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The nitty gritty thread.

The nitty gritty thread.

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Old Nov 27th 2006, 2:49 pm
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Default The nitty gritty thread.

So most people have figured out the big stuff like cost of housing, food and drink, where to go ect. but what about the mitty gritty stuff that we may not know about?

Do you need a TV license?

Is it true that homosexuals can only use the beach between the hours of 3 and 4.30 am and have to carry a towel with "Wendy" on it?

Do you pay water rates?

If you wish to keep Donkey's (I know, sick ) do you have to roll down a hill in a leapard print thong twice a week?

Do you pay Council TAX?



You get the idea
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Old Nov 27th 2006, 6:36 pm
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Default Re: The nitty gritty thread.

heres some stuff I didnt know - if you live in the country your rubbish doesnt get picked up if you live too far out - we're too far by about 200m! so we bung it in the car and take it to where it does get picked up! ( you need to pay for your rubbish bags)
Another country one - you may have an RD address ( rural delivery) you need to register with the post office to get your mail. Didnt know this either and couldnt work out why we werent getting any mail!

what else..to keep Donkeys theres a law that you have to be lovely! ( joke!! heehee)

On a lot of beaches dogs can only be walked between certain times

Factor 20 won't do it ( get at least 35)

As far as I know you dont need a tv licence

Your car needs a WOF ( like MOT) every 6 months

I'll try to think of more
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Old Nov 27th 2006, 6:50 pm
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Default Re: The nitty gritty thread.

No tv license - but also no tv without ads...
Some places pay water rates separately, here in ChCh we don't.
Council tax is known here as rates, and the amount you pay is dependant on your house and land value. The rates are paid for by the landlord, not the tenant.
If when you first land you need cheap internet access, find your local library, it is heaps cheaper.
Car insurance is not compulsory, but it is heaps cheaper.
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Old Nov 27th 2006, 7:02 pm
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Old Nov 27th 2006, 7:14 pm
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Old Nov 27th 2006, 7:49 pm
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Default Re: The nitty gritty thread.

Hi

This POM can't pronounce ANY of the Maori names - not good considering I work in a place where I need to be able to! I have given a few laughs to the locals with my Yorkshire version of Maori!!

Nick
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Old Nov 27th 2006, 7:49 pm
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Default Re: The nitty gritty thread.

Originally Posted by Apple12
Car insurance is not compulsory, but it is heaps cheaper.
:scared: That's kind of scary! What if someone hits you and isn't insured, and can't afford to pay for your repairs?...
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Old Nov 27th 2006, 8:03 pm
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Default Re: The nitty gritty thread.

Originally Posted by Maz
:scared: That's kind of scary! What if someone hits you and isn't insured, and can't afford to pay for your repairs?...
MMmmm we have expereince of this! Our hire car got hit ( from behind on the motorway near Auckland at 100kms cos he other driver was texting and didnt even see our car in front of him and just drove right into the back of us!) Anyway he wasnt insured and was taken to court by the hire company - he has to pay about $20 per week till its all paid for - we are last to get our excess ( which was $1500!) We reckon it'll be about 2020 before we get it!
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Old Nov 27th 2006, 8:11 pm
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Default Re: The nitty gritty thread.

Originally Posted by Maz
:scared: That's kind of scary! What if someone hits you and isn't insured, and can't afford to pay for your repairs?...
Basically you are stuffed. Your loss. You claim it on your insurance and pay extra in premiums after a claim.
Few young lads have insurance..be careful on the roads.
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Old Nov 27th 2006, 8:15 pm
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Default Re: The nitty gritty thread.

Originally Posted by pixi-dust
MMmmm we have expereince of this! Our hire car got hit ( from behind on the motorway near Auckland at 100kms cos he other driver was texting and didnt even see our car in front of him and just drove right into the back of us!) Anyway he wasnt insured and was taken to court by the hire company - he has to pay about $20 per week till its all paid for - we are last to get our excess ( which was $1500!) We reckon it'll be about 2020 before we get it!
You were lucky he was forced to court and made to pay. I have known some not bother to turn up to court!
Still, $20 pw is better than nothing I suppose.
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Old Nov 27th 2006, 8:23 pm
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Default Re: The nitty gritty thread.

Originally Posted by Rascal
Basically you are stuffed. Your loss. You claim it on your insurance and pay extra in premiums after a claim.
Few young lads have insurance..be careful on the roads.
Any personal injuries are covered by the ACC by the way.

K.
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Old Nov 27th 2006, 8:40 pm
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Default Re: The nitty gritty thread.

Originally Posted by Maz
:scared: That's kind of scary! What if someone hits you and isn't insured, and can't afford to pay for your repairs?...
You are insured and claim it back from your insurance. It is up to your insurance company to pursue the the other insurance company or the individual concerned. Like I say, insurance premiums are wayyy cheaper than in the UK.
ACC is Accident Compensation Corporation. It covers the cost of accidents, be they sporting or personal or workplace. ACC is paid for by employers and employees in an automatic deduction from your payslip. In return for universal accident coverage NZers have given up the right to sue.

Last edited by Apple12; Nov 27th 2006 at 9:22 pm.
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Old Nov 27th 2006, 9:35 pm
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Default Re: The nitty gritty thread.

Originally Posted by Apple12
You are insured and claim it back from your insurance. It is up to your insurance company to pursue the the other insurance company or the individual concerned. Like I say, insurance premiums are wayyy cheaper than in the UK.
ACC is Accident Compensation Corporation. It covers the cost of accidents, be they sporting or personal or workplace. ACC is paid for by employers and employees in an automatic deduction from your payslip. In return for universal accident coverage NZers have given up the right to sue.
indeed - no "ambulance chasers"!!!
But less work for me on PI (personal injury) front ---- boo hiss (am I an ambulance chaser? - nah, I chase fire engines......hehe!!)
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Old Nov 27th 2006, 9:39 pm
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Default Re: The nitty gritty thread.

Originally Posted by lardyl
indeed - no "ambulance chasers"!!!
But less work for me on PI (personal injury) front ---- boo hiss (am I an ambulance chaser? - nah, I chase fire engines......hehe!!)
I love starting fires.

It the orange, red, orange, red, orange, red, orange, red, orange, red, orange, red, orange, red, orange, red, orange, red, orange, red flickering it sends me into a trance and then I want to start another.

Orange, red, orange, red, orange, red, orange, red, orange, red..........

And the smell Mmmmmmmm....... :scared:

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Old Nov 27th 2006, 9:46 pm
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Default Re: The nitty gritty thread.

Originally Posted by pixi-dust
Your car needs a WOF ( like MOT) every 6 months
Whats involved and how much $$$

Cheers
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