carolyn_vdv

With all this snow recently, and with the number of fender benders that occur on a dialy basis (even when there is no snow), what should one do in the case of a minor accident? Do the police need to be called to the scene, or can you report it later?

Almost Canadian

If anyone is injured or if the damage to the vehicles is $2,000 or more, it should be reported. Here is a link that should provide you with all the information you require: Motor vehicle collision

scrubbedexpat133

check your undies!!!!

same as the UK swap details and I would as a matter of course ask for a police officer to attend. This is more from a trucker standpoint as to many people claim outlandish things cos they know that 9 times out of 10 the company will just cough up to get you to F O

MikeUK

Report, then sue

iaink

For fender benders with little or no obvious damage there is no need to call out the cops anymore, although lets face it, it really doesnt take much to rack up a $1000 repair bill. Ding the A/C condenser near the front grill and it can cost more than that to repair...

IN ONTARIO:
. By law, you must report any collision to the police when there are injuries or damage to vehicles or other property exceeding $1,000.

http://www.mto.gov.on.ca/english/dan...on2.12.8.shtml
Follow these steps in a collision where there are no injuries:

If the vehicles are drivable, move them as far off the road as possible as this should not affect the police officer's investigation. This is especially important on busy or high-speed roads where it may be dangerous to leave vehicles in the driving lanes. So in a minor collision with no injuries, if you can "Steer it, Clear it".


If you cannot move the vehicles off the road, set up warning signals or flares far enough away to give other traffic time to slow down or stop.


Call police (provincial or local, depending on where the collision takes place). By law, you must report any collision to the police when there are injuries or damage to vehicles or property exceeding $1,000.


Give all possible help to police or anyone whose vehicle has been damaged. This includes giving police your name and address, the name and address of the registered owner of the vehicle, the vehicle plate and permit number and the liability insurance card.


Get the names, addresses and phone numbers of all witnesses.

If damage is less than $1,000, you are still required by law to exchange information with anyone whose vehicle has been damaged. However, the collision does not have to be reported to the police.

Contact your insurance company as soon as possible if you intend to make a claim.

Novocastrian

May I be the first to nominate that as the Best BE Typo of 2012?

iaink

FOR ALBERTA;
http://www.transportation.alberta.ca/2019.htm


If you are involved in a collision, give
assistance where you can, protect the
scene, and notify emergency assistance
if needed.
• Exchange names, contact information
and insurance details with the other
driver(s) involved.
• Record the names and contact
information of all witnesses.
• Do not discuss who was at fault.
• Record the time, location, weather and
any other details that may be important.
• Notify your insurance company as soon
as possible.

You are required to report all collisions
to the police or local law enforcement if:
• anyone has been injured
• anyone has been killed
• overall damage exceeds $2,000
• if police are called to the scene, all
drivers must remain

If you damage any traffic control device,
a parking meter or any public property, you
must report this to the police immediately,
even if the damages are less than $2,000.

You must notify the owner of an
unattended vehicle of any damage caused
through a collision. If you are unable to
locate the owner, you must securely attach
your name and phone number to the
damaged vehicle.

nikki dreaming

From an insurance claims perspective try if possible to get as much info as possible, especially witnesses, a number of even straight forward claims can end up disputed, my work has recently introduced an app which allows you to take pictures and enter details that can then be uploaded straight to the claims dept, pretty nifty

added link (not sure if allowed??)

http://www.rsagroup.ca/royalsun/En/D...eclaimsapp.htm

iaink

Knock yourself out, it was barely a typo though by my standards...

All the right letters , but not necessarily in the right order



You should know by now never to bother reading before at least the 2nd edit....

ultrarunner

I can tell you this for nothing.....don't leave the scene of an accident

no-brainer

haggis88

thanks for this thread

i almost had a complete disaster yesterday on Deerfoot, but managed to avoid causing a multi-car smash by chucking my own motor in the ditch

jimf

Earlier this year one of the locals drove into the side of the car - fortunately it was at very slow speed in a car park but still $3k of damage. Unfortunately mrs jimf didn't get any photos of the scene and there were no witnesses so it ended up being a 50:50. At one point the other driver phoned us accusing us of not having insurance because the number he wrote down wasn't recognised by his insurance company. It turned out that when he was shown the pink insurance slip after the accident he wrote down the vehicle registration number rather than the insurance policy number!

With the number of accidents that occur here I have wondered about getting a dash cam................

Alan2005

Unless you're pissed. Then you should definitely leave before the filth show up.

Alan2005

They are popular in Russia apparently. At least "Russian dash cam videos" auto completes on google quite soon after starting to type it.

SambaDeAmigo

Don't move the vehicles
Look for witnesses - Take their phone numbers
Swap contact details - See their driver's license card
Swap insurance details - See their insurance slip
Call the police so they can report it on the spot
Take photos with your phone/camera
Call your insurance company as soon as you get home (it can be a long call, so avoid using your mobile phone)