That's got your attention, hasn't it.

Due to an administrative cock-up my wife and I have found a $700,000.00 credit on our Vias account (should have been $70.00). If we were still in the UK we would simply transfer the cash to an account and collect the interest until we were requested to return it. It’s already been nearly two weeks.

If we do this in Canada are there any implications we should be aware of? Are we committing an offence by not declaring the mistake? Are we likely to have to return any interest?

We need to decide soon, $75.00 interest a day is passing us by.

Cheers

Russ...

Head to Vegas and stick it all on Red. If it comes in, you can give the bank back their $700,000, plus keep the other $700,000 for yourself. If it doesn't, well it wasn't your money anyway.

There are some case histories on things like this. If you do a search on the web you could probably find out what your rights are. I'm pretty sure if it is their mistake they can have a hard time getting the money back from you if you can genuinely show you didn't realise and have spent some of it. I'm thinking a round-the-world trip with a $700k credit limit could have you staying in some quite comfortable places.

On the other hand, seeing as its a credit card, they could probably just debit the amount back from your account again and if you'd spent or transferred it you would have $700k owed on your credit card and the interest they would charge you on that would be frightening!

VEGAS BABY ..... VEGAS

However you would be hard pressed to show that you didn't know 700k was a mistake

I think my wife could probably manage spending $700k on her credit card without realising she had over done it a bit

WOW. What an error, If you need any help spending it, just let me know.

Your card may be under the manipulation of hackers in the Far East??

Report it, you will get dinged regardless once mistake is discovered, and it probably already has.

WTF?

This sort of stuff really happens?

I would seriously be getting legal advice and planning how much I could keep legally!

All the best (Mines a vodka) and can't wait to hear what happens!

Mrs M

I would be a tad suspicious.

Holy crap.

Keep it till they ask for it back, you could always say you hadn't checked your account for a while as your computer was on the blink, always worth a try.

Vegas, here I come, that's all I can say.

I like the way some of you people think this is some sort of hilarious joke. It ain't, it's dead serious. Report it!

If you weren't already in Canada, I would've suggested you did a print-out to show CIC you had enough money to settle here.

for once i agree with howard and mike - report it!

too much risk, hassle, stress, in keeping it. Plus its not your money and it has to come from somewhere, and someone somewhere may suffer because of this.

if I understand right, you have $700,000.00 available to you to spend on your visa?

If that is the case, and you cant afford to pay back the amount once you have racked it up then just give it back before you get yourself in big trouble.

too much temptation .

Take it and run like hell, change your name have surgery do whatever it takes, just head to vegas and run man!!

I know...I know...he should report it, but let the devil sitting on your shoulder have fun first