thousand bucks in your
    >> > pocket, though?
    >> A pick-pocket in Rome is going to have a good day. ;)
    >At least a thousand bucks,which is just pocket money,is always in my
    >wallet and I walk around a more crime-infested Manhattan all the time.
    >The Rome pickpocket will have to lift up my shirt and unbuckle the
    >Eagle Creek Deluxe money belt to have a good day.

Report back to us, eh?

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

On 1 Jul 2005 14:01:07 -0700, "luckym" <[email protected]>
wrote:

    >Rog' wrote:
    >> "luckym" <[email protected]> wrote:
    >> >I can get 795 euros per $1000 at my bank in the US now and was
    >> > wondering if anyone currently in Europe using their ATM cards
    >> > can tell me how many euros one can get there now using their
    >> > ATM cards, i.e., how many euros per thousand dollars.
    >> I'm sure that you'll get more Euros from an ATM in Europe, but
    >> I find it convenient to have a some (not $1K) in my pocket before
    >> I land. =R=
    >I have $1000 in euros in a safety deposit box that I bought last year
    >when the euro was down at $1.19 and will bring just $100 worth to start
    >but will hit the ATM machines daily to get my $500 daily limit.

I simply can't imagine needing $500 a day in cash in Europe.

************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

"Hatunen" <[email protected]> wrote in message
news:[email protected]...
    > I simply can't imagine needing $500 a day in cash in Europe.

Fortunately, the rest of the world is not limited
by your lack of imagination. Thank God.

On Sat, 02 Jul 2005 04:07:33 GMT, "No Spam"
<[email protected]> wrote:

    >"Hatunen" <[email protected]> wrote in message
    >news:[email protected].. .
    >> I simply can't imagine needing $500 a day in cash in Europe.
    >Fortunately, the rest of the world is not limited
    >by your lack of imagination. Thank God.

I have enough imagination to carry a credit card for all those
larger costs.


************* DAVE HATUNEN ([email protected]) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

    > At least a thousand bucks,which is just pocket money,is always in my
    > wallet and I walk around a more crime-infested Manhattan all the time.
    > The Rome pickpocket will have to lift up my shirt and unbuckle the
    > Eagle Creek Deluxe money belt to have a good day.

Just out of curiosity, what do you do with these vast amounts of cash?
Do you stay in 5-star hotels and pay the bills in cash?

"luckym" <[email protected]> wrote:

    >I can get 795 euros per $1000 at my bank in the US now and was
    >wondering if anyone currently in Europe using their ATM cards can tell
    >me how many euros one can get there now using their ATM cards,i.e., how
    >many euros per thousand dollars.

I always come back with a couple hundred euros for the next trip.

I just got back from Europe. Used my Bank of America Platinum ATM
check card and my credit union ATM card, in France, Italy and Ireland.
Both of them gave me almost precisely the posted rate on oanda.com,
plus 1%. So if you want to know what I would have gotten on a
particular day, use the historical rates from oanda.com and subtract
1% fee.

I understand that a regular B of A (not platinum) card would be
charged 3%. Kudos to B of A for showing the ATM fee separately on the
statement.

There were no ATM charges (except the $1 that my credit union charges
for any ATM other than theirs).

It sounds to me like what your bank is offering is not as good as one
could do at a European ATM, but it also sounds pretty good compared to
the quotes I've gotten from BofA and Citibank. I don't have any notes
on it, but it seemed to me they were charging around 5% premium.

David Johnstone wrote:
    > > At least a thousand bucks,which is just pocket money,is always in my
    > > wallet and I walk around a more crime-infested Manhattan all the time.
    > > The Rome pickpocket will have to lift up my shirt and unbuckle the
    > > Eagle Creek Deluxe money belt to have a good day.
    > Just out of curiosity, what do you do with these vast amounts of cash?
    > Do you stay in 5-star hotels and pay the bills in cash?

I will on occasion stay at 5 star hotels but all hotel and airfare
bills are paid with credit cards,many times for business expense
reasons.
I don't plan to spend $500 in euros every day but can on some days
especially with the night clubs or antique shopping.When the exchange
rate is as good as it is now,I would keep most of the euros as a
currency investment and for the next trips.Like I will be spending a
week in Paris and the next month a week in Rome and next spring a few
weeks travelling around other parts of Europe.If the rate was bad like
$1.30/euro I wouldn't be withdrawing and stashing the euros.

Walt Bilofsky wrote:
    > "luckym" <[email protected]> wrote:
    > >I can get 795 euros per $1000 at my bank in the US now and was
    > >wondering if anyone currently in Europe using their ATM cards can tell
    > >me how many euros one can get there now using their ATM cards,i.e., how
    > >many euros per thousand dollars.
    > I always come back with a couple hundred euros for the next trip.
    > I just got back from Europe. Used my Bank of America Platinum ATM
    > check card and my credit union ATM card, in France, Italy and Ireland.
    > Both of them gave me almost precisely the posted rate on oanda.com,
    > plus 1%. So if you want to know what I would have gotten on a
    > particular day, use the historical rates from oanda.com and subtract
    > 1% fee.
    > I understand that a regular B of A (not platinum) card would be
    > charged 3%. Kudos to B of A for showing the ATM fee separately on the
    > statement.
    > There were no ATM charges (except the $1 that my credit union charges
    > for any ATM other than theirs).
    > It sounds to me like what your bank is offering is not as good as one
    > could do at a European ATM, but it also sounds pretty good compared to
    > the quotes I've gotten from BofA and Citibank. I don't have any notes
    > on it, but it seemed to me they were charging around 5% premium.

Bank Of America is my local US bank for my personal accounts and use
their ATM card only at home for personal withdrawals and deposits.Last
week I checked and it was 785 euros per $1000 not 795 like I mistakenly
posted and that is for getting the euros in cash from my local branch
in the US and not for getting euros from ATMs in Europe.

I use only my Everbank Freenet checking account and their Visa Plus
debit card for travelling only so I can keep my travel expenses
seperate in one account and their debit card charges no exchange fees.