UK car hire CDW/excess
#16
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: UK car hire CDW/excess
If you are going back for a few weeks, would it be easier to buy a cheap car and then sell it when you leave? Just a thought.
Used for Sale in UK | Used Cars for Sale | Parkers
http://www.keithmichaels.co.uk/speci...insurance-faq/
Temporary car insurance for rentals: http://www.keithmichaels.co.uk/other...ary-car-cover/
Used for Sale in UK | Used Cars for Sale | Parkers
http://www.keithmichaels.co.uk/speci...insurance-faq/
Temporary car insurance for rentals: http://www.keithmichaels.co.uk/other...ary-car-cover/
Last edited by Siouxie; Aug 6th 2015 at 11:58 pm.
#17
Re: UK car hire CDW/excess
They usually ring fence (or Pre-authorize) a sum of money, in the same way that hotels do.
Could be anything from about $300 to $1000 depending on what you are renting, your age and other risks. Points on your licence can also be a problem.
This can eat up your credit limit, as releases often take 4-7 days.
Can often be reduced or eliminated if you join their frequent renter 'clubs'.
Could be anything from about $300 to $1000 depending on what you are renting, your age and other risks. Points on your licence can also be a problem.
This can eat up your credit limit, as releases often take 4-7 days.
Can often be reduced or eliminated if you join their frequent renter 'clubs'.
#18
BE Forum Addict
Joined: Dec 2013
Location: Consolacion,Cebu
Posts: 1,931
Re: UK car hire CDW/excess
I've just checked on the Enterprise UK rental site. Prices quoted include damage waiver, liability etc BUT all cars carry an excess of £1000 ( called a deductable in US I think?). you can buy excess protection cover at a cost of £11.99 a DAY. So, a sub compact, quoted at £99 for 7 days will cost, if you go for the excess protection , a total of £182.93!
The excess is common in europe and would be reserved on your credit card if you do not take the excess protection. My excess insurance used to cost me £45 a YEAR so well worth it. There have got to be similar policies available in Canada I would have thought.
Again, ask a broker or try the link to icarinsurance given by me and withabix.
The excess is common in europe and would be reserved on your credit card if you do not take the excess protection. My excess insurance used to cost me £45 a YEAR so well worth it. There have got to be similar policies available in Canada I would have thought.
Again, ask a broker or try the link to icarinsurance given by me and withabix.
#19
Account Closed
Joined: Jan 2006
Posts: 0
Re: UK car hire CDW/excess
They usually ring fence (or Pre-authorize) a sum of money, in the same way that hotels do.
Could be anything from about $300 to $1000 depending on what you are renting, your age and other risks. Points on your licence can also be a problem.
This can eat up your credit limit, as releases often take 4-7 days.
Can often be reduced or eliminated if you join their frequent renter 'clubs'.
Could be anything from about $300 to $1000 depending on what you are renting, your age and other risks. Points on your licence can also be a problem.
This can eat up your credit limit, as releases often take 4-7 days.
Can often be reduced or eliminated if you join their frequent renter 'clubs'.
The hotel generally eats up what is left on the card, so if the car wanted a deposit too, we'd be screwed.
Last edited by scrubbedexpat091; Aug 7th 2015 at 12:35 am.
#20
BE Forum Addict
Joined: Dec 2013
Location: Consolacion,Cebu
Posts: 1,931
Re: UK car hire CDW/excess
To satisfy myself, I've just checked the alamo site. Their price for a subcompact INCLUDING CDW and Excess Protection is $211 for one weeks rental. That's telling them I'm a UK resident.
If I say I'm from Canada then they show cheaper cost, $168 , BUT then you have to add CDW and Excess at $37 per day if you want it. It may be different if you are renting in Canada. I just looked at US rentals. Sounds like you get a special deal as a regular renter.
If I say I'm from Canada then they show cheaper cost, $168 , BUT then you have to add CDW and Excess at $37 per day if you want it. It may be different if you are renting in Canada. I just looked at US rentals. Sounds like you get a special deal as a regular renter.
#21
Account Closed
Joined: Jan 2006
Posts: 0
Re: UK car hire CDW/excess
To satisfy myself, I've just checked the alamo site. Their price for a subcompact INCLUDING CDW and Excess Protection is $211 for one weeks rental. That's telling them I'm a UK resident.
If I say I'm from Canada then they show cheaper cost, $168 , BUT then you have to add CDW and Excess at $37 per day if you want it. It may be different if you are renting in Canada. I just looked at US rentals. Sounds like you get a special deal as a regular renter.
If I say I'm from Canada then they show cheaper cost, $168 , BUT then you have to add CDW and Excess at $37 per day if you want it. It may be different if you are renting in Canada. I just looked at US rentals. Sounds like you get a special deal as a regular renter.
Sounds like the companies operate different over there.
#22
Re: UK car hire CDW/excess
I would rather have the fully comprehensive insurance. How much extra would that be usually?
#23
Re: UK car hire CDW/excess
Yep and it is much easier in my opinion. Excesses are normal with insurance. At least I could afford a car and insurance in the UK. With ICBC I have no chance. I much prefer the system in the UK when it comes to insurance (especially when you only have the choice of using one company for your insurance). I rarely rented only when I had an accident and the other side's company paid for the hire car whilst mine was in the shop getting fixed.
The price for enterprise isn't too bad with the excess waiver. At £11.99 per day it is probably worth it as you never know what could happen
The price for enterprise isn't too bad with the excess waiver. At £11.99 per day it is probably worth it as you never know what could happen
#24
Joined: Sep 2008
Posts: 12,830
Re: UK car hire CDW/excess
Also what is irritating in the UK with rental cars, you take it with what fuel is in it and bring it back with the same. Here we get them ull and bring them back full, so much easier that trying to not leave too much gas in the car.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
#25
Re: UK car hire CDW/excess
Also what is irritating in the UK with rental cars, you take it with what fuel is in it and bring it back with the same. Here we get them ull and bring them back full, so much easier that trying to not leave too much gas in the car.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
#26
BE Forum Addict
Joined: Dec 2008
Location: Winnipeg
Posts: 1,497
Re: UK car hire CDW/excess
Also what is irritating in the UK with rental cars, you take it with what fuel is in it and bring it back with the same. Here we get them ull and bring them back full, so much easier that trying to not leave too much gas in the car.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
Enterprise in Canada seem to be the exception and the one rental firm I avoid.
#27
BE Enthusiast
Joined: Jan 2014
Posts: 466
Re: UK car hire CDW/excess
Comprehensive in Canada is different.
Fully comp does not mean you get Liability coverage too. As already mentioned, only the registered owner of the car can arrange Liability insurance. When you rent a car in the UK, the rental company covers the Liability exposure, but you can arrange the "damage" bit- collision, theft, etc.
#29
Account Closed
Joined: Jan 2006
Posts: 0
Re: UK car hire CDW/excess
Yep and it is much easier in my opinion. Excesses are normal with insurance. At least I could afford a car and insurance in the UK. With ICBC I have no chance. I much prefer the system in the UK when it comes to insurance (especially when you only have the choice of using one company for your insurance). I rarely rented only when I had an accident and the other side's company paid for the hire car whilst mine was in the shop getting fixed.
The price for enterprise isn't too bad with the excess waiver. At £11.99 per day it is probably worth it as you never know what could happen
The price for enterprise isn't too bad with the excess waiver. At £11.99 per day it is probably worth it as you never know what could happen
With our policy anyhow, the biggest charge is the optional stuff.
#30
Joined: Sep 2008
Posts: 12,830
Re: UK car hire CDW/excess
Start with an old beater in BC and only get liability insurance and you can save a lot of money with ICBC, unless you have a car that is financed or still worth a decent amount of money, the optional stuff isn't necessary.
With our policy anyhow, the biggest charge is the optional stuff.
With our policy anyhow, the biggest charge is the optional stuff.