Can anyone guide me to information on moving pensions from the UK to Canada (currently have several different pension pots - state, private and local authority)? Edited to add: not yet retired, far from it even.

Also, can you transfer debts, such as credit card or small loans, or should you pay everything off before leaving, or can you keep paying the regular way even though you no longer live in the UK?

Thank you

As at Feb 2017, all Canadian QROPS schemes were removed from the HMRC list, so the simple and short answer is that at the moment, you can't transfer pension pots from the UK to Canada. See here:

Transferring UK Pensions to Canada : British Expat Wiki

Loads or recent threads on this too, just search for 'QROPS'.

What it might be an idea to do in the meantime is to transfer your pensions into a single UK pot, best to get financial advice too.

Thank you.
We did plan on getting professional financial advice, but this already helps out get an idea of what to expect. Much appreciated!

And just to add to the above, your debts aren't an issue, you can just continue to pay them back from the Canada. As long as you've got the proof of funds amount of funds in your bank account for a visa, CIC don't care about any debts as well.

HTH.

Better to pay them off before leaving. If you cannot do that you can keep paying after you move but there is an additional cost of transferring money from $ to £ and sending it to the UK. You can't transfer a debt from the UK to Canada. You could take out a new loan in Canada and use to to pay off the debts in the UK but, as a newcomer here, you will find it hard to get credit at a reasonable rate.

As an aside, keep your UK bank account open at least until you are settled in Canada. It can be difficult for someone returning from abroad to open a new account. Also, keep one UK credit card active until you have a Canadian credit card. Life can be much more difficult without one.

Thank you.
As we're EU citizens the likelihood of moving back to the UK is very very very slim.

Just an fyi, you can't transfer your state pension.