UK Credit Cards
 

Hi

I'm living in New Zealand, although I'm still paying off a UK Credit Card. I'm wondering if there's any way of switching it to a 0% card as from what I can gather, you have to tell them your employment details, and I'm sure they wouldnt give me a card if they knew I'd left the country.

NZ credit cards are all at least 7% APR :(

Any advice would be appreciated.

Re: UK Credit Cards
 

I'd say get on-line and apply for an egg card www.egg.com with 9 months 0% on transfers (all done via internet), get it sent to a friendly... erm... friend in UK, and transfer to that.

We changed all our personal details to my parents address before leaving, so banks, CC's, driving licences etc are all still live and we still have a credit rating etc.

If you've done similar, then sweet... job done!

Good luck!

Re: UK Credit Cards
 

Hi,
yes you do have to give employment details but they don't usually check with your employer, just check your credit rating and look at how long you been in that employment, so as long as they are ok you should be able to fool them into giving you a 0% card.
Debbie

Re: UK Credit Cards
 

Good Tip - had not thought of that! thanks, :thumbsup:

Re: UK Credit Cards
 

Kiwi bank are doing a 4.9% card at the moment - I don't think it will be long before they do 0% here too