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Credit Card and lounge access

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Credit Card and lounge access

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Old May 8th 2026 | 3:01 am
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Default Credit Card and lounge access

Hello everyone,

I have been using various types of credit cards for lounge access over the last 15 years without any issue. However, starting this year big changes took place in credit card lounge access policies. For example, Visa Signature used to offer unlimited access to card holder but early this year they limit it to 12 entries per year with a condition of spending at least $100 every quarter. Master Card used to be unlimited entries with 1 free guest but starting last month they limited it to 20 entries per year with a condition of spending $1 at least every quarter. I asked a banker about these changes and he said the credit card companies are losing money with unlimited access, but I am not convinced with this explanation as it has been so for ages.

I like to hear from you if you experience similar thing and what is the best credit cards that offer unlimited access? Someone told me Emirates Credit Card offers unlimited access but this card has an annual fee, so what you gain on lounge access you have to pay as annual fee. Any suggestion?

Thanks,
Scott
 
Old May 9th 2026 | 5:14 am
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Default Re: Credit Card and lounge access

It's a bit of a downgrade, unfortunately. The easiest work around is getting status with an airline of your choice. It helps to save on lounge access by credit card. Seems like you travel a lot of 20 lounge access times run out. Shouldn't be an issue to make status with an airline if that's the case.

I used to fly back to the UK 5-6 times a year. That still leaves 8-10 lounge visit a year.
 

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