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Car insurance
We got our car insurance through a broker here back in July. We gave copies of our no claims etc and got a deal through AXA. Suddenly at the end of September we were told that our no claims did not count in Canada as we had out of North America driving experience, so we have to pay full premium :eek:
Our broker said he'd try and find someone else who could insure us, but has since come back and said he can't find anyone. We are in New Brunswick, is this just a provincial issue or a Canada wide one? What companies have you got insurance from and have they honored your no claims? We have coming on to ten years so we are reluctant to let it slip away! Any recommendation of a good insurance company would be good as we are paying over $150 per month in car insurance at the moment. Thanks :) |
Re: Car insurance
$150 a month is not the worst cost I've seen.
Back when it was still important to me Pilot Insurance were prepared to take my UK record into account. They operate through independent brokers. Not sure if they are only operating in Ontario or not. |
Re: Car insurance
Originally Posted by iaink
(Post 8156538)
$150 a month is not the worst cost I've seen.
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Re: Car insurance
Try Johnson Insurance. I think they cover NB.
I renewed our insurance today. With 5 years claim free history in Canada (but unfortunately a claim in the UK in the year I left) it will cost us $2100 to insure a car, a truck and an ATV for the year. $150 a month would be lovely in comparison! |
Re: Car insurance
The Beetle is $3,000/year with a $5,000 deductible for collision and no windshield coverage.
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Re: Car insurance
Originally Posted by dbd33
(Post 8156765)
The Beetle is $3,000/year with a $5,000 deductible for collision and no windshield coverage.
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Re: Car insurance
Originally Posted by Atlantic Xpat
(Post 8156818)
Ouch! The recent interface with a truck load of rebar sounds like an expensive proposition in that case?
Crashes are always expensive, having worked with Canadian insurance companies for decades the last thing I'd expect is for one to settle a claim without making the policyholder suffer; either they stick the insured with the repair bill or with legal fees for making them pay for the repair. The estimate for the Beetle repair is $12,000 but $3,000 in parts and $800 in labour is for the soft top; I expect I'll just duct tape over the hole. |
Re: Car insurance
Originally Posted by dbd33
(Post 8156824)
The estimate for the Beetle repair is $12,000 but $3,000 in parts and $800 in labour is for the soft top; I expect I'll just duct tape over the hole.
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Re: Car insurance
Originally Posted by Atlantic Xpat
(Post 8156608)
Try Johnson Insurance. I think they cover NB.
I renewed our insurance today. With 5 years claim free history in Canada (but unfortunately a claim in the UK in the year I left) it will cost us $2100 to insure a car, a truck and an ATV for the year. $150 a month would be lovely in comparison! |
Re: Car insurance
Do they do winter tyres and chains for bicycles?:D
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Re: Car insurance
Originally Posted by iaink
(Post 8156842)
You could just drive it with the roof down for the winter to prove some macho point...
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Re: Car insurance
Originally Posted by ClanickP
(Post 8156854)
Do they do winter tyres and chains for bicycles?:D
http://farm4.static.flickr.com/3066/...2b7096f996.jpg Why you would want to I dont know... |
Re: Car insurance
Originally Posted by iaink
(Post 8156861)
You can get studded tires....
Why you would want to I dont know... |
Re: Car insurance
I pay $150 a month, and receive some credit for my UK experience...and I'm an insurance broker, and get staff discount!
You aint gettin' ripped off with $150 a month, trust me! |
Re: Car insurance
Originally Posted by luvmykids
(Post 8156438)
We got our car insurance through a broker here back in July. We gave copies of our no claims etc and got a deal through AXA. Suddenly at the end of September we were told that our no claims did not count in Canada as we had out of North America driving experience, so we have to pay full premium :eek:
Our broker said he'd try and find someone else who could insure us, but has since come back and said he can't find anyone. We are in New Brunswick, is this just a provincial issue or a Canada wide one? What companies have you got insurance from and have they honored your no claims? We have coming on to ten years so we are reluctant to let it slip away! Any recommendation of a good insurance company would be good as we are paying over $150 per month in car insurance at the moment. Thanks :) |
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