British Expats

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-   -   Travel Insurance (https://britishexpats.com/forum/canada-56/travel-insurance-839703/)

Steph214 Jul 28th 2014 10:08 pm

Travel Insurance
 
Hi! I'm just trying to sort out travel insurance, I can only seem to find policies which cover me for up to 60 days. As I'm moving for at least a year, can anyone recommend a company who will cover for that long? Thanks! :)

beckiwoo Jul 28th 2014 10:12 pm

Re: Travel Insurance
 
Are you on an IEC visa?

withabix Jul 29th 2014 2:47 am

Re: Travel Insurance
 
Pacific Blue Cross are a popular choice:

Visitors to Canada Travel Plan - Pacific Blue Cross | BC Life

Siouxie Jul 29th 2014 3:46 am

Re: Travel Insurance
 

Originally Posted by Steph214 (Post 11350614)
Hi! I'm just trying to sort out travel insurance, I can only seem to find policies which cover me for up to 60 days. As I'm moving for at least a year, can anyone recommend a company who will cover for that long? Thanks! :)

You need a backpackers or gap year insurance.

:)

Steph214 Jul 29th 2014 9:16 am

Re: Travel Insurance
 

Originally Posted by beckiwoo (Post 11350620)
Are you on an IEC visa?


Yup on an IEC visa for the year :)

Steph214 Jul 29th 2014 9:17 am

Re: Travel Insurance
 
Thanks so much, I'll check these out today :D

beckiwoo Jul 29th 2014 9:25 am

Re: Travel Insurance
 
Ok check out 'true traveller' - these are about the only company that allow to extended after a year being outside the UK, there is also 'world nomads' but my quote with them with winter sports was £900 so they ain't cheap!

Also try 'backpackerinsurance.com' - they allow you to take out a 2 year policy.

Many others like 'alpha', 'holidaysafe' and quite a few others want to see evidence of your return to the UK if you make a claim and usually that's documents like a flight ticket/booking, uni offer letter, rental agreement, work contract - so like if are not intending to return it's no good.

Read all the T&Cs carefully and the policy information. If there is anything you are not sure about ring them or email and ask.

sazzle.pops Jul 31st 2014 3:27 pm

Re: Travel Insurance
 
Also check out Flexicover, I have a 12 months gap year cover with 6 months winter sports for £300 on their silver policy. You can take up to 18 months with them.

Use the code TWT25 to get 25% off

sknyvett Aug 10th 2014 4:04 pm

Re: Travel Insurance
 
Hiya, looks like I'm in a similar position. My work permit was approved last week and I'm flying at the end of the month. I know one of the IEC requirements is health insurance, but I'm still confused as to what kind of insurance I should be getting to cover myself.

The Ontario Ministry of Health website says that you can apply for the health insurance program after 6 months living in the province, does this mean I only need travel insurance for the first 6 months? Do I need to be able to show proof of insurance when I arrive?

Any help would be greatly appreciated!

Former Lancastrian Aug 10th 2014 4:14 pm

Re: Travel Insurance
 

Originally Posted by sknyvett (Post 11364393)
Hiya, looks like I'm in a similar position. My work permit was approved last week and I'm flying at the end of the month. I know one of the IEC requirements is health insurance, but I'm still confused as to what kind of insurance I should be getting to cover myself.

The Ontario Ministry of Health website says that you can apply for the health insurance program after 6 months living in the province, does this mean I only need travel insurance for the first 6 months? Do I need to be able to show proof of insurance when I arrive?

Any help would be greatly appreciated!

3. What type of insurance must I buy before leaving for Canada?

IEC requires you to buy and maintain health-care insurance (covering medical care, hospitalization and repatriation) for the entire duration of your stay in Canada. We recommend that you buy this insurance only after you have received your Letter of Introduction, confirming that your IEC application was successful.

You may be refused entry if you do not have insurance. If your insurance policy is valid for less than 12 months, you may be issued a work permit that expires at the same time as your insurance. In this case, you are not eligible to apply for an extension of your work permit at a later date.
General FAQ

sknyvett Aug 10th 2014 4:27 pm

Re: Travel Insurance
 

Originally Posted by Former Lancastrian (Post 11364403)
3. What type of insurance must I buy before leaving for Canada?

IEC requires you to buy and maintain health-care insurance (covering medical care, hospitalization and repatriation) for the entire duration of your stay in Canada. We recommend that you buy this insurance only after you have received your Letter of Introduction, confirming that your IEC application was successful.

You may be refused entry if you do not have insurance. If your insurance policy is valid for less than 12 months, you may be issued a work permit that expires at the same time as your insurance. In this case, you are not eligible to apply for an extension of your work permit at a later date.
General FAQ

Much appreciated, unfortunately, I like to make things difficult for myself. I am an Australian with UK dual nationality and have been working in the UK for the past two years. I'm now moving to Canada, but I don't know if I'm supposed to be buying travel insurance from Australia or the UK - I don't think I qualify for Australian travel insurance as I'm not starting my trip from Australia.

Siouxie Aug 10th 2014 4:33 pm

Re: Travel Insurance
 

Originally Posted by sknyvett (Post 11364414)
Much appreciated, unfortunately, I like to make things difficult for myself. I am an Australian with UK dual nationality and have been working in the UK for the past two years. I'm now moving to Canada, but I don't know if I'm supposed to be buying travel insurance from Australia or the UK - I don't think I qualify for Australian travel insurance as I'm not starting my trip from Australia.

Which IEC program did you apply under, UK or Australia? Whichever you applied under is the country of repatriation and therefore the country you should be getting insurance from.

:)

sknyvett Aug 10th 2014 4:51 pm

Re: Travel Insurance
 
Good point, though technically, I can be repatriated to either. Thanks for your help!

sknyvett Aug 11th 2014 3:27 pm

Re: Travel Insurance
 
Hi all,
after hours of Googling - literally hours - I finally found a great travel insurance company that would insure me for a good price (approx. 300 GBP) for the whole 2 years of my IEC program. I know the name has been bandied about before, but here it is again for anyone who needs it.

Backpacker Travel Insurance UK

Chris2222 Nov 7th 2014 3:31 am

Re: Travel Insurance
 
great information in here, bump


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