immquest

You have completed a three-year university program and at least 15 years of full-time or full-time equivalent studies.
20 Points

You have completed a Master’s or Ph.D. and at least 17 years of full-time or full-time equivalent studies.
25 Points
Copied from http://www.cic.gc.ca/english/coming/new-regs.html

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I've got 12+2+4=18 yrs of education.
My bachelor degree is of 4 yrs duration.

I don't have a Masters or PhD but 18 yrs of education.
Will I get 25 points or just 20?

Thanks in advance for your replies.