Irene Ireny

In March 2005, I am diagnosis with thyroid nodules. And I have had 3
ultrasound ever since. The most recent one is out and it turned out
that I one of the nodule has an increase in size and the colour doppler
shows it has intranodular blood flow and I need further test for
example Fine needle biopsy. I am living in Canada and we have health
care coverage from the government.

I am also waiting for an interview which will possibly in September or
October. My next appointment of the thyroid specialist is in August 1,
2006. My fiancee is working at a large company in U.S and he has
medical insurance coverage from the company. The family member of him
also has insurance benefit. However, since I already have this medical
condition, will I be elligible to his company medical insurance?

I might have to do biopsy or further treament in the near future. If I
had to stay in Canada after th visa is issued, how long is the visa
last?

Thanks

ian-mstm

The K-1 visa is valid for 6 months from date of issue. After that, you'll need to start all over again.

Ian

scrubbedexpat099

You need to get your b/f to check with the scheme administrators what coverage is provided for your circumstances.

Also bear in mind that even when you are covered there will be costs that you will incur, some can be quite significant.

I have heard of people delaying their interview as well to extend out the period.

hcj1440

Definitely have your fiance ask his human resources dept. I think there is a law about pre-existing conditions. Something like, they have to cover you for a pre-existing condition if you can demonstrate that you had insurance when you got diagnosed with the condition. I don't have that exactly right but ask the HR dept benefits person, it's their job to know stuff like this.

In the US what will usually happen is when you terminate insurance with one carrier, they will give you a letter saying you were covered with them from X date to Y date. Then you are supposed to give that to your next insurance carrier if they give you any trouble with pre-existing conditions.

Irene Ireny

That might be another problem for myself because I do not have any
insurance right now and according to my existing condition, will I be
able to join an insurance right now?? I really have no idea what I need
to do. I am still asking for opinions from anywhere.


hcj1440 wrote:
    > > In March 2005, I am diagnosis with thyroid nodules. And I have had 3
    > > ultrasound ever since. The most recent one is out and it turned out
    > > that I one of the nodule has an increase in size and the colour
    > > doppler
    > > shows it has intranodular blood flow and I need further test for
    > > example Fine needle biopsy. I am living in Canada and we have health
    > > care coverage from the government.
    > >
    > > I am also waiting for an interview which will possibly in September or
    > > October. My next appointment of the thyroid specialist is in August
    > > 1,
    > > 2006. My fiancee is working at a large company in U.S and he has
    > > medical insurance coverage from the company. The family member of him
    > > also has insurance benefit. However, since I already have this
    > > medical
    > > condition, will I be elligible to his company medical insurance?
    > >
    > > I might have to do biopsy or further treament in the near future. If
    > > I
    > > had to stay in Canada after th visa is issued, how long is the visa
    > > last?
    > >
    > > Thanks
    > Definitely have your fiance ask his human resources dept. I think there
    > is a law about pre-existing conditions. Something like, they have to
    > cover you for a pre-existing condition if you can demonstrate that you
    > had insurance when you got diagnosed with the condition. I don't have
    > that exactly right but ask the HR dept benefits person, it's their job
    > to know stuff like this.
    > In the US what will usually happen is when you terminate insurance with
    > one carrier, they will give you a letter saying you were covered with
    > them from X date to Y date. Then you are supposed to give that to your
    > next insurance carrier if they give you any trouble with pre-existing
    > conditions.
    >
    > --
    > Posted via http://britishexpats.com

Elvira

No one can answer this question other than your husband-to-be's insurance provider and/or his employer's human resources department.

scrubbedexpat099

You do, you have National Insurance.

Noorah101

This really is something he needs to look into. Each insurance plan is different. I was able to add my alien husband to my insurance (United Healthcare, through my employer) without him having to take a medical, and they never asked about pre-existing conditions. I could only do this once, right after we got married. If I had waited too long, then yes, he would have had to follow a different guideline. Your fiance needs to find out ahead of time what it takes to add you to his insurance and what the requirements are. He can call his insurance directly, or ask the benefits center of the company he works for. If the coverage you get isn't good, try looking at independent insurance plans.

He might also want to check out life insurance for the both of you as well, as long as he's questioning insurance.

Best Wishes,
Rene

Rete

Believe it is provincal. Coverage varies from province to province in Canada. It is funded in part by the federal government and the provincal government.

Irene, as others have said your fiancee needs to discuss this with the HR person who handles the health insurance for his company. They can tell him if you are covered from day one for pre-existing conditions.

AndysGirl

My husband got on my medical insurance with no problem (he was from England). Since he never had insurance in the states before, there wasnt pre-existing conditions- this is according to my insurance. The administrators that were dealing with the insurance for my company had never come across this situation. Maybe we just got lucky? Like some people have said...just depends on your insurance carrier.

Mel And Sharon

Don't delay your visa interview. At the interview, you can request
that they delay issuing your visa because of medical appointments
pending. I did this in 2003 because my dad had been diagnosed with
prostate cancer and I wanted to make sure everything was OK before I
left for Massachusetts. They told me how long I could wait before I
would have to start the process over again and/or other items might
expire (like the RCMP certificate or medical). Once I was ready to
proceed, all I had to do was let the Visa Office know, send them my
passport and they inserted the visa and sent it back to me. From that
date, I had six months to enter the US.

Sharon




AndysGirl wrote:
    > > Believe it is provincal. Coverage varies from province to province in
    > > Canada. It is funded in part by the federal government and the
    > > provincal government.
    > >
    > > Irene, as others have said your fiancee needs to discuss this with the
    > > HR person who handles the health insurance for his company. They can
    > > tell him if you are covered from day one for pre-existing conditions.
    > My husband got on my medical insurance with no problem (he was from
    > England). Since he never had insurance in the states before, there wasnt
    > pre-existing conditions- this is according to my insurance. The
    > administrators that were dealing with the insurance for my company had
    > never come across this situation. Maybe we just got lucky? Like some
    > people have said...just depends on your insurance carrier.
    >
    > --
    > Posted via http://britishexpats.com