Countdown checklist
Jul 15th 2012 | 8:17 am
#1
Thread Starter
Just Joined
Joined: Oct 2011
Posts: 19
Countdown checklist
Hi there,
We are about to exchange on our house with a view to booking flights and being in Auckland mid aug and I just wonder if someone can answer some questions:-
1) do I need to bring a credit report or do i start from scratch over there;
2) what do I need for a mortgage do I need bank accounts/credit report/bank and mortgage references?
3) what about no claims letters do they may a difference?
4) how long do you need to be ain a job before you can apply for a mortgage 6 months?
5) any other documents that may be useful for renting or mortgages or anything else?
6) Car prices seem really high in comparison to the UK is that right as we are looking at shipping our car as UK value £1,000 = £4,000 in NZ
Many thanks in advance.
Lorna
We are about to exchange on our house with a view to booking flights and being in Auckland mid aug and I just wonder if someone can answer some questions:-
1) do I need to bring a credit report or do i start from scratch over there;
2) what do I need for a mortgage do I need bank accounts/credit report/bank and mortgage references?
3) what about no claims letters do they may a difference?
4) how long do you need to be ain a job before you can apply for a mortgage 6 months?
5) any other documents that may be useful for renting or mortgages or anything else?
6) Car prices seem really high in comparison to the UK is that right as we are looking at shipping our car as UK value £1,000 = £4,000 in NZ
Many thanks in advance.
Lorna
Jul 15th 2012 | 9:13 am
#2
MODERATOR
Joined: Oct 2011
Posts: 9,072
From: Wellington - I miss Castles, the NHS & English school system
Re: Countdown checklist
,
Hi there,
We are about to exchange on our house with a view to booking flights and being in Auckland mid aug and I just wonder if someone can answer some questions:-
1) do I need to bring a credit report or do i start from scratch over there; We didn't need anything
2) what do I need for a mortgage do I need bank accounts/credit report/bank and mortgage references? We just needed bank account here and 3mths wage slips
3) what about no claims letters do they may a difference? nope needed nothing
4) how long do you need to be ain a job before you can apply for a mortgage 6 months? husband had been in job for 2mths when he got written confirmation of offer but it was subject to providing evidence of deposit, deposit being $80K
5) any other documents that may be useful for renting or mortgages or anything else? not in our case
6) Car prices seem really high in comparison to the UK is that right as we are looking at shipping our car as UK value £1,000 = £4,000 in NZ We shipped ours as only added 400 sterling to shipping but then you have to pay $1500, if I remember rightly to get it cleared. also you need to think of cost of repairs on a UK car
Many thanks in advance. Your welcome
Lorna
We are about to exchange on our house with a view to booking flights and being in Auckland mid aug and I just wonder if someone can answer some questions:-
1) do I need to bring a credit report or do i start from scratch over there; We didn't need anything
2) what do I need for a mortgage do I need bank accounts/credit report/bank and mortgage references? We just needed bank account here and 3mths wage slips
3) what about no claims letters do they may a difference? nope needed nothing
4) how long do you need to be ain a job before you can apply for a mortgage 6 months? husband had been in job for 2mths when he got written confirmation of offer but it was subject to providing evidence of deposit, deposit being $80K
5) any other documents that may be useful for renting or mortgages or anything else? not in our case
6) Car prices seem really high in comparison to the UK is that right as we are looking at shipping our car as UK value £1,000 = £4,000 in NZ We shipped ours as only added 400 sterling to shipping but then you have to pay $1500, if I remember rightly to get it cleared. also you need to think of cost of repairs on a UK car
Many thanks in advance. Your welcome
Lorna
Jul 16th 2012 | 5:26 pm
#3
Account Closed
Joined: Mar 2008
Posts: 0
Re: Countdown checklist
Long time ago now so I'm not much use to you.
I must've gone native because from your title I thought you wanted an example of a shopping list from the local supermarket
I must've gone native because from your title I thought you wanted an example of a shopping list from the local supermarket
Last edited by scrubbedexpat094; Jul 16th 2012 at 5:27 pm. Reason: Just because okay....?
Jul 18th 2012 | 9:35 am
#7
`
Joined: Oct 2003
Posts: 38,634
Re: Countdown checklist
and me
sorry Lorna.
with the car thing , it may be worth starting a new topic/thread about this. We have some folk on here that have shipped or considered shipping their vehicles.
We brought our but no-one was interested.
You'll need proof of your NZ earnings. They will want to know what deposit you have.
I brought proof of ours but can't remember if it made a difference. I seem to think it did.
I think this would be better in a dedicated thread.
sorry Lorna.
with the car thing , it may be worth starting a new topic/thread about this. We have some folk on here that have shipped or considered shipping their vehicles.
1) do I need to bring a credit report or do i start from scratch over there;
2) what do I need for a mortgage do I need bank accounts/credit report/bank and mortgage references?
3) what about no claims letters do they may a difference?
6) Car prices seem really high in comparison to the UK is that right as we are looking at shipping our car as UK value £1,000 = £4,000 in NZ
Jul 18th 2012 | 10:41 am
#8
Joined: Jun 2011
Posts: 472
Re: Countdown checklist
It might depend on the make of car you are wanting to buy. I was just looking on the UK Auto Trader site, and it seems a 2002 Toyota Camry 2L GL is selling there for about 2500-3000 pounds, or $5000 - $6000 NZ. I think here they are selling for $7000 - $8000, less or more depending on condition. There are some on trademe for as low as $3000, but I wouldn't hold out much hope in terms of condition. Whereas, if you are wanting to buy a European or British car here, you may notice more of a difference in terms of price.
Jul 18th 2012 | 11:15 am
#9
Joined: Jun 2011
Posts: 472
Re: Countdown checklist
As far as Toyota new cars go, was looking up prices and it seems a new RAV4 sells for 24,340 pounds ($48,000) in GB, and for $41,990 in NZ. So new Toyotas appear to be cheaper in NZ (unless I was doing something wrong with the models).
Jul 18th 2012 | 5:22 pm
#10
BE Forum Addict
Joined: Mar 2009
Posts: 2,077
From: Christchurch
Re: Countdown checklist
UK dealers will heavily discount that is just the list price also NZ dealers will charge about 12% on finance some are as high as 19 
Neil
Neil
