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Expat Mortgage Providers for UK property

Expat Mortgage Providers for UK property

Old Dec 31st 2018, 8:13 am
  #1  
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Default Expat Mortgage Providers for UK property

This has already been discussed please can you recommend some lenders that lend to expats, there was a company based in Jersey or Guernsey a few people recommended, BTL mortgage renewal coming up, thanks

Happy New Year!!

ER
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Old Jan 7th 2019, 9:11 am
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Default Re: Expat Mortgage Providers for UK property

Hi ER,

I have sent you a PM. Please check your inbox.

Regards
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Old Jan 7th 2019, 9:43 am
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by reading_1979 View Post
Hi ER,

I have sent you a PM. Please check your inbox.

Regards
Why not reply on the forum, that way anyone looking for similar information can benefit from your post.
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Old Jan 10th 2019, 8:34 am
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by eastrunner View Post
This has already been discussed please can you recommend some lenders that lend to expats, there was a company based in Jersey or Guernsey a few people recommended, BTL mortgage renewal coming up, thanks

Happy New Year!!

ER
HSBC expat, and Skipton International are ones that I have previously approached (but not used)
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Old Jan 13th 2019, 6:39 am
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Default Re: Expat Mortgage Providers for UK property

Thanks Queef Latinah and everyone who responded

ER
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Old Sep 19th 2019, 4:35 pm
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by Queef Latinah View Post
HSBC expat, and Skipton International are ones that I have previously approached (but not used)
Thank you!
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Old Sep 20th 2019, 7:46 am
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by eastrunner View Post
Thanks Queef Latinah and everyone who responded

ER

Update- I have just purchased a property in UK and the way I did it was to form my own company in the UK and got a mortgage from state bank of India who have offices in the UAE and Wolverhampton. This was cheaper than the other providers I mentioned but their application process was a bit of a joke, repetitively asking for documents and taking ages to reply..

But for me, there are the obvious tax advantages such as being able to offset repayments against tax liabilities and creating a vehicle for buying a few more properties in the future... Also, the Tories are business friendly and generally our politicians will punish the individual retail investors. But they won't come after companies as strongly...

To do this all you need is a UK registered company and a commercial bank account. To open the commercial bank account you need to be a UK resident, so I opened it in a family members name and transferred it to my name later. Just admin.

Amazing bargains to be had in the UK if you play your cards right. Be greedy when others are fearful, Brexit is an opportunity and as a country we will prevail as a stronger nation with sovereignty that the rest of Europe can only dream of.
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Old Sep 26th 2019, 4:47 pm
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by Queef Latinah View Post



Update- I have just purchased a property in UK and the way I did it was to form my own company in the UK and got a mortgage from state bank of India who have offices in the UAE and Wolverhampton. This was cheaper than the other providers I mentioned but their application process was a bit of a joke, repetitively asking for documents and taking ages to reply..

But for me, there are the obvious tax advantages such as being able to offset repayments against tax liabilities and creating a vehicle for buying a few more properties in the future... Also, the Tories are business friendly and generally our politicians will punish the individual retail investors. But they won't come after companies as strongly...

To do this all you need is a UK registered company and a commercial bank account. To open the commercial bank account you need to be a UK resident, so I opened it in a family members name and transferred it to my name later. Just admin.

Amazing bargains to be had in the UK if you play your cards right. Be greedy when others are fearful, Brexit is an opportunity and as a country we will prevail as a stronger nation with sovereignty that the rest of Europe can only dream of.
Congratulations, I am also thinking similarly. It is a great time to invest or enter the UK property market.
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Old Sep 29th 2019, 4:47 pm
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Default Re: Expat Mortgage Providers for UK property

I've never seen a bubble that lasted for ever. Nor have I seen one lasting for 30 years. Have you?
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Old Sep 30th 2019, 9:39 am
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Default Re: Expat Mortgage Providers for UK property

hi there Queef Latinah what kind of rates are you looking at? thanks

ER
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Old Oct 8th 2019, 1:27 pm
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Default Re: Expat Mortgage Providers for UK property

Originally Posted by eastrunner View Post
hi there Queef Latinah what kind of rates are you looking at? thanks

ER
75% mortgage 2 years fixed @ 3.2% and then something like BBR + 2.65%. It's a buy-to-let mortgage offered to LTD companies
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