Go Back  British Expats > Living & Moving Abroad > Canada > The Maple Leaf
Reload this Page >

How to get credit history (no annual fee credit card) started in Canada

Wikiposts

How to get credit history (no annual fee credit card) started in Canada

Thread Tools
 
Old Feb 14th 2013 | 3:35 pm
  #1  
Thread Starter
BE Enthusiast
 
Joined: Jun 2004
Posts: 319
didik will become famous soon enough
Default How to get credit history (no annual fee credit card) started in Canada

Hi
You may know a few options already, but these are based on my experience in the last few weeks
1. transfer your amex credit card to canada. I was given CAD5000+ credit limit by amex canada. all information can be found in the amex website.

2. go to coastal capital and get a desjardins credit card. Since i am still working in Australia, and after a little persuasion through my coastcapital manager, desjardins gave me a $2000 limit.


3. get a secured or non secured credit cards from RBC or CIBC (I beleive other banks also offer such an option).
I went to TD and get an Elite GOld Credit card after depositing 5000 as a colateral. This credit card has a good rating (after searching the internet). With this credit card, i and wife get 'free' accounts with many extra, including a safety box, road assist (for me and wife), and no-annual fee for the credit card.


-------

As for 'free' banking we find CoastCapital is the best. It only charge $5 per incoming wires regardless the amount being transferred. We also have accounts PC Capital but havent used them so often.

Hope this helps.
 
Old Feb 15th 2013 | 3:25 am
  #2  
Binned by Muderators
 
Joined: Jul 2007
Posts: 11,708
From: White Rock BC
JonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond repute
Default Re: How to get credit history (no annual fee credit card) started in Canada

Good advice. And to save other readers going mental searching, Coast Capital only have brnaches in the Lower Mainland of BC and on Vancouver Island.
 
Old Feb 15th 2013 | 4:10 am
  #3  
Hawkmoon77's Avatar
BE Enthusiast
 
Joined: Sep 2010
Posts: 546
Hawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond reputeHawkmoon77 has a reputation beyond repute
Default Re: How to get credit history (no annual fee credit card) started in Canada

I walked into TD, booked an appointment with personal banker. Met banker, talked about cricket for about 30 mins and was approved for a credit card later that day. Don't know how hard it would have been without a cricket mad bank manager, though
 
Old Feb 15th 2013 | 11:08 am
  #4  
Hawk13's Avatar
Up Your Kilt
 
Joined: Mar 2012
Posts: 1,621
From: 1313 Mockingbird Lane, Mockingbird Heights
Hawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond reputeHawk13 has a reputation beyond repute
Default Re: How to get credit history (no annual fee credit card) started in Canada

Originally Posted by JonboyE
Good advice. And to save other readers going mental searching, Coast Capital only have brnaches in the Lower Mainland of BC and on Vancouver Island.
Yup and it's too bad as they are one of the few that have a "real" no fee account.
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices

Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.