Health care costs

Old Oct 31st 2010, 7:37 am
  #1  
Forum Regular
Thread Starter
 
donnisons's Avatar
 
Joined: Mar 2008
Location: New Zealand
Posts: 64
donnisons has a spectacular aura aboutdonnisons has a spectacular aura aboutdonnisons has a spectacular aura about
Default Health care costs

Can anyone help re medical costs. I understand that if you visit the doctor there is a charge, but what happens if you need to see a specialist or visit the hospital.

We have PRs. My son used to see a few health professionals in the UK on an annual basis for check ups and I am trying to find out if we pay for this kind of thing as you go, ie per visit or is it something that could be best covered with health care insurance.

I'm sure I have read somewhere that if you visit the hospital after an accident, then you are covered by accident cover, but this doesn't cover illnesses.

Thanks in advance for any advice.
donnisons is offline  
Old Oct 31st 2010, 8:15 am
  #2  
BE Forum Addict
 
Bo-Jangles's Avatar
 
Joined: Jun 2005
Location: In a large village called Auckland
Posts: 4,879
Bo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond reputeBo-Jangles has a reputation beyond repute
Default Re: Health care costs

If you have PR it's not too different to the UK, except you pay for the initial consultation(s) with the GP. If the GP refers you to outpatients or a specialist at the local public hospital, you shouldn't have to pay anything more at the hospital, except maybe outpatient prescriptions. To all intents any treatment or surgery at a public hospital will be free for you and your family.

Make sure to take your passport on the first visit to make sure they log you in the system correctly as they might try to charge you or send you a bill.

Last edited by Bo-Jangles; Oct 31st 2010 at 8:18 am.
Bo-Jangles is offline  
Old Oct 31st 2010, 11:27 am
  #3  
Truth is the safest lie.
 
Charismatic's Avatar
 
Joined: Jul 2008
Location: @ the beach.
Posts: 6,561
Charismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond repute
Smile Re: Health care costs

The GP charge is pretty minimal ($25 visit?), more to stop people going along when they are not sick. Everything else is "free at point of use"* if you are willing to join the back of the line AFAIK.

*They recoup their dollars don’t you worry, nothing worth having is really free .
Charismatic is online now  
Old Nov 1st 2010, 11:48 pm
  #4  
BE Forum Addict
 
mickey_d's Avatar
 
Joined: Jan 2007
Location: Hawkes Bay
Posts: 1,303
mickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond reputemickey_d has a reputation beyond repute
Default Re: Health care costs

Originally Posted by Charismatic View Post
The GP charge is pretty minimal ($25 visit?), more to stop people going along when they are not sick.
Yep, they all go to A&E, ask my wife
mickey_d is offline  
Old Nov 2nd 2010, 12:27 am
  #5  
BE Forum Addict
 
luvwelly's Avatar
 
Joined: Jul 2007
Posts: 2,285
luvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond reputeluvwelly has a reputation beyond repute
Default Re: Health care costs

Originally Posted by mickey_d View Post
Yep, they all go to A&E, ask my wife
It's dumb because it means poorer kids often go without care they need and as Mickey says they also go to A&E instead. I love being able to easily get appointments though. Many also charge a lot more than the $25 you quoted.

I got charged even more before I had PR as well.
luvwelly is offline  
Old Nov 2nd 2010, 1:51 am
  #6  
Truth is the safest lie.
 
Charismatic's Avatar
 
Joined: Jul 2008
Location: @ the beach.
Posts: 6,561
Charismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond repute
Default Re: Health care costs

Originally Posted by mickey_d View Post
Yep, they all go to A&E, ask my wife
They should have a service charge which can be waved (i.e. only charged to those who are buggering about and not really sick).
Charismatic is online now  
Old Nov 2nd 2010, 2:20 am
  #7  
Truth is the safest lie.
 
Charismatic's Avatar
 
Joined: Jul 2008
Location: @ the beach.
Posts: 6,561
Charismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond repute
Smile Re: Health care costs

Originally Posted by luvwelly View Post
Many also charge a lot more than the $25 you quoted.
Oh...well mine charges $25 for a basic service type thing (fluids, spark plugs, filters...). That said you know if he charged 10 times that I’d still be happy paying given straight up honest service that doesn’t beat around the bush .

I don’t worry about the small stuff when it comes to healthcare, a few hundred here and there is a pittance for something so fundamental. It’s the big things that worry me more like needing permanent care and being unable to work, that is the value in a good public health system for most of us.
Charismatic is online now  
Old Nov 2nd 2010, 3:24 am
  #8  
BE Enthusiast
 
pricklykina's Avatar
 
Joined: Mar 2009
Location: Tamaki Makau Rau
Posts: 778
pricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond reputepricklykina has a reputation beyond repute
Default Re: Health care costs

Hubby had came a cropper on the Saturday (query fractured scaphoid, bruising, abrasions etc)
I took him to A& E clinic at 10, seen within 10 minutes
Took two hours all up inc Xrays ( that's longer than usual but I was still happy)
Consultation was $50
X-rays $40
Splint $17
Script for pain relief and antibiotics $18
Future visits covered under ACC (has been redressed yesterday and going back tomorrow to when the specialist has reviewed xrays)

I thought it was good value really
(My usual GP charges $36 per visit)
pricklykina is offline  
Old Nov 2nd 2010, 3:29 am
  #9  
BE Forum Addict
 
Genesis's Avatar
 
Joined: Sep 2006
Posts: 4,274
Genesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond reputeGenesis has a reputation beyond repute
Default Re: Health care costs

Originally Posted by Charismatic View Post
The GP charge is pretty minimal ($25 visit?), more to stop people going along when they are not sick. Everything else is "free at point of use"* if you are willing to join the back of the line AFAIK.

*They recoup their dollars don’t you worry, nothing worth having is really free .
I had to pay for some radiology scans AND we had to pay for an ambulance in a dire medical emergency with a 6 year old..so not everything is free. Amulances do charge over here.
Genesis is offline  
Old Nov 2nd 2010, 3:58 am
  #10  
Forum Regular
 
Liz & Co's Avatar
 
Joined: Jun 2006
Location: On the Beach - Mount Maunganui
Posts: 239
Liz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud of
Default Re: Health care costs

Originally Posted by Genesis View Post
I had to pay for some radiology scans AND we had to pay for an ambulance in a dire medical emergency with a 6 year old..so not everything is free. Amulances do charge over here.
For $46 per year you can join the St John Supporter Scheme - Family. This gives you free ambulance cover for the year and covers every named person in your household. For an Individual it's $31 a year. Bearing in mind the cost for the Ambulance is charged at $55, it's well worth it.

Look here - http://www.stjohn.org.nz/donate/supporters.aspx
Liz & Co is offline  
Old Nov 2nd 2010, 6:06 am
  #11  
Truth is the safest lie.
 
Charismatic's Avatar
 
Joined: Jul 2008
Location: @ the beach.
Posts: 6,561
Charismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond repute
Default Re: Health care costs

How often do you use the ambulance to justify that?
Charismatic is online now  
Old Nov 2nd 2010, 8:40 am
  #12  
Forum Regular
 
Liz & Co's Avatar
 
Joined: Jun 2006
Location: On the Beach - Mount Maunganui
Posts: 239
Liz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud of
Default Re: Health care costs

Originally Posted by Charismatic View Post
How often do you use the ambulance to justify that?
At $46 for the year, to cover all the members, of your household - once!
Liz & Co is offline  
Old Nov 2nd 2010, 8:56 am
  #13  
Truth is the safest lie.
 
Charismatic's Avatar
 
Joined: Jul 2008
Location: @ the beach.
Posts: 6,561
Charismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond reputeCharismatic has a reputation beyond repute
Default Re: Health care costs

I feel like I've underutilised their services having never been in an ambulance, much less once a year .
Charismatic is online now  
Old Nov 2nd 2010, 9:00 am
  #14  
Forum Regular
 
Joined: Jun 2008
Posts: 87
drrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nicedrrobert is just really nice
Default Re: Health care costs

Originally Posted by pricklykina View Post
Hubby had came a cropper on the Saturday (query fractured scaphoid, bruising, abrasions etc)
I took him to A& E clinic at 10, seen within 10 minutes
Took two hours all up inc Xrays ( that's longer than usual but I was still happy)
Consultation was $50
X-rays $40
Splint $17
Script for pain relief and antibiotics $18
I presume this is in a privately-run 'Emergency Clinic'? Hospital Emergency Departments don't charge.

Ambulance charges vary by region - they are free in Wellington.
drrobert is offline  
Old Nov 2nd 2010, 9:14 am
  #15  
Forum Regular
 
Liz & Co's Avatar
 
Joined: Jun 2006
Location: On the Beach - Mount Maunganui
Posts: 239
Liz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud ofLiz & Co has much to be proud of
Default Re: Health care costs

Originally Posted by Charismatic View Post
I feel like I've underutilised their services having never been in an ambulance, much less once a year .
St John is a charitable organisation, so if you are lucky enough to never need to call them, at least you know you have made a donation!
Liz & Co is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.