bflava

Hi all, I am not sure if this is the right place to ask this question. I will be landing in Ontario soon and would like to know something on insurance. i know you can sawp yr lic. well my question is about insurance as i plan to buy a 3.2 litre engine car and i have a 10 yrs Driving exp with letter from my insurance compaines here on my no claim bonus, will this count in reducig my insrance and what insurance firms will accept uk letters plus does anyone think 3.2 litre engine will push my into paying over $200 a month for insurance??? help and thank you all for your help here and good luck

dbd33

3.2 litres isn't considered a remarkable engine here. In any case vehicle type isn't much of a factor in determining premiums.

$200 isn't very much to pay for car insurance for a driver new to Ontario. I reckon on $1000/year per car.

bflava

dbd33, thanks for your help, now i am at ease, id ont how to go about this as currently i pay £ 450 pully comprehensive on a 2001 BMW 5 series 530i... well i am willing to pay up to $200. do u have any ideas? thanks again for your help

R I C H

Start saving - car insurance is expensive here.

I have full no claims discount, am 38yrs old, live rurally, and restrict drivers on my vehicle to over 35yr olds. It costs $1,500 p/yr for insurance.

bflava

I have a budget of not more than $2000 so does anyone think this is ok for a start??

RICH do u have any companies in mind? Thanks

R I C H

If you get all your NCB recognized your budget might be OK. If you don't, it could cost considerably more.

In BC, there is only one choice, ICBC. No opportunity to shop around.

nina kaur

Sorry i didnt understand the 'sawp yr lic' so is a UK licence accepted in ontario? is so, for how long?

wizzard

Once you become a resident of Ontario you have 60 days to get an Ontario licence, or at least that is what it used to say, the current MTO page doesn't specify a time frame:

http://www.mto.gov.on.ca/english/dan...r/exchange.htm

It just tells you that if you are from the UK and have more than 24 months experience of driving in the last 3 years you can swap your licence.

YYZlover

You're right. It doesn't. I remember it used to be 90 days.

wow!

bflava

Thanks all, Yep I am sure u can sawp yr UK lic for Ontario one.. the 12 months G1 n G2 24 months are for those countries with no recipocal agreement with Canada, I might be wrong but for UK is a Striaght swap, can someone help???

any good insurance firms in Ontario that are good to UK drivers for deals???

Madmac

Yes - turn up at licensing centre, get eye test, fill in form, get photo, hand over UK licence and get paper slip in return. Ontario one will come through post in about 6 weeks.

johnh009

I would say this is reasonable. I have an Acura 3.2TL and pay around $200 a month after 21 years in Canada without an accident or any tickets. But, anyway, try this site:

http://www.insurancehotline.com/

bflava

wow Acura 3.2 TL and after 21 yrs pays $200 wow that is alot meaning someone with no exp in Canada will pay in the region of $400 or more.. Is this only Ontario or all of Canada as i hear Manitoba, BC are abit cheaper and different..

Any UK Ontarioians getting a fair and cheaper from insurance firms??? This will be appreciated, searching but getting fustrated, hmm help

johnh009

Try the insurance hotline link, they claim they will find you the best deal. I am sure the rates will differ depending on where you live.

Biiiiink

Our insurance on a Kia Sorrento 3.6 (I think, could be making that up... it's a shade under 4L anyway!) went down a few hundred dollars on moving from Manitoba to Ontario... Like you, I thought Manitoba was about as good as it got, but was clearly wrong on that.

I guess we must have been stung in the UK because I think all car insurance we've paid in MB/ON is a bargain