British Expats

British Expats (https://britishexpats.com/forum/)
-   Canada (https://britishexpats.com/forum/canada-56/)
-   -   Where to settle in Toronto? And what are prices? (https://britishexpats.com/forum/canada-56/where-settle-toronto-what-prices-847382/)

dbd33 Nov 20th 2014 6:01 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by Dane2014 (Post 11478997)
In that sense I would assume that our priority would be to find someting that ot be close to the financial district/Union St in terms of distance, but maybe a place that is close to a GO Station or Subway station on a line that would lead him directly to Union St. (which would save a lot of time when commuting...)

But are there such areas in Toronto - or am I being totally unrealistic?

Leaside. Express bus down Jarvis, walk from there.
Cabbagetown. Walk to work, walk to the zoo, accept that it's both rich and poor.
Beach. Accept that the commute will be more than half an hour.

Zoe Bell Nov 20th 2014 6:25 am

Re: Where to settle in Toronto? And what are prices?
 
my general rule for commuting within Toronto is that routes involving two forms of transit are fine. Three forms gets horrendous.

My streetcar - subway commute at the moment works fine.

bus subway is doable.

When I had to do street car - subway- bus . that's a problem.

HGerchikov Nov 20th 2014 6:29 am

Re: Where to settle in Toronto? And what are prices?
 
Don't discount the suburbs, as they do offer exactly what you are looking for in terms of lifestyle. We are in Oakville (West of Toronto), for the salary you quote you could rent in the nicer bits, with the good schools and larger plots etc. I commuted downtown for nearly 5 years, 7 min drive to station, 1 min walk through parking lot timed to arrive as train pulled up, 30 min train ride and then 20 min walk, for a total of 1 hour from shutting house door, to logging on at the office. My husband still does the same commute, but he does it faster as he times his arrival on the platform just as they are closing the doors. He gets a faster train (20 mins, but no seats) and runs to the office.

not2old Nov 20th 2014 7:21 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by HGerchikov (Post 11479052)
Don't discount the suburbs, as they do offer exactly what you are looking for in terms of lifestyle. We are in Oakville (West of Toronto), for the salary you quote you could rent in the nicer bits, with the good schools and larger plots etc. I commuted downtown for nearly 5 years, 7 min drive to station, 1 min walk through parking lot timed to arrive as train pulled up, 30 min train ride and then 20 min walk, for a total of 1 hour from shutting house door, to logging on at the office. .

indeed, indeed - Oakville is as good as any

I know folks that commute into the city from Richmond Hill, Thornhill, Newmarket, Stouffville, Bradford or Barrie

example from Bradford

http://www.gotransit.com/publicroot/...Board/BDGO.pdf

not2old Nov 20th 2014 7:26 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by Dane2014 (Post 11478997)

I expect that my husband will do the commuting by train or subway so that I will be able to get around by car.

In that sense I would assume that our priority would be to find someting that ot be close to the financial district/Union St in terms of distance, but maybe a place that is close to a GO Station or Subway station on a line that would lead him directly to Union St. (which would save a lot of time when commuting...)

But are there such areas in Toronto - or am I being totally unrealistic?

if it must be that close, then I agree with dbd33 response below, either one of from the choice of three


Originally Posted by dbd33 (Post 11479008)

Leaside. Express bus down Jarvis, walk from there.

Cabbagetown. Walk to work, walk to the zoo, accept that it's both rich and poor.

Beach. Accept that the commute will be more than half an hour.


dbd33 Nov 20th 2014 7:27 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by not2old (Post 11479104)

More than an hour on the train, say three hours a day total, and then you're in Bradford. What a horrible idea.

not2old Nov 20th 2014 7:45 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by Dane2014 (Post 11478997)
Oh thanks all, this is just great. Very very helpful for me!

He has been told by someone who should know that he should expect to be offered an annual pay of CAD 250-275,000 before deduction of taxes.

Taking into consideration that I would probably not be able to work, at least not in the beginning, this still seems like an amount that should set us up nicely, even taking into consideration that we will be going from 2 salaries to 1. I assume, though that it will not set us up "anywhere", if we still would like to have financial freedom to "do stuff" (cool vacations etc). whenever my husband has time off work.

We do not plan to buy property in the beginning - at least for the first couple of years until we have decided whether to make the placement permanent, so we are looking at rentals.

on the salary & expenses, some basic assumptions....a stab in the dark

Take home pay: $10,000 - $12,000/mth

Apartment rental: $2500/mth unfurnished 3+ bedroom apartment (Toronto Area T5 or T6 in the link below)

http://www.viewit.ca/vwListings.aspx?cs=1&city=Toronto

Utilities, Phones, Internet: $300/mth

Groceries: $700/mth

Travel/transit, Entertainment, Dining/eating out: $1000/mth

All Insurance: $500/mth

All other expenses: $1000/mth add to or increase or decrease as necessary

Income $10,000 to $12,000/mth - expenses $6000 = cash flow $4000 to $6000/mth

What budget have you anticipated?

HGerchikov Nov 20th 2014 8:19 am

Re: Where to settle in Toronto? And what are prices?
 
If you decide on a suburb, pick one on the Lakeshore Line as the Lakeshore GO trains run much more frequently than the other lines.

humanist Nov 20th 2014 8:54 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by dbd33 (Post 11479008)
.Beach. Accept that the commute will be more than half an hour.

26 minutes from Hammersmith & Queen to Yonge & Adelaide by bicycle for me!

But unfortunately the wonderful Canadian climate means you can't really do this in the winter unless you're a little bit hardcore.

not2old Nov 20th 2014 9:58 am

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by Dane2014 (Post 11478997)
Oh thanks all, this is just great. Very very helpful for me!

He has been told by someone who should know that he should expect to be offered an annual pay of CAD 250-275,000 before deduction of taxes.

for a simple quick 'take home pay' calculation - use the following calculator

Tax Take Home Pay Calculator for 2014.xls

Tirytory Nov 20th 2014 12:23 pm

Re: Where to settle in Toronto? And what are prices?
 
I did a thread recently if you search .... how much do you spend? You should get a good idea about monthly costs.

Not2old...five people for $700 a month? :p

I think you could easily add another $500..

dgagitw Nov 20th 2014 12:40 pm

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by dbd33 (Post 11479008)
Leaside. Express bus down Jarvis, walk from there.
Cabbagetown. Walk to work, walk to the zoo, accept that it's both rich and poor.
Beach. Accept that the commute will be more than half an hour.

Leaside - nice area, best schools of the three, middle in terms of commute.

Cabbagetown - love it myself, shortest commute, but the schools in the immediate area are dreadful.

Beach - agreed on the commute, people also tell me the schools are middling.

dbd33 Nov 20th 2014 1:02 pm

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by dgagitw (Post 11479436)
Cabbagetown - love it myself, shortest commute, but the schools in the immediate area are dreadful.

Ahem. My children went to school there. The only way in which the school could be considered dreadful is in terms of sporting facilities, the school had no arena so they played iced hockey at Moss Park. Standing outside Moss Park at 5am having a smoke while they revolved and hit each other with sticks was an elightening experience.

Otherwise, ib program, cramming classes for the US SATs, hookers on the doorstep at dawn, a stone's throw from Filmore's, a very educational establishment in every sense.

not2old Nov 20th 2014 9:44 pm

Re: Where to settle in Toronto? And what are prices?
 

Originally Posted by Tirytory (Post 11479425)
I did a thread recently if you search .... how much do you spend? You should get a good idea about monthly costs.

Not2old...five people for $700 a month? :p

I think you could easily add another $500.
.

from my post# 22 above, good point on the groceries - thanks & yes maybe the number could be higher, then again we don't know the OP lifestyle choices & they'd be renting.

Good info your thread "How much do you spend" - from your post # 7

http://britishexpats.com/forum/maple...-spend-845708/


Originally Posted by Tirytory (Post 11447799)
Ok so I'm thinking we're not that bad then...

No cable, internet costs $50
Food shopping $200 a week for a family of 4 although have been entertaining at home so probably spending a $100 on a weekend on that.
LCBO spending dropped substantially since pregnant:o
Cars $1100 Sure this is where we differ from UK, just don't know how to make it cheaper yet.
Property tax $350 a month it works out, but not really doing that monthly.
Hydro $150 at present.
Last propane was $300 since June.
Mobiles $160 ? Too much for two? Only phones we have..plus I just upgraded!
Gas for two cars... $300.
Mortgage.....on par with UK when we were overpaying.
We used to save regularly for kids and policy in UK- not really happening here.


Pizzawheel Nov 21st 2014 9:38 am

Re: Where to settle in Toronto? And what are prices?
 

In that sense I would assume that our priority would be to find someting that ot be close to the financial district/Union St in terms of distance, but maybe a place that is close to a GO Station or Subway station on a line that would lead him directly to Union St. (which would save a lot of time when commuting...)

But are there such areas in Toronto - or am I being totally unrealistic?
Yes- I've already given you one (Cliffside/ Cliffcrest) abnd you can drop hubby to Scarboro GO.


If you decide on a suburb, pick one on the Lakeshore Line as the Lakeshore GO trains run much more frequently than the other lines.
This is a very good point. The Lakeshore line is the only "proper" dual track line, the inland lines are single track, trains come in in the morning and out in the evening and that's it.

Having said that looking at your budget I'm thinking Oakville.

I've had friends with young kids who've done the downtown condo thing but they were continental Europeans used to family life in a tiny flat. I think Brits would sooner go for a nice suburb as long as it has a decent, direct commute.


All times are GMT -12. The time now is 7:27 pm.

Powered by vBulletin: ©2000 - 2026, Jelsoft Enterprises Ltd.
Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.