Which Bank to use ?
Apr 28th 2002, 7:08 pm
#1
BE Forum Addict
Thread Starter
Joined: Apr 2002
Location: From Worcestershire to Perth WA
Posts: 1,106
Which Bank to use ?
Hi ALL
Can anyone recomend which bank to go with in Australia either from experince or from someone elses experience. Just a normal account for day to day living that has low charges and perhaps incentives for first time buyers etc. We have heard and read up on Westpac any advice welcome , please. Also can we open up before we go ?
Thanks
Joanne
Can anyone recomend which bank to go with in Australia either from experince or from someone elses experience. Just a normal account for day to day living that has low charges and perhaps incentives for first time buyers etc. We have heard and read up on Westpac any advice welcome , please. Also can we open up before we go ?
Thanks
Joanne
Apr 29th 2002, 5:26 am
#2
Forum Regular
Joined: Feb 2002
Posts: 50
Re: Which Bank to use ?
Cheap banks in australia ? you have GOT to be kidding !
Commonwealth Bank have been the lesser of the evils I have experienced over here so far. Just expect for all sorts of charges (i.e paying to withdraw money out of an ATM, paying to transfer money between accounts etc etc). I opened a joint account up via their London office about 4 weeks before we moved over here, and things seemed to go without a hitch. The CBA are also pretty good at giving out Credit Cards without waiting for a 6-12mth credit history to be generated.
its ridiculous - also, buy youself a huge cabinet / filing draw, as the paperwork these guys generate is HUGE ! Makes the UK banking system look like a well oiled machine.
Commonwealth Bank have been the lesser of the evils I have experienced over here so far. Just expect for all sorts of charges (i.e paying to withdraw money out of an ATM, paying to transfer money between accounts etc etc). I opened a joint account up via their London office about 4 weeks before we moved over here, and things seemed to go without a hitch. The CBA are also pretty good at giving out Credit Cards without waiting for a 6-12mth credit history to be generated.
its ridiculous - also, buy youself a huge cabinet / filing draw, as the paperwork these guys generate is HUGE ! Makes the UK banking system look like a well oiled machine.
Apr 29th 2002, 10:00 am
#3
Guest
Posts: n/a
Re: Which Bank to use ?
Banks are pretty "much of a muchness". We bank with ANZ and have been quite happy
with their service. www.anz.com
Cheers, Johnny
"jopaulss" <[email protected]> wrote in message
news:[email protected]...
> Hi ALL Can anyone recomend which bank to go with in Australia either from experince
> or from someone elses experience. Just a normal account for day to day living that
> has low charges and perhaps incentives for first time buyers etc. We have heard and
> read up on Westpac any advice welcome , please. Also can we open up before we go ?
> Thanks Joanne
>
>
>
> --
> Posted via http://britishexpats.com
with their service. www.anz.com
Cheers, Johnny
"jopaulss" <[email protected]> wrote in message
news:[email protected]...
> Hi ALL Can anyone recomend which bank to go with in Australia either from experince
> or from someone elses experience. Just a normal account for day to day living that
> has low charges and perhaps incentives for first time buyers etc. We have heard and
> read up on Westpac any advice welcome , please. Also can we open up before we go ?
> Thanks Joanne
>
>
>
> --
> Posted via http://britishexpats.com
Apr 29th 2002, 10:30 am
#4
Guest
Posts: n/a
Re: Which Bank to use ?
It's possible to open an account with the Commonwealth Bank in Australia via their
London branch.
Presuming you're posting from the UK, what bank do you currently use?
- HSBC has a retail network in Australia,
- National Australia Bank owns three UK banks (the Clydesdale, Yorkshire and
Northern Banks).
- HBOS Group (which comprises the Halifax and Bank of Scotland) owns BankWest in
Australia.
If you're with any of these UK banks you may be able to open an account in Australia
via them, although be prepared to speak to a UK head office directly if your find
your own branch uncooperative or clueless.
Jeremy
>On 28 Apr 2002 19:30:02 GMT, jopaulss <[email protected]> wrote:
>Hi ALL Can anyone recomend which bank to go with in Australia either from experince
>or from someone elses experience. Just a normal account for day to day living that
>has low charges and perhaps incentives for first time buyers etc. We have heard and
>read up on Westpac any advice welcome , please. Also can we open up before we go ?
>Thanks Joanne
>
>
>
>--
>Posted via http://britishexpats.com
London branch.
Presuming you're posting from the UK, what bank do you currently use?
- HSBC has a retail network in Australia,
- National Australia Bank owns three UK banks (the Clydesdale, Yorkshire and
Northern Banks).
- HBOS Group (which comprises the Halifax and Bank of Scotland) owns BankWest in
Australia.
If you're with any of these UK banks you may be able to open an account in Australia
via them, although be prepared to speak to a UK head office directly if your find
your own branch uncooperative or clueless.
Jeremy
>On 28 Apr 2002 19:30:02 GMT, jopaulss <[email protected]> wrote:
>Hi ALL Can anyone recomend which bank to go with in Australia either from experince
>or from someone elses experience. Just a normal account for day to day living that
>has low charges and perhaps incentives for first time buyers etc. We have heard and
>read up on Westpac any advice welcome , please. Also can we open up before we go ?
>Thanks Joanne
>
>
>
>--
>Posted via http://britishexpats.com
Apr 29th 2002, 3:13 pm
#5
BE Forum Addict
Thread Starter
Joined: Apr 2002
Location: From Worcestershire to Perth WA
Posts: 1,106
Re: Which Bank to use ?
Thanks everyone for your advice will mull over which one now, thanks for your time
Joanne
Joanne
Apr 30th 2002, 2:30 am
#6
Guest
Posts: n/a
Re: Which Bank to use ?
On 28 Apr 2002 19:30:02 GMT, jopaulss <[email protected]> wrote:
>Hi ALL Can anyone recomend which bank to go with in Australia either from experince
>or from someone elses experience. Just a normal account for day to day living that
>has low charges and perhaps incentives for first time buyers etc. We have heard and
>read up on Westpac any advice welcome , please. Also can we open up before we go ?
>Thanks Joanne
General impressions from two banks I've dealt with:
Commonwealth Bank accts can be opened if you're from London. It also has the most
ATMs in Australia.
St. George bank is pretty good in the sense that you can have a "multiaccess card"
where instead of using your limited free EFTPOS transactions (that's ATM
withdrawals/supermarket checkout) per month, you have a VISA facility on the card
too. It's like a debit card with VISA facility; that part is always free and without
a fee. And because it's not a real credit card, you don't incur interest because
you're using your money.
Don't know about the others....
And bank fees do suck, no matter which bank you're with.
>Hi ALL Can anyone recomend which bank to go with in Australia either from experince
>or from someone elses experience. Just a normal account for day to day living that
>has low charges and perhaps incentives for first time buyers etc. We have heard and
>read up on Westpac any advice welcome , please. Also can we open up before we go ?
>Thanks Joanne
General impressions from two banks I've dealt with:
Commonwealth Bank accts can be opened if you're from London. It also has the most
ATMs in Australia.
St. George bank is pretty good in the sense that you can have a "multiaccess card"
where instead of using your limited free EFTPOS transactions (that's ATM
withdrawals/supermarket checkout) per month, you have a VISA facility on the card
too. It's like a debit card with VISA facility; that part is always free and without
a fee. And because it's not a real credit card, you don't incur interest because
you're using your money.
Don't know about the others....
And bank fees do suck, no matter which bank you're with.
