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Re: UK benefits
Like Jingsamichty said you're wasting your breath. Boy d doesn't want to admit that the UK is better than Canada. :p
Originally Posted by Jingsamichty
(Post 10258560)
Bristol, you're wasting your breath. Some people want to believe that the UK deliberately keeps its pensioners barely a day's gruel away from the poorhouse, while throwing bucketfuls of cash around at them bloody immigrants.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me. |
Re: UK benefits
Originally Posted by Jingsamichty
(Post 10258560)
Bristol, you're wasting your breath. Some people want to believe that the UK deliberately keeps its pensioners barely a day's gruel away from the poorhouse, while throwing bucketfuls of cash around at them bloody immigrants.
How anyone can bemoan the poverty of their parents who own a home outright is beyond me. Simply pointing out that they are two completely different systems. Granted a pensioner in the UK that has nowt will be better off. But why should a pensioner in the UK who has worked hard to pay off a mortgage be penalized over a pensioner earning the same who chooses not to pay off a mortgage. I see the system here as well, different, and being of benefit to one over the other. If one has been here for the chunk of their working life, regardless of personal assets they will likely be better off, as it's based on contributions and residency and you wont be penalized for owning your own home; however, some one at the end of the scale with lower CCP contributions will be in a different situation and likely better off in the UK. paying taxes on RRSP contributions is nothing to do with targeting pensioners, as RRSP's are intended to off set taxes as one will likely be in a lower tax bracket at retirement vs higher earning years. There is also the option of transfering to a riff if one wants to off set tax obligations at age 71. As for other benefits there are also property tax credits, hst credits, supplements for housing, perscriptions and public transport etc. |
Re: UK benefits
Originally Posted by Canuck74
(Post 10258577)
Like Jingsamichty said you're wasting your breath. Boy d doesn't want to admit that the UK is better than Canada. :p
The fact that you and jingy make such comments betrays your lack of knowledge. I'm basing my comparisons on my Canadian In Laws vs my old man. I know who is better off. As for better...well its down to one's situation is it not. I can retire in 8 years with a pension of around 60 - 70 k a year (ill be well under 60) :) |
Re: UK benefits
Originally Posted by BristolUK
(Post 10258014)
Well you should get him to apply for Pension Credit then as no single pensioner should be below £137.35 regardless of where they live.
Council Tax benefit too. But cash in an RRSP or sell a house and incur capital gains tax just for that year and it's going to cost you your GIS and prescription coverage (depending on your province) the following year. |
Re: UK benefits
Originally Posted by Boy d
(Post 10258781)
Thanks for the link i will mention it to him. Maybe he does get that not sure. I do worry as he's on his todd now and getting older. The rest of the family dont want anything to do with him.
Originally Posted by Boy d
(Post 10257151)
That being said, 98 quid a week that my old man is trying to get by on is pretty crap.
Originally Posted by Boy d
(Post 10257839)
, quite a bit more than 400 quid a month in the UK.
Originally Posted by Boy d
(Post 10257861)
If you own your own home you get 98 quid a week but if you don't you get more.
... for all his efforts and not sponging off the system he gets 98 squid a week. |
Re: UK benefits
Originally Posted by Jingsamichty
(Post 10258797)
Are you sure you don't know? You seemed pretty certain earlier.
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about. It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic. |
Re: UK benefits
Originally Posted by Boy d
(Post 10258927)
What is your issue exactly? Do you have anything to offer, or are you just held bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about. It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic. |
Re: UK benefits
Originally Posted by Boy d
(Post 10258927)
What is your issue exactly? Do you have anything to offer, or are you just hell bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about. It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic. Let me see... the UK Government says "The full basic State Pension for a single person is £107.45 per week in 2012-13." |
Re: UK benefits
Originally Posted by Jingsamichty
(Post 10258941)
Yet again you repeat the 98 quid, then chastise me for challenging it, saying it's a meaningless part of your argument?
Let me see... the UK Government says "The full basic State Pension for a single person is £107.45 per week in 2012-13." |
Re: UK benefits
better off there than over here in the US. At least you can get some kind of help in the UK.
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Re: UK benefits
As a point of information, the Pension Credit for a single person is actually £142.70, according to the DirectGov site.
Also, the full basic state pension is not the maximum state pension, since many pensioners also get payments from SERPS (the State Earnings Related Pension Scheme). |
Re: UK benefits
Originally Posted by Boy d
(Post 10258927)
What is your issue exactly? Do you have anything to offer, or are you just hell bent on attacking me?
hardly makes a big difference does it? 98 quid a week is the max basic uk pension.....end of. WRONG. I see you have chosen to attack a meaningless aspect of my posts rather than the specifics. As i said you clearly have undertaken commenting on an issue you know nowt about. It seems clear to me that you are defending the UK at all costs without an ounce of knowledge that can contribute to this topic. I'm talking from personal knowledge being a UK pensioner |
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