UK benefits
Sep 1st 2012, 12:15 pm
#16
BE Forum Addict
Joined: Jul 2005
Location: England aka The Centre of the Universe
Posts: 1,766
Re: UK benefits
Like Jingsamichty said you're wasting your breath. Boy d doesn't want to admit that the UK is better than Canada. 
Bristol, you're wasting your breath. Some people want to believe that the UK deliberately keeps its pensioners barely a day's gruel away from the poorhouse, while throwing bucketfuls of cash around at them bloody immigrants.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me.
Sep 1st 2012, 2:56 pm
#17
Banned
Joined: Jul 2011
Posts: 1,088
Re: UK benefits
Bristol, you're wasting your breath. Some people want to believe that the UK deliberately keeps its pensioners barely a day's gruel away from the poorhouse, while throwing bucketfuls of cash around at them bloody immigrants.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me.
Simply pointing out that they are two completely different systems. Granted a pensioner in the UK that has nowt will be better off. But why should a pensioner in the UK who has worked hard to pay off a mortgage be penalized over a pensioner earning the same who chooses not to pay off a mortgage.
I see the system here as well, different, and being of benefit to one over the other. If one has been here for the chunk of their working life, regardless of personal assets they will likely be better off, as it's based on contributions and residency and you wont be penalized for owning your own home; however, some one at the end of the scale with lower CCP contributions will be in a different situation and likely better off in the UK.
paying taxes on RRSP contributions is nothing to do with targeting pensioners, as RRSP's are intended to off set taxes as one will likely be in a lower tax bracket at retirement vs higher earning years. There is also the option of transfering to a riff if one wants to off set tax obligations at age 71.
As for other benefits there are also property tax credits, hst credits, supplements for housing, perscriptions and public transport etc.
Last edited by Boy d; Sep 1st 2012 at 3:11 pm.
Sep 1st 2012, 2:59 pm
#18
Banned
Joined: Jul 2011
Posts: 1,088
Re: UK benefits
The fact that you and jingy make such comments betrays your lack of knowledge. I'm basing my comparisons on my Canadian In Laws vs my old man. I know who is better off.
As for better...well its down to one's situation is it not. I can retire in 8 years with a pension of around 60 - 70 k a year (ill be well under 60)
Last edited by Boy d; Sep 1st 2012 at 3:13 pm.
Sep 1st 2012, 3:03 pm
#19
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Joined: Jul 2011
Posts: 1,088
Re: UK benefits
Well you should get him to apply for Pension Credit then as no single pensioner should be below £137.35 regardless of where they live.
Council Tax benefit too.
But cash in an RRSP or sell a house and incur capital gains tax just for that year and it's going to cost you your GIS and prescription coverage (depending on your province) the following year.
Council Tax benefit too.
But cash in an RRSP or sell a house and incur capital gains tax just for that year and it's going to cost you your GIS and prescription coverage (depending on your province) the following year.
Last edited by Boy d; Sep 1st 2012 at 3:06 pm.
Sep 1st 2012, 3:20 pm
#20
Lowering the tone
Joined: Mar 2007
Location: Here and there
Posts: 7,374
Re: UK benefits
Sep 1st 2012, 5:12 pm
#21
Banned
Joined: Jul 2011
Posts: 1,088
Re: UK benefits
What is your issue exactly? Do you have anything to offer, or are you just hell bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
Sep 1st 2012, 5:14 pm
#22
Joined: Aug 2005
Posts: 14,227
Re: UK benefits
What is your issue exactly? Do you have anything to offer, or are you just held bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
Sep 1st 2012, 5:27 pm
#23
Lowering the tone
Joined: Mar 2007
Location: Here and there
Posts: 7,374
Re: UK benefits
What is your issue exactly? Do you have anything to offer, or are you just hell bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
Let me see... the UK Government says "The full basic State Pension for a single person is £107.45 per week in 2012-13."
Sep 1st 2012, 5:33 pm
#24
Banned
Joined: Jul 2011
Posts: 1,088
Re: UK benefits
Yet again you repeat the 98 quid, then chastise me for challenging it, saying it's a meaningless part of your argument?
Let me see... the UK Government says "The full basic State Pension for a single person is £107.45 per week in 2012-13."
Let me see... the UK Government says "The full basic State Pension for a single person is £107.45 per week in 2012-13."
Sep 1st 2012, 5:54 pm
#25
BE Enthusiast
Joined: Mar 2012
Posts: 360
Re: UK benefits
better off there than over here in the US. At least you can get some kind of help in the UK.
Sep 2nd 2012, 6:05 pm
#26
Was in Canada, now home.
Joined: Aug 2011
Location: Devon
Posts: 3,388
Re: UK benefits
As a point of information, the Pension Credit for a single person is actually £142.70, according to the DirectGov site.
Also, the full basic state pension is not the maximum state pension, since many pensioners also get payments from SERPS (the State Earnings Related Pension Scheme).
Also, the full basic state pension is not the maximum state pension, since many pensioners also get payments from SERPS (the State Earnings Related Pension Scheme).
Sep 2nd 2012, 10:10 pm
#27
Concierge
Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,278
Re: UK benefits
What is your issue exactly? Do you have anything to offer, or are you just hell bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. WRONG.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. WRONG.
I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about.
It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic.
I'm talking from personal knowledge being a UK pensioner
