Taking Oz No Claims Bonus To UK?
#1
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Thread Starter
Joined: Jul 2008
Location: Currently Burns Beach, moving to NE UK Jan 2011
Posts: 70
Taking Oz No Claims Bonus To UK?
Hi All
We will be back in the UK in two weeks (yippee!) and are thinking about car insurance.
I have maximum no claims bonus that I transferred from UK to my Australian insurer and have never made a claim. My Australian insurer has confirmed in writing that I have maximum 5 years no claim bonus.
Does anyone know if UK companies will accept this? We have been out of the UK for just over 2 years. I think I read somewhere that if you have been out of the UK for 12 months then you have to go back to square one for no claims?
Any advice appreciated so I don't make a costly mistake when we return.
Thanks
We will be back in the UK in two weeks (yippee!) and are thinking about car insurance.
I have maximum no claims bonus that I transferred from UK to my Australian insurer and have never made a claim. My Australian insurer has confirmed in writing that I have maximum 5 years no claim bonus.
Does anyone know if UK companies will accept this? We have been out of the UK for just over 2 years. I think I read somewhere that if you have been out of the UK for 12 months then you have to go back to square one for no claims?
Any advice appreciated so I don't make a costly mistake when we return.
Thanks
#2
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Joined: Jul 2008
Location: My happy place
Posts: 3,043
Re: Taking Oz No Claims Bonus To UK?
I was out of UK for 21yrs and have my full NCB back here (this is my first year of being back). I had a few options in terms of companies but the best thing I did was go through a broker because they could explain my situation (my wife is on a Settlement Visa and Intl licence).
Your situation may not be as complex but going through a broker was a small extra fee very much worth it to us. All that was required was a full statement from the Oz insurer stating we had full NCB and for how many years (your policy statement doesn't usually show this).
We are with Allianz and have made a few changes since at no cost (such as adding occasional business use).
Your situation may not be as complex but going through a broker was a small extra fee very much worth it to us. All that was required was a full statement from the Oz insurer stating we had full NCB and for how many years (your policy statement doesn't usually show this).
We are with Allianz and have made a few changes since at no cost (such as adding occasional business use).