Voluntary National Insurance payments - How?
#76
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Re: Voluntary National Insurance payments - How?
My recollection is that you must have worked for a period and paid full Nat Ins to be allowed to pay Voluntary Contributions.. Ask them. Overseas Branch at Longbenton/
#77
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Joined: Apr 2014
Location: Northern California
Posts: 53
Re: Voluntary National Insurance payments - How?
I thought anyone (in the UK) could start paying voluntary Class 3 NICs if they are not working + over 16? There's nothing in the CA5603 application to suggest otherwise?
https://assets.publishing.service.go...ons_CA5603.pdf
https://assets.publishing.service.go...ons_CA5603.pdf
https://www.gov.uk/voluntary-nationa...-contributions
#78
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Re: Voluntary National Insurance payments - How?
Hi i already posted but its not showing so excuse me if its a double>
I have 7 years and have arranged for future direct debits. I also want to pay for past 3 years as lump some or 3 payments whichever is appropriate. Some of you have said that you just sent a check; what address do you send it to?
I cannot get into my bank account due to not being able to reset it without a UK phone number.
I have 7 years and have arranged for future direct debits. I also want to pay for past 3 years as lump some or 3 payments whichever is appropriate. Some of you have said that you just sent a check; what address do you send it to?
I cannot get into my bank account due to not being able to reset it without a UK phone number.
#79
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Posts: 4,131
Re: Voluntary National Insurance payments - How?
Hi i already posted but its not showing so excuse me if its a double>
I have 7 years and have arranged for future direct debits. I also want to pay for past 3 years as lump some or 3 payments whichever is appropriate. Some of you have said that you just sent a check; what address do you send it to?
I cannot get into my bank account due to not being able to reset it without a UK phone number.
I have 7 years and have arranged for future direct debits. I also want to pay for past 3 years as lump some or 3 payments whichever is appropriate. Some of you have said that you just sent a check; what address do you send it to?
I cannot get into my bank account due to not being able to reset it without a UK phone number.
https://www.gov.uk/international-pension-centre
To buy past credits you have to apply and be approved, then you will be given the amount to pay and a unique reference number to put on the Cheque or bank payment. It is some years back that I did mine but I completed an application, mailed it in, and some weeks/months later got a letter back with the cost and reference number.
my wife did her application online last year then received a letter but also had to call them to get that unique reference number to make the back payments.
Last edited by durham_lad; Jul 22nd 2018 at 8:48 pm.
#80
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Joined: Mar 2018
Posts: 6
Re: Voluntary National Insurance payments - How?
Thanks a lot. I sent the form off a couple of hours before you replied, so hopefully all is ok. Or there will be a frantic few posts from me in a few weeks/months time!
Will definitely read through this forum in the coming months. I imagine that there's a lot of knowhow here. All the British ex-pats I know in person are as clueless as (or worse than) me.
Thanks again to everybody.
Will definitely read through this forum in the coming months. I imagine that there's a lot of knowhow here. All the British ex-pats I know in person are as clueless as (or worse than) me.
Thanks again to everybody.
Lastly, should I sum up the total amount for all the missing years and transfer this as one payment? Or should I make separate payments for each year? (It's 9 years I am paying.)
Thanks again.
Edit: Apologies, but this forum won't let me post html links until I have made a few more posts.
#81
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Re: Voluntary National Insurance payments - How?
When I paid I just used my National Insurance Number. It is a unique number and identifies you clearly.
#82
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Re: Voluntary National Insurance payments - How?
When my wife went through this last year and had the direct debits set up for future payments we had to call them to ask about the back payments. The guy on the other end asked how much we wanted to pay then waited while I put my calculator to work to add up the totals from the individual years that she had been quoted in the letter and he then gave her a reference number which we put on the BACS payment we subsequently made. It then took over 2 months to appear online.
#83
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Joined: Mar 2018
Posts: 6
Re: Voluntary National Insurance payments - How?
Thanks all.
@scot47, the reference number I quoted in my previous message ( QQ123456AICJONESA ) is NI number plus name and initial. That's what the website asks for, although the letter says "As an overseas customr you'll need to quote your National Insurance number when sending any payments to us. Please do not quote any other reference shown on our correspondence...." So, do you remember if you used only your NI number, or the NI number plus name and initial? Did you send a letter as well? Did they send any kind of confirmation?
@durham_lad, So, did I understand that correctly that in the end you made a single payment to cover all of the years? Also, hopefully I don't need to phone up. It cost me a fortune the last time I had to phone the UK.
@scot47, the reference number I quoted in my previous message ( QQ123456AICJONESA ) is NI number plus name and initial. That's what the website asks for, although the letter says "As an overseas customr you'll need to quote your National Insurance number when sending any payments to us. Please do not quote any other reference shown on our correspondence...." So, do you remember if you used only your NI number, or the NI number plus name and initial? Did you send a letter as well? Did they send any kind of confirmation?
@durham_lad, So, did I understand that correctly that in the end you made a single payment to cover all of the years? Also, hopefully I don't need to phone up. It cost me a fortune the last time I had to phone the UK.
#84
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Joined: Aug 2013
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Re: Voluntary National Insurance payments - How?
Thanks all.
@scot47, the reference number I quoted in my previous message ( QQ123456AICJONESA ) is NI number plus name and initial. That's what the website asks for, although the letter says "As an overseas customr you'll need to quote your National Insurance number when sending any payments to us. Please do not quote any other reference shown on our correspondence...." So, do you remember if you used only your NI number, or the NI number plus name and initial? Did you send a letter as well? Did they send any kind of confirmation?
@durham_lad, So, did I understand that correctly that in the end you made a single payment to cover all of the years? Also, hopefully I don't need to phone up. It cost me a fortune the last time I had to phone the UK.
@scot47, the reference number I quoted in my previous message ( QQ123456AICJONESA ) is NI number plus name and initial. That's what the website asks for, although the letter says "As an overseas customr you'll need to quote your National Insurance number when sending any payments to us. Please do not quote any other reference shown on our correspondence...." So, do you remember if you used only your NI number, or the NI number plus name and initial? Did you send a letter as well? Did they send any kind of confirmation?
@durham_lad, So, did I understand that correctly that in the end you made a single payment to cover all of the years? Also, hopefully I don't need to phone up. It cost me a fortune the last time I had to phone the UK.
When I paid my 7 years back contributions some years ago we were still living in Texas and I never made any phone calls at all, I did it by letter, and remember including a photo copy of the letter they had sent to me along with a physical check for the back payments. I paid 7 years because it was in February so it was current year plus 6 back years.
#85
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Joined: May 2018
Location: North Yorkshire
Posts: 80
Re: Voluntary National Insurance payments - How?
Anyone know if one can continue with voluntary contributions if they return to the UK as a resident?
#86
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Re: Voluntary National Insurance payments - How?
I was already retired and paying class 3 when I returned and the direct debits didn’t skip a beat. That was 2 years ago.
#87
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Joined: May 2018
Location: North Yorkshire
Posts: 80
Re: Voluntary National Insurance payments - How?
Well thats good to know, thanks Durhamlad,