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-   -   Should I make it official (https://britishexpats.com/forum/maple-leaf-98/should-i-make-official-842596/)

Jingsamichty Sep 6th 2014 9:13 am

Re: Should I make it official
 

Originally Posted by dishwashing (Post 11394909)
Thanks Novo, kind of agree (but) was told landlords cannot regulate out existing laws i.e the $25

Jings - OK I hear you, darn .. that's weird.

Thanks, again, both.

What's weird?

scrubbedexpat091 Sep 6th 2014 9:53 am

Re: Should I make it official
 
I found the bit on the RTB website just so its clear what the rules are in the event someone else comes across the thread at some point.

Can a landlord charge a fee for returned cheques?

A landlord may charge a service fee charged by the bank if a tenant's cheque is returned. If the tenancy agreement includes a term that allows a landlord to charge an additional administrative fee for the return of a tenant's cheque, above the service fee charged by the bank, the administrative fee cannot exceed $25.00.

Entering into a Tenancy : RTB : Government of British Columbia

Shard Sep 6th 2014 10:02 am

Re: Should I make it official
 

Originally Posted by Jsmth321 (Post 11394967)
I found the bit on the RTB website just so its clear what the rules are in the event someone else comes across the thread at some point.

Can a landlord charge a fee for returned cheques?

A landlord may charge a service fee charged by the bank if a tenant's cheque is returned. If the tenancy agreement includes a term that allows a landlord to charge an additional administrative fee for the return of a tenant's cheque, above the service fee charged by the bank, the administrative fee cannot exceed $25.00.

Entering into a Tenancy : RTB : Government of British Columbia

Seems pretty straight forward. $25 not $60 with a copy of the provincial rules.

Alan2005 Sep 6th 2014 10:18 am

Re: Should I make it official
 
Pay up, but silently hold a grudge to be paid back when you leave by infesting her buildings with bed bugs.

HGerchikov Sep 6th 2014 10:25 am

Re: Should I make it official
 

Originally Posted by Novocastrian (Post 11394906)
Obviously I'd feel the same way, but if it's in a contract and you signed it you'll just have to lump it. It's not a life changing amount and it's a lesson learned.

Not worth stressing over.

Not sure about the rules in BC but in Ontario, you can't contract out of the law. So it doesn't matter what you signed if it contradicts the Act then the act overrules the contract. I strongly suspect will be the same in BC, does anyone know? So yes you owe the the $25, and not the $60.

Shard Sep 6th 2014 10:32 am

Re: Should I make it official
 

Originally Posted by HGerchikov (Post 11395015)
Not sure about the rules in BC but in Ontario, you can't contract out of the law. So it doesn't matter what you signed if it contradicts the Act then the act overrules the contract. I strongly suspect will be the same in BC, does anyone know? So yes you owe the the $25, and not the $60.

Read post #17.

dishwashing Sep 6th 2014 10:35 am

Re: Should I make it official
 
Thanks so much, and thanks JSMITH for finding that.

That's what I was trying, ineptly, to refer to above. I know my provincial rights so was asking if it's worth fighting it. Ie writing an official letter pointing this out.

If I did I would put in a few more points I have been holding on to too.

dishwashing Sep 6th 2014 10:37 am

Re: Should I make it official
 

Originally Posted by Alan2005 (Post 11395004)
Pay up, but silently hold a grudge to be paid back when you leave by infesting her buildings with bed bugs.

:lol: Alan! :lol:

Gozit Sep 6th 2014 10:41 am

Re: Should I make it official
 

Originally Posted by Shard (Post 11394981)
Seems pretty straight forward. $25 not $60 with a copy of the provincial rules.

This would be my approach.

HGerchikov Sep 6th 2014 10:53 am

Re: Should I make it official
 

Originally Posted by Shard (Post 11395022)
Read post #17.

Exactly, my point is that I gather from the posts that the contract says it's $60 if a cheque bounces. It's whether the act or the contract takes precedent in this situation. In Ontario it's the act, but is it in BC?

dishwashing Sep 6th 2014 10:55 am

Re: Should I make it official
 
Yes the Act takes precedent, without a doubt. I spoke to the woman and told her but she said you signed it, you have to pay.

Which means I see my next step as having to write a formal letter referring to le regulations..

Siouxie Sep 6th 2014 10:59 am

Re: Should I make it official
 
What makes you think that she didn't get charged for the bounced cheque?

Most banks charge $45 for cheques returned as NSF - so it seems she is charging you an additional $15 for the inconvenience.

HGerchikov Sep 6th 2014 11:01 am

Re: Should I make it official
 

Originally Posted by dishwashing (Post 11395049)
Yes the Act takes precedent, without a doubt. I spoke to the woman and told her but she said you signed it, you have to pay.

Which means I see my next step as having to write a formal letter referring to le regulations..

If you are sure about the act taking precedent then send her the $25, with a copy of the relevant bit in the legislation. There is nothing she will be able to do.

Aviator Sep 6th 2014 11:10 am

Re: Should I make it official
 

Originally Posted by dishwashing (Post 11395049)
Yes the Act takes precedent, without a doubt. I spoke to the woman and told her but she said you signed it, you have to pay.

Which means I see my next step as having to write a formal letter referring to le regulations..

My 10c worth, pay what is in the act, send a cheque and letter to that effect, quote the part of the act that refers to this, even put in a copy for good measure. If they still want more tell them you will refer it to the residential tenancy branch for a ruling. No contract by a landlord can supersede the RTA. That is in the act too.

Aviator Sep 6th 2014 11:11 am

Re: Should I make it official
 

Originally Posted by Siouxie (Post 11395053)
What makes you think that she didn't get charged for the bounced cheque?

Most banks charge $45 for cheques returned as NSF - so it seems she is charging you an additional $15 for the inconvenience.

We don't on a couple of our accounts.

The tenancy act does not allow for an 'inconvenience' charge.


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