reccie trip...return.
#46
Re: reccie trip...return.
I don't think BC's excluded. It seems to me that my daughter in Vancouver recently catered a benefit for someone who needed a wheelchair and related gubbins. I'll ask but I have the idea that the poor in Vancouver are very poor, I can't see why there wouldn't be local charity for them as much as there is elsewhere in the country.
#47
Banned
Joined: Oct 2008
Location: the GTA
Posts: 3,824
Re: reccie trip...return.
Raising funds for wheelchairs/medical appliances, special treatments not available in Ontario, bone marrow testing etc, etc, are other issues and should not be lumped as medical bills.
#48
BE Forum Addict
Joined: Jun 2009
Location: Hubley, Nova Scotia (from Scotland via Yorkshire and London)
Posts: 1,190
Re: reccie trip...return.
What does Medicare cover?
I realise you need private insurance for drugs, dental (what else?) - how expensive is that insurance?
Quite frightening if you contract a serious illness...
I realise you need private insurance for drugs, dental (what else?) - how expensive is that insurance?
Quite frightening if you contract a serious illness...
#49
Account Closed
Joined: Aug 2008
Posts: 7,284
Re: reccie trip...return.
It's not an Ontario thing. I have lived/worked in Ontario many years and have never heard of anyone being asked to contribute to others' medical bills.
Raising funds for wheelchairs/medical appliances, special treatments not available in Ontario, bone marrow testing etc, etc, are other issues and should not be lumped as medical bills.
Raising funds for wheelchairs/medical appliances, special treatments not available in Ontario, bone marrow testing etc, etc, are other issues and should not be lumped as medical bills.
Chemotherapy? not medical?
Much of this money is for living expenses when people cannot work due to illness, or they have to stay in a distant city for treatment.
I've been here almost 5 years and it's a constant thing. Usually notices up in No Frills or Foodmart with a picture of the sick person.
#50
slanderer of the innocent
Joined: Dec 2008
Location: Vancouver, BC
Posts: 6,695
Re: reccie trip...return.
I don't think BC's excluded. It seems to me that my daughter in Vancouver recently catered a benefit for someone who needed a wheelchair and related gubbins. I'll ask but I have the idea that the poor in Vancouver are very poor, I can't see why there wouldn't be local charity for them as much as there is elsewhere in the country.
Yeah I can't think of one time that we've been asked out for something like that.
#51
Re: reccie trip...return.
Wheelchairs and appliances are not medical?
Chemotherapy? not medical?
Much of this money is for living expenses when people cannot work due to illness, or they have to stay in a distant city for treatment.
I've been here almost 5 years and it's a constant thing. Usually notices up in No Frills or Foodmart with a picture of the sick person.
Chemotherapy? not medical?
Much of this money is for living expenses when people cannot work due to illness, or they have to stay in a distant city for treatment.
I've been here almost 5 years and it's a constant thing. Usually notices up in No Frills or Foodmart with a picture of the sick person.
#52
Re: reccie trip...return.
This is all a bit concerning... From an Alberta perspective what is and isn't covered? I appreciate dental and prescription drugs are'nt, however I thought life saving treatment & drugs were (i.e. cancer treatment such as Chemotherapy)?
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
#53
Joined: Oct 2007
Location: Ontario
Posts: 6,609
Re: reccie trip...return.
This is all a bit concerning... From an Alberta perspective what is and isn't covered? I appreciate dental and prescription drugs are'nt, however I thought life saving treatment & drugs were (i.e. cancer treatment such as Chemotherapy)?
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
If you check our Alberta healthcare website it should help you fill in any gaps on what is covered and what is not.
#54
Binned by Muderators
Joined: Jul 2007
Location: White Rock BC
Posts: 11,682
Re: reccie trip...return.
If you are not in group scheme then you are potentially on the hook for some expensive drugs. Each province has their own way of coping with this. In BC there is a means-tested support program. Here a family with no income will get 100% drug coverage from the province. A family earning $15,000 will have a maximum liability of $90. At $30,000 you have to pay up to $690. At $100,000 you are responsible for the first $3,300 of your drug expenses and the provincial government picks up the tab for the rest.
Of course there are poor people in BC, and there are charities that raise money to serve them. Charities hold fund raising events to meet their budgets, not to raise funds for individuals. Apart from fund raising events I chose to attend I have never been solicited for cash to cover medical expenses of other people. Not once. *
Also if your traveling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
* Actually, this is not quite true. I have been solicited for cash for drugs on the streets of Vancouver. However, I suspect they were more recreational than medical.
#56
BE Forum Addict
Joined: Jun 2009
Location: Hubley, Nova Scotia (from Scotland via Yorkshire and London)
Posts: 1,190
Re: reccie trip...return.
It is something to bear in mind rather than be alarmed about. Drugs administered in hospital, as well as hospital treatment, are/is free at the point of use. Prescription drugs usually have to be paid for. Many, but not all, companies offer group extended health schemes which subsidize health costs such as prescription drugs.
If you are not in group scheme then you are potentially on the hook for some expensive drugs. Each province has their own way of coping with this. In BC there is a means-tested support program. Here a family with no income will get 100% drug coverage from the province. A family earning $15,000 will have a maximum liability of $90. At $30,000 you have to pay up to $690. At $100,000 you are responsible for the first $3,300 of your drug expenses and the provincial government picks up the tab for the rest.
If you are not in group scheme then you are potentially on the hook for some expensive drugs. Each province has their own way of coping with this. In BC there is a means-tested support program. Here a family with no income will get 100% drug coverage from the province. A family earning $15,000 will have a maximum liability of $90. At $30,000 you have to pay up to $690. At $100,000 you are responsible for the first $3,300 of your drug expenses and the provincial government picks up the tab for the rest.
#57
Forum Regular
Joined: May 2009
Posts: 68
Re: reccie trip...return.
Hi folks,
Just back from 5 days exploring Kelowna and speaking to various people and companies. I've returned a little down heartened. earning potential seems a lot less than first discussed, houses seem more expensive.
Trying to figure out ways to make this move more affordable. Based on a family of 4 (2 adults, 2 kids 6 & 3) no debt and a low / average mortgage i can't believe we still need to bring in nearly $8k per month gross. We don't have an extravagant lifestyle, we don't plan to get any vehicles on finance
MORTGAGE approx $1,600.00
ELECTRICITY $80.00
GAS $120.00
PROPERTY TAX $225.00
HOUSE INSURANCE $50.00
BASIC HEALTH CARE $150.00
LIFE INSURANCE $30.00
LIFE INSURANCE $30.00
DIGITAL TV, PHONE &
BROADBAND $150.00
2 X MOBILE PHONES $90.00
GROCERY SHOPPING $1,000.00
CAR INSURANCE $130.00
CAR INSURANCE $130.00
FUEL $400.00
SAVINGS $500.00
CHILDCARE $300.00
TOTAL MONTHLY SPEND $4985.00
EATING OUT / SHOPPING/
ENTERTAINMENT $1000.00
TOTAL $5985.00
TAX AT 25% APPROX $1995.00
GROSS INCOME REQ $7989.00
Am i missing something??? constructive help and advice always appreciated.
Regards,
Slightly disillusioned,
Gav
Just back from 5 days exploring Kelowna and speaking to various people and companies. I've returned a little down heartened. earning potential seems a lot less than first discussed, houses seem more expensive.
Trying to figure out ways to make this move more affordable. Based on a family of 4 (2 adults, 2 kids 6 & 3) no debt and a low / average mortgage i can't believe we still need to bring in nearly $8k per month gross. We don't have an extravagant lifestyle, we don't plan to get any vehicles on finance
MORTGAGE approx $1,600.00
ELECTRICITY $80.00
GAS $120.00
PROPERTY TAX $225.00
HOUSE INSURANCE $50.00
BASIC HEALTH CARE $150.00
LIFE INSURANCE $30.00
LIFE INSURANCE $30.00
DIGITAL TV, PHONE &
BROADBAND $150.00
2 X MOBILE PHONES $90.00
GROCERY SHOPPING $1,000.00
CAR INSURANCE $130.00
CAR INSURANCE $130.00
FUEL $400.00
SAVINGS $500.00
CHILDCARE $300.00
TOTAL MONTHLY SPEND $4985.00
EATING OUT / SHOPPING/
ENTERTAINMENT $1000.00
TOTAL $5985.00
TAX AT 25% APPROX $1995.00
GROSS INCOME REQ $7989.00
Am i missing something??? constructive help and advice always appreciated.
Regards,
Slightly disillusioned,
Gav
Both boys play lacrosse = $355 for the season for both plus kit = $200 x 2
If you want to go skiing as well you can add at least another $1,000 per season on top of your bills.
$1,000 per month on groceries for a family is about right. Although this grocery bill doesn't include beer and wine which is way more expensive. We now brew our own beer and wine which saves us a lot of money and they are just as good.
I'm self-employed and I just had to pay $3,000 for a capped tooth! Dentist are licensed to print money here. Even my Canadian friends complain about dentist bills.
Cable/Internet/Phone: We have the lowest cable package and our bill is roughly $180 per month - Shaw, although we do have unlimited phone calls to the US, Canada and 1,000 minutes to the UK.
To live comfortable I would suggest you need at least $75,000.
#58
Account Closed
Joined: Aug 2008
Posts: 7,284
Re: reccie trip...return.
This is all a bit concerning... From an Alberta perspective what is and isn't covered? I appreciate dental and prescription drugs are'nt, however I thought life saving treatment & drugs were (i.e. cancer treatment such as Chemotherapy)?
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
Also if your travelling from province to province, do you need some kind of medical/travel insurance to take into account the differences of medical cover?
Cheers.
You are covered for travel between provinces with you healthcard. There was a case of an Alberta woman admitted to hospital when in Ottawa who was latervbilled for $20,000 for treatment not covered by Ontario - which Alberta eventually paid for. In general, psychology services are not covered but psychiatry is. In our area psychology services are funded by the township.
In theory you can also have treatment abroad or in another province if Canada does not do the surgery/treatment.
#59
Joined: Dec 2008
Posts: 3,054
Re: reccie trip...return.
I suppose this is proof that there's no pub culture in Vancouver and that the police are out of touch with the public they police. In the pub there's always a collection of some sort for a local person who's fallen ill or been injured, in the office there's always a fund to pay the medical bills of some needy local family, companies demonstrate their commitment to the locality by funding such medical bills. Canadians hold their healthcare in high regard because it's better than the worst cases in the US, nonetheless, Canada is a nation of the working poor; people one illness away from losing their houses.
Last edited by dboy; Feb 4th 2011 at 4:18 am.
#60
Joined: Dec 2008
Posts: 3,054
Re: reccie trip...return.
According to this article on housing affordability in Vancouver (or unaffordability), the median household income in Vancouver is $63,100, so those figures will put you well ahead of most I suspect.
http://www.vancouversun.com/business...484/story.html
http://www.vancouversun.com/business...484/story.html