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Old Jul 13th 2011 | 7:58 am
  #211  
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Default Re: Reasons for emigrating?

Originally Posted by BristolUK
I'd certainly agree on that. People just have to shelve their assumptions that small town Canada is the back of beyond and you need to travel far for ordinary, everyday stuff.



It probably is if you compare Vancouver/Toronto with London.

It's probably equally unrepresentative (of Canada) to look at house prices in this area and compare them with the UK. But the fact is the cheaper homes do exist and are in plentiful supply.

Let's try and not get back into the Moncton thing again, okay? It's not Vancouver or Toronto. But neither is Bristol. What I sold my 2 bed terraced house in Bristol for in 2005 would have bought my 4 bed detached house here three times. Even with the worsening exchange rate, what my old house sold for a few months ago would do it now twice. With change.

And we were so impressed with this house we paid $120k whereas what we were looking for was around $100k (wanting to keep some money back to buy a duplex as well). There were loads of detached 3 bedroom houses that would have sufficed for our family of four here, Saint John, Fredericton and other places. The only thing these places are missing (jobs wise, entertainment, amenities etc) is a professional football team. Everything else that Bristol has for its residents is also in this part of the world.

Around the corner from me are a couple of 2 bedroom detached houses - currently on Realtor.ca for $89k and a little further away, needing some TLC but otherwise fine to live in is another for $75k or $79k.

Mine in Bristol recently sold for £190k...current exchange rate == $293k.

If $89k is £57k, could someone tell me where in the UK, with all the benefits of city living associated with a pop. in excess of 100,000, one might get even a 2 bed flat for such an amount?

I just randomly selected Rochdale, Wolverhampton and Exeter (north, midlands, south) and there are some small flats in ugly blocks for £60k and a couple of "park homes" for a bit more.

Then it's about £70k and up. None of them as nice as the ones around the corner.

I must admit the property prices were less than I imagined. But then out of interest, looking at Realtor.ca I find houses elsewhere in Canada that also looks cheaper. For example, town houses in London, Ont for $75k, similar in Hamilton and also Winnipeg for the same.

It's not scientific but it does lend weight to Iaink's gut feeling.
See post #173
 
Old Jul 13th 2011 | 8:35 am
  #212  
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Default Re: Reasons for emigrating?

Originally Posted by christmasoompa
No, electric - I was just pointing out that radiators are not commonly used in the UK these days, particularly on new builds which all seem to have underfloor heating.

really? not in the ones I visit - perhaps it is the price bracket
 
Old Jul 13th 2011 | 8:44 am
  #213  
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Default Re: Reasons for emigrating?

Originally Posted by Bali2010
really? not in the ones I visit - perhaps it is the price bracket
That's unusual these days I would say. Various friends/family of mine have recently bought new builds, all of which had underfloor heating, and none of them were in a high price bracket by UK standards. For example, my brother has just bought a house in Bristol for £135k which has underfloor heating.

Seems to be the same price to install underfloor heating as radiators, so I'm surprised all developers aren't doing it. Maybe it's a regional thing, all of the new builds I'm thinking of are in Southern England, don't know if you are?

Last edited by christmasoompa; Jul 13th 2011 at 8:47 am.
 
Old Jul 13th 2011 | 8:47 am
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Default Re: Reasons for emigrating?

Originally Posted by iaink
Wouldnt ever have radiators again to be honest, ugly, take up too much of the room. They are a non starter in the canadian winter, the risk of burst pipes if the furnace was off / broken for a few days is a bit too high.
Radiators have been the standard method of heat for any of the apartments I've ever lived in. So wouldn't say they were a non-starter in Canada.

The ones I've seen are a single pipe with aluminum fins running about four to six inches above the floor mostly along outside walls.

 
Old Jul 13th 2011 | 9:37 am
  #215  
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Default Re: Reasons for emigrating?

Originally Posted by el_richo
See post #173
Looking at avge wage versus average property price in both countries, Canada looks to be 8x salary whereas the UK is around 6.5x salary.
Average allows for quite a range though doesn't it?

The suggestion was that more property might be available to more people with lower incomes in Canada than available to similar folk in the UK.

At the lower end of the income scale therre is less variation I believe. You can't get lower than minimum wage but at the upper end there's good pay, better pay, great pay, fantastic pay etc

Minimum wage in Canada $9-$10 an hour. In the UK £5.93 or $9.16.

So pretty much the same minimum wage rate in the UK as Canada.

Using the examples I found, Canada $75k-$89k = £48k- £57k (detached)
compared to UK @ £70k and up (not detached) that would indeed suggest that at the lower end of the income scale, Canadian property could be bought more cheaply than the UK.

That certainly doesn't look 8 times Canadian income and only 6.5 times UK income.

There's probably a graph to be drawn showing cheaper in relation to incomes in Canada at the lower end and changing over as incomes rise.
 
Old Jul 13th 2011 | 9:42 am
  #216  
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Default Re: Reasons for emigrating?

Originally Posted by cheeky_monkey
Another thing to consider is that UK houses are more robust than Canadian houses generally and the standard of build is better.
Especially it seems, if comparing a UK house, which is a grade II listed property in North Yorkshire in the midst of the Dales

I have an opportunity to go to Canada (different locations), so of course, I am doing research prior to any relocation . However, after reading this thread, I have a grave disposition to remain in Yorkshire.

Without being specific, my question to the knowledgeable expats on here is the following: - Would a £50K+ salary have more significance in Canada than in the UK when comparing the cost of living to the capacity to save (prudently) with a view to a comfortable retirement in the future. (Very subjective I know).

My profile: -

Green countryman through and through - hate cities.
Prefer smaller houses like a Yorkshire Dales' cottage.
Love the cooler climate
Hate traffic
Love organic food
Don't own a TV
Bear Grylls is a legend!
Single / normal / 29yrs old / male

Reasons for moving: -
25 minutes for 4 miles driving is NOT acceptable. (This is my commute Mon-Fri on the last lap so to speak).
Living in the country here is beautiful, but all the old people drive around at 20mph on the weekend and block the roads on a Saturday and Sunday.
Energy bills / water bills constitute legal theft
Fuel is disgraceful at £1.40 per LITRE and still rising.
A long distance train ride costs more than a flight to Europe!!!
The slums are full of NEDS, townies, chavs, drunks, scallies and many other undesirables. These kids have even invaded the Yorkshire Dales' beauty spots and turn up in boy/girl racer cars loaded with alcohol and whatever else with the most brain numbing music (subjective) blaring out from the car stereos.

*Sigh* The list is not exhaustive. I just want to move, but need to know there is less human disaster whereto I am considering relocating.

Your comments / insults / experience or lack thereof is welcome.

Greetings from God's county

Last edited by xye; Jul 13th 2011 at 9:52 am.
 
Old Jul 13th 2011 | 10:09 am
  #217  
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Default Re: Reasons for emigrating?

I really don't wish to get wrapped in the rationale of why I came over here because it really is quite simple. I wanted to move. This was a place I liked, the property was reasonably cheap and I got more for my money than I would have done otherwise. So that's it really, if I could have got what I have in the UK, or France, Germany or wherever, then maybe I would have stayed or moved to those other parts. But that's all, I've simply moved. Not a big deal really. Who knows, I might move again before I pop my clogs.
 
Old Jul 13th 2011 | 10:19 am
  #218  
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Default Re: Reasons for emigrating?

Originally Posted by xye
I have an opportunity to go to Canada (different locations), so of course, I am doing research prior to any relocation . However, after reading this thread, I have a grave disposition to remain in Yorkshire.
I though Yorkshire was the best country in the world. At least, according to Yorkshire folk.

When reading a thread like this you have to work out which posts are:

a) serious
b) more of a ongoing p*ss*ng contest than any attempt to be helpful to "outsiders"
c) flippant
d) attempts at black humour

I realize there are some people trapped in Canada by family circumstances when they would rather be elsewhere, but the majority of posters are educated and skilled people who could work almost anywhere in the English speaking world they choose to.
 
Old Jul 13th 2011 | 10:39 am
  #219  
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Default Re: Reasons for emigrating?

Originally Posted by JonboyE
I though Yorkshire was the best country in the world. At least, according to Yorkshire folk.

When reading a thread like this you have to work out which posts are:

a) serious
b) more of a ongoing p*ss*ng contest than any attempt to be helpful to "outsiders"
c) flippant
d) attempts at black humour

I realize there are some people trapped in Canada by family circumstances when they would rather be elsewhere, but the majority of posters are educated and skilled people who could work almost anywhere in the English speaking world they choose to.
It is true that Yorkshire is held in high esteem here, but for those who live in Sheffield, Barnsley, Bradford and so forth, I have no idea why.

I'm fortunate to live in the Dales - fresh air, beautiful greenery, no chance of attacks from animals - but the cost of living is ridiculous and I would prefer to retire at a much younger age. If I can find the same scenery and cooler climate for fewer £££s, then I will consider the move.

Thanks for your comments.
 
Old Jul 13th 2011 | 10:42 am
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Default Re: Reasons for emigrating?

Originally Posted by xye
Don't own a TV
and

Originally Posted by xye
Bear Grylls is a legend!
are kind of a contradiction. You know that watching TV over the internet on your PC still counts as watching TV?

Originally Posted by xye
It is true that Yorkshire is held in high esteem here, but for those who live in Sheffield, Barnsley, Bradford and so forth, I have no idea why.

I'm fortunate to live in the Dales - fresh air, beautiful greenery, no chance of attacks from animals - but the cost of living is ridiculous and I would prefer to retire at a much younger age. If I can find the same scenery and cooler climate for fewer £££s, then I will consider the move.

Thanks for your comments.
Sounds like Moncton is for you. Certainly not BC where most people are going to be working until they drop off this mortal coil.

Edit: I used to live in the yorkshire dales. I don't find it cheaper to live where I do now - it's about the same overall.

Last edited by Alan2005; Jul 13th 2011 at 10:46 am.
 
Old Jul 13th 2011 | 10:52 am
  #221  
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Default Re: Reasons for emigrating?

Unless you're being shot at or are experiencing a famine, it really doesn't matter where you live, you're always going to find social, economic and issues. You have to make the best of it, if you have lemons then make lemonade.
 
Old Jul 13th 2011 | 11:01 am
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Default Re: Reasons for emigrating?

Originally Posted by Oink
Unless you're being shot at or are experiencing a famine, it really doesn't matter where you live, you're always going to find social, economic and issues. You have to make the best of it, if you have lemons then make lemonade.
Yes, I agree with you and Canada is not necessarily always the utopia that people may think it is.
 
Old Jul 13th 2011 | 11:54 am
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Default Re: Reasons for emigrating?

I love Yorkshire...best pubs in the world. I once made the mistake of ordering a gin and tonic there and was asked "would you like a ****ing umbrella in that too". I wouldn't leave a good life in Yorkshire for Canada, not in a million years.
 
Old Jul 13th 2011 | 12:23 pm
  #224  
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Default Re: Reasons for emigrating?

Originally Posted by BristolUK
Average allows for quite a range though doesn't it?

The suggestion was that more property might be available to more people with lower incomes in Canada than available to similar folk in the UK.

At the lower end of the income scale therre is less variation I believe. You can't get lower than minimum wage but at the upper end there's good pay, better pay, great pay, fantastic pay etc

Minimum wage in Canada $9-$10 an hour. In the UK £5.93 or $9.16.

So pretty much the same minimum wage rate in the UK as Canada.

Using the examples I found, Canada $75k-$89k = £48k- £57k (detached)
compared to UK @ £70k and up (not detached) that would indeed suggest that at the lower end of the income scale, Canadian property could be bought more cheaply than the UK.

That certainly doesn't look 8 times Canadian income and only 6.5 times UK income.

There's probably a graph to be drawn showing cheaper in relation to incomes in Canada at the lower end and changing over as incomes rise.
See post #178

I'm basing my assumption on the official house price statistics in Canada and the UK, and my distant memory of the average wage.

The suggestion was that you're more likely to need two incomes in the UK whereas Canada are more likely to only need the one. The stats disagree.
 
Old Jul 13th 2011 | 12:50 pm
  #225  
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Default Re: Reasons for emigrating?

Originally Posted by el_richo
The suggestion was that you're more likely to need two incomes in the UK whereas Canada are more likely to only need the one. The stats disagree.
My stats don't.

Seriously, though, if minimum wage in the UK and Canada is more or less the same and there are detached houses available in Canada for £48k-£57k while the eqivalent (actually, less than equivalent coz they're attached) in the UK appears to cost £70k or more then at lower income levels the double income appears more likely to be needed in the UK. A single income at minimum wage rates is more likely to buy a Canadian house than UK minimum wage is to buy a UK house.

To deny that seems like denying people earn £15k a year because the average is £25k (or whatever it is).

The average might be 8x and 6.5x but that obviously allows individual comparisons to differ.
 


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