Setting up a UK bank account from the US
#1
Forum Regular
Thread Starter
Joined: Jan 2016
Posts: 66
Setting up a UK bank account from the US
I am a British citizen, living in the US.
I would love to setup a UK bank account from here, is that do-able?
I could use my parent's address, but I suspect I may fail a verification check, as I haven't lived in the UK since 2010.
On a related note, which is the best banking brand these days?
I would love to setup a UK bank account from here, is that do-able?
I could use my parent's address, but I suspect I may fail a verification check, as I haven't lived in the UK since 2010.
On a related note, which is the best banking brand these days?
#2
Re: Setting up a UK bank account from the US
It should be possible to set up an offshore account with a UK bank, if you meet the criteria. The minimum deposit in such a case is usually quite hefty. As a non UK resident opening a normal account with a high street bank is a non starter.
#3
Re: Setting up a UK bank account from the US
Lloyds Bank IoM often gets recommended. It operates as a "British" bank, but speciailizes in accounts for non-residents, yet you get a cheque book and debit card with a recognizable bank name on it. IIRC it costs £7/mth. Once you arrive in the UK you can soon switch over to an on-shore account.
#4
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Joined: Dec 2013
Location: Consolacion,Cebu
Posts: 1,931
Re: Setting up a UK bank account from the US
Nationwide also have non resident accounts from Nationwide IoM. It's almost impossible to get a "standard" UK bank account as an expat.
#5
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Joined: Sep 2014
Posts: 1,114
Re: Setting up a UK bank account from the US
I am a British citizen, living in the US.
I would love to setup a UK bank account from here, is that do-able?
I could use my parent's address, but I suspect I may fail a verification check, as I haven't lived in the UK since 2010.
On a related note, which is the best banking brand these days?
I would love to setup a UK bank account from here, is that do-able?
I could use my parent's address, but I suspect I may fail a verification check, as I haven't lived in the UK since 2010.
On a related note, which is the best banking brand these days?
International Banking: Opening an Account | HSBC
#6
Re: Setting up a UK bank account from the US
I have to ask, didn't you have a bank account in the UK before you left?
I had a nationwide account and when i went back after 13 yrs, the account had been technically closed, but was able to be reactivated. I just gave them my parents address and it was reopened.
I had a nationwide account and when i went back after 13 yrs, the account had been technically closed, but was able to be reactivated. I just gave them my parents address and it was reopened.
#7
Forum Regular
Thread Starter
Joined: Jan 2016
Posts: 66
Re: Setting up a UK bank account from the US
That's correct, I had a Barclays account that I closed before I left. I will try re-activating it.
#8
Re: Setting up a UK bank account from the US
My better half reactivated her Barclays account after returning to the UK after several years' absence. You don't need proof of address unlike opening a new account. They'll just send your new account details and card to the address you give them.
#9
Forum Regular
Thread Starter
Joined: Jan 2016
Posts: 66
Re: Setting up a UK bank account from the US
Thanks for all your help today, VERY much appreciated.
#10
Just Joined
Joined: Feb 2016
Posts: 13
Re: Setting up a UK bank account from the US
HSBC works very well for us, they have many locations all over.
We send money back and forth from US to UK and never any issues at all.
We send money back and forth from US to UK and never any issues at all.
#11
Just Joined
Joined: Mar 2016
Posts: 3
Re: Setting up a UK bank account from the US
HSBC and Citi are my two best picks
#12
Re: Setting up a UK bank account from the US
Either you're seriously loaded and moving six-figure sums, or don't mine the diabolical exchange rates you're getting!