any bank tellers on here?
Nov 28th 2013 | 8:32 am
#31
BE Enthusiast
Joined: Sep 2003
Posts: 651
From: Montreal
Re: any bank tellers on here?
We are with ING and don't even have to leave home to deposit a cheque any more. Take a picture, upload and it is done. Even simpler than an ATM.
Nov 28th 2013 | 8:38 am
#32
Lost in BE Cyberspace
Joined: Aug 2005
Posts: 13,402
From: South of Calgary
Re: any bank tellers on here?
If the checks are also drawn on TD accounts I would bet there is an alert on the other account that they are not to accept checks on it. Business accounts have the same rules for check deposits but they will usually accept it and just hold it unless there is an alert on it. If you give them a client check and its from a td account they will look at the account its drawn on and see if there is anything to cover it. But all tellers I know ill be honest and just say this is not negotiable right now and to try again.
If they are from other banks, then I dunno why they are refusing it, they should be taking it and just holding it.
If they are from other banks, then I dunno why they are refusing it, they should be taking it and just holding it.
Nov 29th 2013 | 6:52 pm
#33
Sawdust making harpy
Joined: Sep 2007
Posts: 11,291
From: Alberta
Re: any bank tellers on here?
Hi Zoe I know this is an older thread but when I used to work for BMO I also stood in on the front counter when they needed it, so here goes.
Person comes to counter says "i'd like to deposit this cheque into my account.
You take their card number (bearing in mind this was 6 years
ago) - tap it in, and a list of their holdings comes up. Accounts / investments etc etc - also if there are any alerts on the account these will flash up.
Generally the teller should say "which account would you like this deposited into?"
You tell her, she taps in the details, takes the cheque - gives you the receipt and bobs your uncle.
Depending on the size of the cheque and whether it's your usual branch or not may result in some other questions but aside from that it should be pretty straightforward.
Person comes to counter says "i'd like to deposit this cheque into my account.
You take their card number (bearing in mind this was 6 years
ago) - tap it in, and a list of their holdings comes up. Accounts / investments etc etc - also if there are any alerts on the account these will flash up.Generally the teller should say "which account would you like this deposited into?"
You tell her, she taps in the details, takes the cheque - gives you the receipt and bobs your uncle.
Depending on the size of the cheque and whether it's your usual branch or not may result in some other questions but aside from that it should be pretty straightforward.
