The4BellsLondon

Am I being daft or are there any insurance comparison websites - aka confused .com etc.

I need house contents insurance - am I meant to go to one of the auto plan broker things?
all the places I am finding re google tell me to visit my broker or send stuff to them in the mail!

I want it instant and now!!
Ta all - yes and obv I am looking up house insure on chrimbo eve --

purple80

Think Kanetix is one, but that might just be car insurance?

Merry Christmas Carrie

Auld Yin

Insurance agents handle various types of insurance or you can buy direct from companies such as Allstate or State Farm. Check Insurance in the Yellow Pages. There will be lots there.

The4BellsLondon

thanks all xxxx

BristolUK

Like many Canadian businesses, insurers don't seem to like giving out simple estimates or guidance.

PaulandNikki

TD Canada Trust do online quotes

The4BellsLondon

tried that - then it said i had to send stuff to em!! prob cos we r in a rental . . .

Aviator

You cannot buy separate contents insurance. Homeowners policies include contents, based on the house value and usually way over what you need. When renting you can buy a renters policy, which includes cover for your belongings. Go to an insurance broker (in the yellow pages), they will be able to help, but not today.

There is also Canadian Direct where you can get a quote online.

Cassie 10000

Another tip Four Bells, you can get a discount on house insurance if you get car insurance with them as well.

I hope you are all enjoying your time in Canada.

The4BellsLondon

Thanks Cassie - well the weather is pretty!!

Cassie 10000

Our weather this morning was -23, we didn't have a White Christmas but it was still on the ground from last week.

snugglefuzzles

I just spent the last hour or two banging my head against a brick wall trying to buy renters insurance online... Including doing the dance with TD, and getting to the 'fill in a form repeating everything you just told us online, mail it to us, and wait 3 or 4 weeks and we'll get back to you' part.

Anyway, turns out that State Farm was happy to sell us insurance instantly online. Phew!

Cassie 10000

My other half had so much trouble with TD insurance we went with some one else as well.

geedee

Beware of "Contents Insurance" over here. It's not the same as back home. I have two kids and a big dog, and was dismayed to find out that "accidental" damage is not covered (I ended up with Allstate.... I tried with 2 brokers and Allstate were the best of a bad bunch). In other words, if your 3 year old tips a can of paint over your antique Afghan Rug.... tough!

We're also not covered for natural floods.... or hurricanes.

Apparently this is all due to us being in our "first year" of home insurance... we should be able to add these to the policy next year.

Check what you're covered for. You'll be surprised.

retsujou

I would think that no insurance covers any event of "force majeur" as they are completely outside of the control of human beings and as such cannot be attributed for in the risk assessment?