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Old Jul 18th 2024 | 7:07 pm
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Default Vehicle insurance

I’ll be moving to BC in a little under a month.

I’ve been driving in the UK for well over 35 years and have a full no claims bonus.

Does anybody know what do I need to be able to take out car insurance in Canada please?


thanks

Matt
 
Old Jul 18th 2024 | 11:33 pm
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Default Re: Vehicle insurance

https://www.icbc.com/insurance

Only thing you should do is make sure you’re sitting down before you get the price.
 
Old Jul 18th 2024 | 11:41 pm
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Default Re: Vehicle insurance

So, no documents? Evidence of previous insurance policies, evidence of a claim free existence?
 
Old Jul 19th 2024 | 12:16 am
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Default Re: Vehicle insurance

Originally Posted by OakleyMatt
So, no documents? Evidence of previous insurance policies, evidence of a claim free existence?
See the website above - as you have no choice and have to get your insurance from ICBC it makes it a little easier to know their requirements as you won’t be shopping around with lots of companies.

https://www.icbc.com/driver-licensin...nother-country

https://www.icbc.com/driver-licensin...ing-experience

Personally I’d bring proof of no claims as well just in case you move to another province down the line or want to buy additional coverage.
 
Old Jul 19th 2024 | 6:20 am
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Default Re: Vehicle insurance

In BC liability insurance has to be taken with ICBC (Govt Agency), min is $200,000. You can buy up to $5m in coverage.
Optional insurance, comp and collision can be taken (in most cases) through ICBC, or a private insurer.
Proof of no claims discount is not accepted, what you need is uninterrupted proof of claims history. If there is a break in the history, this is as far back as they will go.
Any proof of claims history has to be from the underwriter, not an insurance broker.
ICBC are not easy to deal with for anything.

 
Old Jul 20th 2024 | 6:31 am
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Default Re: Vehicle insurance

Originally Posted by Hemlock
In BC liability insurance has to be taken with ICBC (Govt Agency), min is $200,000. You can buy up to $5m in coverage.
Optional insurance, comp and collision can be taken (in most cases) through ICBC, or a private insurer.
Proof of no claims discount is not accepted, what you need is uninterrupted proof of claims history. If there is a break in the history, this is as far back as they will go.
Any proof of claims history has to be from the underwriter, not an insurance broker.
ICBC are not easy to deal with for anything.
Is that still the case? I thought they'd done away with that requirement and the website says nothing from insurance providers is required. https://www.icbc.com/driver-licensin...ing-experience

Last edited by christmasoompa; Jul 20th 2024 at 6:34 am.
 
Old Jul 21st 2024 | 5:07 am
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Default Re: Vehicle insurance

Originally Posted by christmasoompa
Is that still the case? I thought they'd done away with that requirement and the website says nothing from insurance providers is required. https://www.icbc.com/driver-licensin...ing-experience
It has changed slightly. ICBC will give up to 15 years discount on proof of when a full drivers license was issued, using an original license with an issue date on it, or a signed letter from the issuing authority. For more than 15 years discount they require uninterrupted proof of claims history.
 
Old Jul 22nd 2024 | 6:58 am
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Default Re: Vehicle insurance

I applied for my driving record from the DVLA before I left - not sure I actually needed it but it was very cheap and straightforward to get so did no harm to have it. I also had to get a letter from my insurance company in a *prescribed wording* about my no claims bonus. This was 10 years ago so things may have changed.
 
Old Jul 22nd 2024 | 9:46 am
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Default Re: Vehicle insurance

Originally Posted by tweed_wearer
I applied for my driving record from the DVLA before I left - not sure I actually needed it but it was very cheap and straightforward to get so did no harm to have it. I also had to get a letter from my insurance company in a *prescribed wording* about my no claims bonus. This was 10 years ago so things may have changed.
They have
 

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