The Elk

Is anyone else having real problems getting their credit report? I received the report the other day, 18 pages detailing every credit card, bank loan and god knows what I've ever had. However there is no bankruptcy section. I've just spent 30 minutes on the phone with equifax who are telling me that because I have no court judgements it won't show up on the report they post out.

It was suggested that I register for the £9.95 service, print off the page with the bankruptcy section then cancel it. Firstly after registering (surely I did that to get the initial report out) I'm unable to fund any credit report on line and secondly, surely WAP aren't going to accept a computer printout? Certainly it's going to be difficult to get someone to certify it as an original document.

Please help.

HarryBosch

You just send the front page with your details and the reference number and the court information page. It'll say 'no record' or similar That's all you need to send. HB

The Elk

Nice one Harry, think I've it sorted. Nothing's easy 😀

gregster10217

Hope it's sorted Elk?

HarryBosch

Mind get all your documents certified Elk.

The Elk

Yes that's my next issue - I've had no problems with the police certificate or driving checks but how can I get an Internet printout certified as a "true and accurate copy of an original document." I was thinking I'd get it done as a "true and accurate copy of a DIGITAL document"?

HarryBosch

Mine just said it was a true and accurate copy of an original document. It's been accepted no problems.

HB

OzPCwannaB

I sent off the first two pages and the court page however sue emailed back telling me to send pages 1-12 (court page) as the court page didn't have my name on it so I sent the whole thing in the end. It's annoying as I didn't really want to show all my loans and credit cards etc. but if anything is asked the sale of my house will get rid of the lot!
I just got an officer at work to certify each page. Sue said it's all fine

deadlyminimee

Do we need to attach the credit report to our visa application??

The Elk

I was actually wondering that myself. They don't seem to be asking for it so dont think I will.

old.sparkles

No you don't need it for the visa application