Expat_Richard

Hello, Hope someone can help me here. I would like to obtain long term private health insurance while I continue my stay in Portugal. So far I have a list of Aetna, Allianz, BUPA Global and Cigna. Does anyone 60-65 years old have any experience of applying for and using these companies? It would be a great help if you could give some advice as it's very hard to know the differences by just looking at the web sites.

Loafing Along

If you join AFPOP , an expatriate society based mainly , but not exclusively, in the Algarve you get an excellent rate with Allianz through an Insurance broker, Medal. As a group rate it is far cheaper than a private application the only disadvantage being one has to pay it as an annual lump sum. Allianz has good coverage and the few times I have used the service it is very good. typically for a person in their early '60s it is about €850,-

Ukkram

Allianz via Medal is the cheapest and has no age limit. They have 3 different categories ranging in cover. I chose the second one when I was 61 years old and it cost me about € 750.00 (I don't smoke and only have high BP) per year payable every December as a lump sum.

liveaboard

Agree with both replies above, but would add;
There is an age limit for joining [70 years]. Once you're in, you can stay in as long as you keep up with the payments.

We have used the coverage a LOT and it's been great.