New house, new country, new life?
#122
BE Enthusiast
Thread Starter
Joined: Jul 2017
Location: Algarve
Posts: 569
Re: New house, new country, new life?
I received the official document for residency:
certificado de registo de cidadao da uniao europeia.
This is just a paper (A-4), not a card. Is this standard?
Can I register with this paper for the national health insurance at the local health center (plus pasport and fiscal number)? How is this called here: centro saude???
Thanks
certificado de registo de cidadao da uniao europeia.
This is just a paper (A-4), not a card. Is this standard?
Can I register with this paper for the national health insurance at the local health center (plus pasport and fiscal number)? How is this called here: centro saude???
Thanks
Last edited by Pilou; Nov 30th 2017 at 2:34 pm.
#123
Re: New house, new country, new life?
I received the official document for residency:
certificado de registo de cidadao da uniao europeia.
This is just a paper (A-4), not a card. Is this standard?
Can I register with this paper for the national health insurance at the local health center (plus pasport and fiscal number)? How is this called here: centro saude???
Thanks
certificado de registo de cidadao da uniao europeia.
This is just a paper (A-4), not a card. Is this standard?
Can I register with this paper for the national health insurance at the local health center (plus pasport and fiscal number)? How is this called here: centro saude???
Thanks
#125
BE Enthusiast
Thread Starter
Joined: Jul 2017
Location: Algarve
Posts: 569
Re: New house, new country, new life?
We will be soon owner of our house and we need to have a house insurance.
I know the Millennium bank sells insurances, but I would be very happy to have some suggestions on which company to use in the Lagos - Portimao - Lagoa area.
I know the Millennium bank sells insurances, but I would be very happy to have some suggestions on which company to use in the Lagos - Portimao - Lagoa area.
#126
BE Enthusiast
Joined: Aug 2011
Posts: 970
Re: New house, new country, new life?
We used Mapfre for many years, but were let down badly this year. Being stuck on the A22 for 2 hours is no fun.
Now with Zurich.
Now with Zurich.
#127
Re: New house, new country, new life?
afpop: afpop, expats society, Algarve, Portugal society
#128
BE Enthusiast
Thread Starter
Joined: Jul 2017
Location: Algarve
Posts: 569
Re: New house, new country, new life?
If you join Afpop they have excellent arrangements for health, home and car insurance. We have their medical insurance as they are one of few companies that will continue to cover you after 70 years.
afpop: afpop, expats society, Algarve, Portugal society
afpop: afpop, expats society, Algarve, Portugal society
For the health insurance we will pay 12 months per year and we will only be here 6 to 7 months. When we are outside Portugal, the insurance cover is almost zero.
In 2 years, I will be covered via Holland through the nhs in Portugal. Then i can ask permission to have a planned operation or check in another eu-country.
#129
BE Enthusiast
Joined: Aug 2009
Location: Wales/Ribatejo
Posts: 575
Re: New house, new country, new life?
back to the house buying question..........
how do you go about a house survey? Is it a similar principle to the UK. We will be cash purchasers,so do we employ our own surveyor and if so what would be an average cost?
Also any recommendations for one round Alcobaca or Caldas da Rainha.?
how do you go about a house survey? Is it a similar principle to the UK. We will be cash purchasers,so do we employ our own surveyor and if so what would be an average cost?
Also any recommendations for one round Alcobaca or Caldas da Rainha.?
#130
Banned
Joined: Oct 2012
Posts: 26,724
Re: New house, new country, new life?
back to the house buying question..........
how do you go about a house survey? Is it a similar principle to the UK. We will be cash purchasers,so do we employ our own surveyor and if so what would be an average cost?
Also any recommendations for one round Alcobaca or Caldas da Rainha.?
how do you go about a house survey? Is it a similar principle to the UK. We will be cash purchasers,so do we employ our own surveyor and if so what would be an average cost?
Also any recommendations for one round Alcobaca or Caldas da Rainha.?
Surveyors as we know them must be as rare as unicorns.
#131
BE Forum Addict
Joined: Jul 2009
Posts: 1,835
Re: New house, new country, new life?
One argument for a structural survey is that you are made aware of potential problems and may have the opportunity to renegotiate the price to reflect future costs. The opposite is that the money you've spent on the survey hasn't fixed any problems at all and you might be better using that money to fix the problems as they arise.
It depends on your own ability spot potential problems and/or your attitude to risk. We had our Algarve property surveyed - it cost approx 0.1% of the purchase price.
It depends on your own ability spot potential problems and/or your attitude to risk. We had our Algarve property surveyed - it cost approx 0.1% of the purchase price.
#132
Re: New house, new country, new life?
We had an independent survey done for a house we wanted to buy. He was very thorough. Cost was 500 euros but worth every penny - raised several issues for us. He even went back to check on a large crack which had mysteriously disappeared between the viewing and the survey. His name is Paulo Gregório. I can message you his email if you want. Not sure what area he covers.
Last edited by aport; Dec 6th 2017 at 2:41 pm. Reason: more info
#133
BE Enthusiast
Joined: Aug 2009
Location: Wales/Ribatejo
Posts: 575
Re: New house, new country, new life?
aport
yes pls that would be helpful
many thanks
yes pls that would be helpful
many thanks
#134
BE Enthusiast
Thread Starter
Joined: Jul 2017
Location: Algarve
Posts: 569
Re: New house, new country, new life?
We signed the promissory contract today! Completely happy. Notary in 2 weeks!!!!
Our new life starts now!
Our new life starts now!