does anyone use cheque books?
#1
MODERATOR
Thread Starter
Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
does anyone use cheque books?
I had to get a cheque book last year as wanted to hire a hall and they required a cheque for a refundable bond. And the dog kennel only took cash or cheque.
The cheque was not used and I then paid cash at the kennels.
I wrote a cheque at the beginning of the week for DD school.
Today I checked my bank account and there is a withdrawal for "Government Cheque Duty"
Doing a Google search and found this:
"Cheque Duty is the amount charged by the government on all cheques used by customers (currently this is 5cents per cheque). The full Cheque Duty charge for all the cheques in your cheque book is deducted from your account on the receipt of the first presented cheque under the new cheque serial number range".
ok not a heap of money, $2.50 but seriously???
The cheque was not used and I then paid cash at the kennels.
I wrote a cheque at the beginning of the week for DD school.
Today I checked my bank account and there is a withdrawal for "Government Cheque Duty"
Doing a Google search and found this:
"Cheque Duty is the amount charged by the government on all cheques used by customers (currently this is 5cents per cheque). The full Cheque Duty charge for all the cheques in your cheque book is deducted from your account on the receipt of the first presented cheque under the new cheque serial number range".
ok not a heap of money, $2.50 but seriously???
#2
Lost in BE Cyberspace
Joined: Jun 2005
Location: In a large village called Auckland
Posts: 5,249
Re: does anyone use cheque books?
Yes, I do remember having to pay same to get out first (and only) cheque book. I honestly can't recall the last time I used a cheque or where the book is, so not likely to start using it now.
Possibly we paid by cheque for house deposit as I can't imagine I paid that via electronic transfer though, so I guess they do have their uses from time to time.
Possibly we paid by cheque for house deposit as I can't imagine I paid that via electronic transfer though, so I guess they do have their uses from time to time.
#3
BE Forum Addict
Joined: Jul 2007
Location: bottom of the world
Posts: 4,533
Re: does anyone use cheque books?
I dont even use money anymore.
Honestly I probably havent had a coin or note my pocket for over two years
Honestly I probably havent had a coin or note my pocket for over two years
#5
BE Enthusiast
Joined: Apr 2008
Location: Bay of Plenty
Posts: 331
Re: does anyone use cheque books?
Our cheque book is not used often but it's a handy thing to keep tucked away. I did use it a lot when we were building, to make progress payments. It saved me the hassle of having to go to the bank every few weeks.
Last edited by Hokey-pokey; Feb 27th 2014 at 7:04 pm. Reason: Added comma
#6
Re: does anyone use cheque books?
We have a cheque book. It gets used a couple of times a year where the other party doesn't have eftpos and I haven't that sum of cash.
I often need bits and bobs of cash. Things like fund raisers & koha. The fayres around here are gold coin donation for instance. Mr BEVS also has bits of cash for the odd pie .
I often need bits and bobs of cash. Things like fund raisers & koha. The fayres around here are gold coin donation for instance. Mr BEVS also has bits of cash for the odd pie .
#7
Account Closed
Joined: Nov 2011
Posts: 755
Re: does anyone use cheque books?
I've not used a cheque book but that wouldn't surprise me they charged.
I would have thought it would have been a bank charge since cards are charged etc
I wish we had one though since it caused such a pain in the arse with ACPO not having one. Less I say, the better *angry face*
I would have thought it would have been a bank charge since cards are charged etc
I wish we had one though since it caused such a pain in the arse with ACPO not having one. Less I say, the better *angry face*
#8
BE Enthusiast
Joined: Jun 2003
Location: North Shore, Auckland
Posts: 688
Re: does anyone use cheque books?
Have cheque book - it gets used quite a bit, probably write a minimum of one cheque a month. I'm thinking of moving back to Cash-only though - just got to stock up on envelopes.
#9
Just Joined
Joined: Feb 2014
Posts: 3
Re: does anyone use cheque books?
some of our customers pay by cheque (mostly those from the UK it seems). There is also a lot of cash, but we are increasingly converting people over to internet banking payments, which are a whole lot quicker and easier.
We've been here 9.5 years and believe you only get charged once for cheque books, but like most peope, we probably haven't written a cheque for years.
We've been here 9.5 years and believe you only get charged once for cheque books, but like most peope, we probably haven't written a cheque for years.
Last edited by BEVS; Nov 1st 2017 at 11:43 pm.
#10
Re: does anyone use cheque books?
No cheque book here but if I ran a capital intensive business I'd write post dated cheques, good business practise to keep funds on hand for an extra three days.
You can use your phone and internet now for everything a chequebook used to do and it's free.
You can use your phone and internet now for everything a chequebook used to do and it's free.
#11
Re: does anyone use cheque books?
I actually got a new cheque book last month and I noticed that I get charged 3 bux the first time I use it so they can sod off, It's gone in a drawer and thats where it will stay
Neil
Neil
#12
MODERATOR
Thread Starter
Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
Re: does anyone use cheque books?
"Cheque Duty is the amount charged by the government on all cheques used by customers (currently this is 5cents per cheque). The full Cheque Duty charge for all the cheques in your cheque book is deducted from your account on the receipt of the first presented cheque under the new cheque serial number range."
taken from https://www.asb.co.nz/personal/banki...ion-on-banking.
you might as well use the whole book
#13
Lost in BE Cyberspace
Joined: Jun 2005
Location: In a large village called Auckland
Posts: 5,249
Re: does anyone use cheque books?
"Cheque Duty is the amount charged by the government on all cheques used by customers (currently this is 5cents per cheque). The full Cheque Duty charge for all the cheques in your cheque book is deducted from your account on the receipt of the first presented cheque under the new cheque serial number range".
ok not a heap of money, $2.50 but seriously???
ok not a heap of money, $2.50 but seriously???
Duty on cheques was abolished in the budget today.
http://www.nzherald.co.nz/business/n...ectid=11255347
#14
MODERATOR
Thread Starter
Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
Re: does anyone use cheque books?
Looks like BE has more clout than anyone ever realised
#15
Re: does anyone use cheque books?
I haven't had a cheque book in a year here so far, and can see myself never writing one again. Too easy to transfer online these days.