We are looking at remortgaging, just wondered if anyone has come across any good deals lately?

You can use a mortgage broker to look around for you, though in my experience you get better service and just as good deals directly from banks.
Also be aware of expenses you may incur by changing from your current lender.

I'd vote for visiting a good mortgage broker. The advantage of doing this is that they are way better than you would be at playing one lender off against another, due to their pre-existing relationships.

I arranged my first mortgage with a broker, within a week of first landing in Canada, and they were able to get me a rate which I know for a fact that I would not have got if I had gone to a bank. This saved me about $400 per month on mortgage costs - a not insignificant amount.

Ask your realtor if they can recommend a good one for you. If you are in the GTA, I can pass on the details of my broker, who I will be visiting in two years to re-negotiate my mortgage once the term ends.

We are using our original broker, just checking whether anyone knew any good current deals.

Using a Broker is a good idea, but do some home work first so you know where the best deals are. There are plenty of websites that have current lending rates by lender.

Remember that mortgages in Canada are a little different than in the UK. A broker will help explain everything to you. Obviously a bank will do the same, except they can only sell you one of their own products.

We shopped around and then used the best deal we could find to negotiate with our existing lender. That way we got the best rate without all the hassle of having to reapply somewhere new. Just one simple form to extend the mortgage but with the new deal.

Check the rates offered by ING Direct and PC Financial. If you have a decent credit rating you should not pay more.

Same here... Got CIBC to match the best we could find elsewhere. It was only a couple of months ago and I've already forgotten the exact figures but their 5 year closed term advertised rate was something like 4.8 or 5% at the time and we got 3.89%

Have a look here for a general idea of the rates currently available, but I wouldn't assume there's no room for negotiation: http://www.canadamortgage.com/ratesshow/showrates.cfm

Our mortgage is currently with Scotia, we are going through our original broker, and will compare that to whatever else I can find in the mean time. I will also go back to our lender to see if they will match what we come up with. You always make these decisions and then hear of some amazing offer so I am just trying to prevent that from happening...

ING Direct's rate for a five year fixed mortgage is 4.24%.

Thank you, I shall look at your suggestions.