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Re: Does Canada need to change their healthcare method?
Originally Posted by scilly
(Post 11645220)
We travelled across Canada by train both ways to and from NS, and spent 10 days in NS over Christmas and New Year
We decided to take out medical insurance, as has been recommended by the BC Government for several years. The insurance agent checked it all out for us ........ and the cost came to MORE than we would have to pay for full insurance coverage if spending 3 weeks in the US. Neither of us has a health problem that is not controlled, and that has not been controlled for 6 months or longer As the US is considered the most expensive place for which to buy travel health insurance ........... I found that shocking! We actually went back and asked another of the agents to do the same check ......... and he came up with the same assessment. We do have Extended Health Insurance, which will pay out-of-pocket expenses, so we decided to go with that. |
Re: Does Canada need to change their healthcare method?
I thought it shocking that the cost of travel insurance inside Canada was so much more expensive than to the US, just because the travel insurance rates to the US ARE so reasonable, yet the cost of medical treatment down there is much more expensive!
The amount quoted in December for inside Canada travel insurance was 3 figures |
Re: Does Canada need to change their healthcare method?
I just got an online quote for a 30 day vacation in Alberta and one for 30 days in Michigan. Both came in at $135.
Remember that travel insurance isn't just about hospital and physician fees. It also includes ambulances, air ambulances, repatriation, flying out relatives to you, etc, etc. |
Re: Does Canada need to change their healthcare method?
I wondered if one reason for the high quote we got was due to the fact that we would be travelling on the train through 8 provinces, including Quebec!
The quote was quite a bit over $200 each for 20 days out of province ......we are over 60. |
Re: Does Canada need to change their healthcare method?
Originally Posted by scilly
(Post 11645372)
I wondered if one reason for the high quote we got was due to the fact that we would be travelling on the train through 8 provinces, including Quebec!
The quote was quite a bit over $200 each for 20 days out of province ......we are over 60. |
Re: Does Canada need to change their healthcare method?
one way was free :lol::thumbsup:
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Re: Does Canada need to change their healthcare method?
I get a quote of $15 for 2 weeks of travel within Canada. $500 deductible, 10 million in coverage.
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Re: Does Canada need to change their healthcare method?
strewth!
what was our agent looking at then? :ohmy: |
Re: Does Canada need to change their healthcare method?
Originally Posted by scilly
(Post 11645493)
strewth!
what was our agent looking at then? :ohmy: I buy ours online through Canadian Western Bank insurance. I've never had to file a claim, but the coverage is suitable for our needs and one of the only I found that have a pre-existing condition option for a reasonable amount. |
Re: Does Canada need to change their healthcare method?
Originally Posted by scilly
(Post 11645220)
The insurance agent checked it all out for us ........ and the cost came to MORE than we would have to pay for full insurance coverage if spending 3 weeks in the US.
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Re: Does Canada need to change their healthcare method?
Originally Posted by bats
(Post 11645356)
I just got an online quote for a 30 day vacation in Alberta and one for 30 days in Michigan. Both came in at $135.
Remember that travel insurance isn't just about hospital and physician fees. It also includes ambulances, air ambulances, repatriation, flying out relatives to you, etc, etc. |
Re: Does Canada need to change their healthcare method?
I do usually pick a higher deductible which lowers the premium a fair amount, 1,000 deductible usually. The chance is so small I would need emergency medical and the fact just walking into an ER is likely to be over 1k to begin with, its worth the savings.
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Re: Does Canada need to change their healthcare method?
Gerd Trubenbach says flying to Korea for cancer surgery was his only hope - British Columbia - CBC News
This guy went to Korea for treatment (his wife is Korean) his doctors there say he would have have lived much longer without surgery and treatment, and that the surgery would have been less complicated had it been done in BC sooner. I wonder if this is more common then we realize or if these are just folks falling through the cracks. |
Re: Does Canada need to change their healthcare method?
I suppose it is more common than we think. A lot of people diagnosed with cancer probably trust their oncologists so much that they wouldn't feel comfortable asking for a second opinion. Do health care professionals cross-check their diagnoses with their peers as a matter of course? Is there a doctor in the house?
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Re: Does Canada need to change their healthcare method?
Originally Posted by caretaker
(Post 11651370)
I suppose it is more common than we think. A lot of people diagnosed with cancer probably trust their oncologists so much that they wouldn't feel comfortable asking for a second opinion. Do health care professionals cross-check their diagnoses with their peers as a matter of course? Is there a doctor in the house?
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