Travel Insurance?

Old Nov 8th 2009, 4:17 am
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Default Travel Insurance?

Anyone on here recommend a place to go to get travel insurance?

Seen something good with HSBC, but open to suggestions. Looking for an annual multi trip policy.

Thanks
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Old Nov 8th 2009, 4:23 am
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Default Re: Travel Insurance?

I used AXA via HSBC for my ski trip in March. They do a fairly comprehensive package and seemed to be competively priced when I shopped around back then.
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Old Nov 8th 2009, 4:24 am
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Default Re: Travel Insurance?

christ im glad you posted this...one of my tasks for our Thailand vacation next month is to sort out insurance, i clean forgot.

cheers
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Old Nov 8th 2009, 4:46 am
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Default Re: Travel Insurance?

Originally Posted by BritishExpat View Post
it's a waste of money
yeah, a real waste of money if you have no medical insurance and break your leg in a country that has no reciprocal agreement with the UK for health care (ie outside the EU).
For the sake of £50 you can save £10,000.

Do the 'math'.
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Old Nov 8th 2009, 6:34 am
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Default Re: Travel Insurance?

Originally Posted by Emerald_Eyes View Post
I used AXA via HSBC for my ski trip in March. They do a fairly comprehensive package and seemed to be competively priced when I shopped around back then.
How does this insurance policy work? Is it Dubai based insurance with accident repatriation to the UAE, or will they return you from a ski accident in say France to the UK?

The difficulty I have encountered in the past is that if you are non-resident UK, none of the typical UK insurance policies cover you when you read the small print - they are only available to UK residents.

I'm lucky as at present I have a company policy which covers me on vacation, including ski-ing, but this has not always been the case.
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Old Nov 8th 2009, 6:59 am
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Default Re: Travel Insurance?

The difficulty I have encountered in the past is that if you are non-resident UK, none of the typical UK insurance policies cover you when you read the small print - they are only available to UK residents.



Thats true and is why I took out a policy with Axa via HSBC here, in fact I had to make a claim and not only was it relatively hassle free, it was paid, not something i expected out here.
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Old Nov 8th 2009, 7:18 am
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Default Re: Travel Insurance?

we have an add on to our bupa health insurance, bupa travel. covers multiple trips per year upto 180 days total, full medical evac, baggage etc was a pretty cheap option which seems to cover the usual bits. might be worth checking out, they also have no probs with it being an expat policy
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Old Nov 8th 2009, 12:36 pm
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Default Re: Travel Insurance?

Originally Posted by admon View Post
yeah, a real waste of money if you have no medical insurance and break your leg in a country that has no reciprocal agreement with the UK for health care (ie outside the EU).
For the sake of £50 you can save £10,000.

Do the 'math'.
It's amazing how many people say insurance is a waste of money...until they need it and don't have it. Last year the UK insurance industry as a whole paid out over GBP 15Billion in claims for accident and health, around 4billion in personal injury claims and over 40 billion has been paid over the last 10 years for life assurance claims...I'm sure none of the people benefiting from this money thought it was a waste of money.

Even the very wealthy know the value of insurance...here's what Winston Churchill had to say on the subject:

"If I had my way, I would write the word “insure” upon the door of every cottage and upon the blotting book of every public man, because I am convinced, for sacrifices so small, families and estates can be protected against catastrophes which would otherwise smash them up forever. It is the duty to arrest the ghastly waste, not merely of human happiness, but national health and strength, which follows when, through the death of the breadwinner, the frail boat in which the family are embarked, founders and the women and children and the estates are left to struggle in the dark waters of a friendless world.”

N.
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Old Mar 24th 2010, 1:12 pm
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Default Re: Travel Insurance?

Originally Posted by Robbies View Post
Anyone on here recommend a place to go to get travel insurance?

Seen something good with HSBC, but open to suggestions. Looking for an annual multi trip policy.

Thanks
I had exactly the same problem, finding a good annual multi trip policy as a UAE resident.

The one I found now has really good cover levels (British standards) and was less than US$ 100 for the whole year!

The company is called Columbus Direct (columbusdirect . com / UAE).

Hope this helps!
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Old Mar 24th 2010, 5:08 pm
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Default Re: Travel Insurance?

I got an annual one from AXA insurance....full cover, world wide approx AED 800.
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Old Mar 24th 2010, 9:27 pm
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Default Re: Travel Insurance?

Originally Posted by admon View Post
yeah, a real waste of money if you have no medical insurance and break your leg in a country that has no reciprocal agreement with the UK for health care (ie outside the EU).
For the sake of £50 you can save £10,000.

Do the 'math'.
Well if you are living in UAE you are not entitled to NHS or reciprocal health agreements.
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