Hi there, I applied back in march and received a refusal for spouse visa last week I read the refusal letter, everything was fine apart from the financial information. I've sent them the last six months of my payslips and corresponding bank statements and they even acknowledged them. They said that my payslip doesn't match my bank statements.

I have to explain that I have a current account and a savings account. Every month, I receive payslip and a cheque from my parents since I work in a family business with the corresponding amount and put it into my savings account. I transfer a small portion of my wages into my current account and then transfer to my wife every month and that's why I sent them six months statement for both current and savings account. I didn't know that I can send payments to my wife via saving account too which I've started doing.

I want to ask, does it matter if I put the money into my savings account every month and not the current account? I don't see a problem since I have every month for the past year but can't understand how they would miss it. Thank you for your time.

Hi there, I sent them both sets of bank statements.

I think it's because they only saw my other statement and missed the other and I didn't think to write a cover letter.

Hi there, my family owns a restaurant and I work there. I have all the proof there is so I don't understand what else they need. I tried to attach photos of refusal but it wouldn't allow me until I have 5 posts. I have option to appeal but I don't want to wait too long since I know it can take a long time.

hi there, I've only been given the option to appeal with 28 days decision made. It was made on the 14th June but my wife received it on the 18th July.

This is the reason for refusal in the refusal letter.

Hi there, I know it's odd but I wanted the last six months of statements to be as clutter free as possible so I decided to put it in that account and that the Eco would have an easier time looking through it. I minimised my spendings so the statement each month will be clear and easy to see. The reason I provided my current account is that I transfer money from savings account into current account before sending it to her. I realised that I can just transfer through savings account. It's a little confusing and I'm to blame for that part. I just think if I reapply, I can just send them only my savings account and it's all under my name and hopefully it'll avoid any confusion.

hi there, my wife has not been given that option

So does that mean I have to wait six months before I apply again?