nickcarol

We have recently taken early retirement and moved to France. We have signed up with CPAM / local doctor but need advice on a good value for money French health insurance / mutuelle. We've had a quote from AG Conseil for approx Euros 113 per month for us both and another quote from Axa which we couldn't understand!! Anyone out there able to recommend a good deal for a fairly healthy couple in their late 50s ?

jdr

I was beginning to think you was spamming the forum with the book mentioned in the other posts today ;-)

nickcarol

Luckily I came across the book in the early stages of my house hunting in France and I've found it very useful - as well as the ex-pat web-sites that offer personal experience/advice which is also invaluable to a beginner like me. Hopefully I'm now in a position to help others with their search for "the good life".

maggieandpete

My husband and I have been in living permanently in France for the last 18months and during this time my husband has been hospitalised twice, once for a week and the second time for 4 weeks. He is due back in hospital next week for another operation. I have also sufferred a series of ill-health problems since taking early retirement, but without the 'Top Up' Insurance we would have had costly bills to pay. We are now approaching 60 and have been registered with the CPAM since we arrive and took out our mutuelle insurance with the "Mutelle de Vendee." Our costs per month are very similar to your quotes, and I think there is very little difference within the various insurance companies as English people we know are paying a very similar amount to ours. There is of course the problems with translating the documents, but we've found our insurance company very helpful, and all our 'top up'charges have been automatically reimbursed via our bank account.

Hope this is of some help to you.

Margaret Gray.

nickcarol

Thanks for that - I've since been given a quote for a top-up with Exclusive Healthcare which gives same cover as others but for 80 Euros and its an English run mutuelle in France with English paperwork which should help us in our early days of Franglais

maggieandpete

That's good that you've found a company that deals in English and the price is very interesting too. Could you let me have the details of the Exclusive Healthcare Insurance company. I will then be able to contact them and see what they can do for us.

Many thanks.

Maggie Gray

lebones

Hi All.
My OH and i have been with Swiss Life for the past couple of years and it costs 84 Euros a month for both of us and we are both in our early sixties,which i find quite reasonable.

alexxx

hey, i am with the GRM, www.mutuellegrm.fr , check them out....fantastic top up cover, fantastic dental and optic extras, we're a couple of 40 year-olds, and i pay 107 euros for us both together, and that's including private room cover, unlimited in price, and depassement d'honoraires cover 4 times what the securite sociale reimburses ....it's called the 400% du BR....they're a not-for-profit mutuelle.......the most expensive and private healthcare in France is covered, should i need it, and a doctors visit is FULLY covered up to 100 euros....check them out...

maggieandpete

Are the documents written in English or in French? My insurance with Mutuelle Vendée is written in French and is very difficult to transcribe even with help from our French friends.

MaggieandPete

maggieandpete

Is the policy written in English, if so can you gie me a contact number, or e-mail address for this company? Many thanks.
MaggieandPete

maggieandpete

Could you please give me the contact number or e-mail address for this company? Many thanks.