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Pregnant and no PR.

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Old Jul 10th 2014 | 2:28 am
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Question Pregnant and no PR.

I have a flight book for the begining of September to come over to Canada- Edmonton AB.Me and my husband, who is Canadian are going to apply for my PR while I was over.
I've just found out im pregnant, is there a health insurance that I can get that will cover my pregnancy or will it be seen as a pre existing condition.

I dont know how the health care system works in Edmonton.
Any info will be really appreciated.
 
Old Jul 10th 2014 | 4:05 am
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Default Re: Pregnant and no PR.

Originally Posted by Photoplex
I looked through your other posts and see your husband is a Canadian citizen, and you'll be here (I guess) as a visitor until you get your spousal sponsorship application submitted.

Healthcare in Canada is free. You just pay for complimentary services, such as massages, dental, chiropractics etc. Depending on your husbands job and employer, these complimentary services may be covered under his employers health benefits plan.

This will definitely apply for you once you have submitted the PR application as I believe (and I'm sure I will be corrected if I'm wrong) you will have "implied status" at that point, making you eligible for health coverage.

However, there will be a period of limbo between landing on a visitors visa, and you submitting the Spousal Sponsorship application. You may need to pick up some "travellers insurance" from the UK to cover you in Canada/North America. I' did this when I arrived here on my IEC visa - called Backpacker Insurance. Google some companies there in the UK, give them a call, and see what they say about your situation.
Not quite correct.

Implied Status doesn't apply to this situation (and it wouldn't cover in the way you are describing anyway).

So a few things here.

First, OP, when you come over to Canada, I am assuming you will have not yet filed your PR application. What you are going to have to do is convince the border guard you will leave at the end of your stay - think about it. Your husband lives in Canada, you and your kid are coming over... how does the border agent know you will leave at the end of your stay? Fishy, right?

You can say you plan on applying for PR, you have the application almost done and are going to be sending it off as soon as [whatever], you have a return flight booked for December, and you will go back if you must but you are looking to stay in Canada with your Canadian husband and child, but you are only going to do it legally.

If you are able to apply for your PR *before* you fly, which I strongly suggest you do, you can enter Canada on what's called Dual Intent. That means your primary intention n the short term is to enter as a visitor, but your secondary intention in the long term is to stay as a PR, hence your application having been filed. It's much easier to enter under dual intent if you have filed your application already, as you then have actual proof of your secondary intention, as opposed to just words, which is what you'd face in the first scenario.

In either case, entering under dual intent does NOT entitle you to health care. At the end of the day you are still a visitor, not a resident, and only residents are entitled to health care. So you will need some form of travel insurance to cover you for the duration of your stay.

The fact that you are pregnant complicates things further... and this might need to be where Former Lancastrian weighs in on admitting pregnant individuals. Paging FL...

Anyways, no free health care for you yet.

Once you have PR granted, you go to Service Ontario and register. You have a 3-month waiting period before you are covered, though. For that period I used CanadaSure, but I don't know if they cover pregnancy/birth. Once you pass the 90 days then you are eligible for OHIP and you are good to go.

Hope that helps.
 
Old Jul 10th 2014 | 4:07 am
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Default Re: Pregnant and no PR.

Thank you very much you have been a big help ... I am coming as a visitor until I get my pr, and wanted to know if it was possible to get health care. Other wise im not sure what we'd do.
I'll do some ringing round for so insurance on this side and see what is available.
Many thanks again
 
Old Jul 10th 2014 | 4:08 am
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Default Re: Pregnant and no PR.

Originally Posted by SchnookoLoly
Not quite correct.
That was generous - judging by your answer it was wildly incorrect!
 
Old Jul 10th 2014 | 4:09 am
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Default Re: Pregnant and no PR.

Originally Posted by hanleigh
Thank you very much you have been a big help ... I am coming as a visitor until I get my pr, and wanted to know if it was possible to get health care. Other wise im not sure what we'd do.
I'll do some ringing round for so insurance on this side and see what is available.
Many thanks again
No no no! Ignore my response, read SchnookoLoly's response!
 
Old Jul 10th 2014 | 5:10 am
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Default Re: Pregnant and no PR.

Right ok I see where you are coming from. It probably does look a bit fishy for the border agent's. It is going to be very hard for us to fill in and send off for my PR as my husband works a way alot, and is away a few weeks at a time in remote area's.
Thanks for the info...
 
Old Jul 10th 2014 | 5:17 am
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Default Re: Pregnant and no PR.

Originally Posted by hanleigh
Right ok I see where you are coming from. It probably does look a bit fishy for the border agent's. It is going to be very hard for us to fill in and send off for my PR as my husband works a way alot, and is away a few weeks at a time in remote area's.
Thanks for the info...
Hard, but not impossible! Grab the forms from the CIC website, grab the guide, read through, and make a list of things that you'll need to do. Then tag the ones you'll need your husbands input on, so when he's back you can get right to those items whilst you have him there. Figure out which parts will take a while to get back (requesting police certificates for example) and prioritize those items so you can work on the other whilst they are being processed.

CIC Spousal Sponsorship Application Page

Western European Information Guide

Trust me - I've been through work permits, provincial nomination, PR, and now citizenship. Just break the list of required documents (in the guide) into small chunks and work away at it. It's easier than it looks.
 
Old Jul 10th 2014 | 5:22 am
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Default Re: Pregnant and no PR.

Exactly what Photoplex said. A lot of it your husband can do remotely - you can probably fill in a lot of it yourself, and then ask him questions for some of his information. When he's back, he just needs to sign all of his forms, and then you can send it off.

A few things need applying for in advance as well, like your police checks and getting your medical booked, which can have a bit of lead time, so don't procrastinate too much!

Yes it can seem overwhelming, but chip away at it, and you have tons of people here who can answer questions in the meantime.

Good luck!!
 
Old Jul 10th 2014 | 5:38 am
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Default Re: Pregnant and no PR.

Thank you both very much, you have been a big help .
 
Old Jul 10th 2014 | 5:46 am
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Default Re: Pregnant and no PR.

Originally Posted by hanleigh
Thank you very much you have been a big help ... I am coming as a visitor until I get my pr, and wanted to know if it was possible to get health care. Other wise im not sure what we'd do.
I'll do some ringing round for so insurance on this side and see what is available.
Many thanks again
You cannot get an immigrants policy as you will be a visitor. A travel policy ends when you finish your journey and arrive in your country of residence. Applying for PR when here makes it appear you are then in your country of residence. If you have a return ticket and to all appearances look like you will be returning travel may cover emergencies, but not routine check ups. In an emergency situation the insurer may want to repatriate you to the UK and if you refuse, you may have to pay for your own treatment.

Pregnancy costs, you'll be on your own for those until you are covered by the provincial plan, which you won't be as a visitor.

You may want to delay your arrival in Canada, or make sure you have the funds to pay your expenses if so required.
 
Old Jul 10th 2014 | 10:15 am
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Default Re: Pregnant and no PR.

1st of all check with the airline that they will actually let you fly. If they do then you will need a copy of your marriage certificate and a copy of your husbands passport bio data page or proof of his Canadian citizenship.
Explain that you are married to a Canadian and that you will be applying for spousal sponsorship and ask the CBSA officer if they will consider giving you a 12 month visitor record.
Unless they find you inadmissible for any other reason they won't refuse you just for being pregnant however make sure you have some valid insurance coverage covering the pregnancy. Your husband can get some coverage by asking Canadian companies which policies they suggest.
You will NOT be covered under any Provincial plan for the birth. Costs can vary from $4000 to $20,000 depending on the type of pregnancy. Taxpayers should not be on the hook for this.
 
Old Jul 10th 2014 | 2:13 pm
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Default Re: Pregnant and no PR.

Originally Posted by hanleigh
It is going to be very hard for us to fill in and send off for my PR as my husband works a way alot, and is away a few weeks at a time in remote area's.
I work away in remote areas - drilling camps literally in the middle of nowhere that are fly-in fly-out by helicopter - and I still managed to fill in the forms. All you have to do is download them. Simples.
 
Old Jul 11th 2014 | 6:27 am
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Default Re: Pregnant and no PR.

If you are pregnant, you will need to defer part of the medical (you can't undergo chest xrays when pregnant). You can undergo the medical and get a deferment for that part but won't be able to complete it until after the baby is born - meaning that your PR application processing to completion will be delayed until after the baby is born. Do send it in anyway (with a copy of the deferment completed) as others have said, you need to get your application in as soon as possible.

 
Old Jul 11th 2014 | 6:52 am
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Default Re: Pregnant and no PR.

I think she has already had the medical before she got pregnant if that helps
 
Old Jul 11th 2014 | 7:02 am
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Default Re: Pregnant and no PR.

Originally Posted by GrandmaLynn
I think she has already had the medical before she got pregnant if that helps
Oh ok, thanks! There is no mention of that in her posts (either this thread or the other one), hopefully she has as it will be one less thing to worry about.

 


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