Ontario Car Insurance
Nov 24th 2011, 8:51 pm
#31
I said what ?!
Joined: Aug 2010
Location: Peterborough, Ontario.
Posts: 1,079
Re: Ontario Car Insurance
I arrived in ON last week and today insured a '98 Saturn Station wagon for $1300 with Johnson.
I had a letter from my UK Insurance company saying I had 7 years no claims (even though not with them for the full 7 years) and also paid 5 pounds for a DVLA driver record.
I'm quite happy with that as only going to run the old car for the next 6 months and then will get a half decent car. I had heard all the horror stories and paying $4000 + and was worried but quite happy with that to start off with.
Not as cheap as I was paying in the UK but didn't expect it to be.
I had a letter from my UK Insurance company saying I had 7 years no claims (even though not with them for the full 7 years) and also paid 5 pounds for a DVLA driver record.
I'm quite happy with that as only going to run the old car for the next 6 months and then will get a half decent car. I had heard all the horror stories and paying $4000 + and was worried but quite happy with that to start off with.
Not as cheap as I was paying in the UK but didn't expect it to be.
Nov 24th 2011, 9:06 pm
#32
Forum Regular
Joined: Nov 2009
Posts: 195
Re: Ontario Car Insurance
My question for everyone is this...
My husband just had a provisional drivers license in the UK - he came here and got his G1 after arriving, he waiting 6 months(while I taught him how to drive) to get his G2 - so he has a second level ontario driving license....he is 32 and has never had a speeding ticket or driving offense.
We need to ensure a second vehicle - any idea of the costs for him? I have had my driving license for 10 years - so my insuranc eis a bit high due to some accidents i've been in - but do you think he will be about the same rate? 200.00 per month?
My husband just had a provisional drivers license in the UK - he came here and got his G1 after arriving, he waiting 6 months(while I taught him how to drive) to get his G2 - so he has a second level ontario driving license....he is 32 and has never had a speeding ticket or driving offense.
We need to ensure a second vehicle - any idea of the costs for him? I have had my driving license for 10 years - so my insuranc eis a bit high due to some accidents i've been in - but do you think he will be about the same rate? 200.00 per month?
Nov 25th 2011, 5:49 pm
#33
BE Enthusiast
Joined: May 2007
Posts: 415
Re: Ontario Car Insurance
just want to make you aware also..we moved to Ontario..i have a chev suburban 2008...my insurance was around $2000..i have to renew it it soon and because my husband has 7 tickets he cannot drive my car as the insurance company wont insure him..in this province they give u a insurance quote on the household not the individual..so cos of my husband i will be paying $3600 for 6 months..this was a shock for us..didnt realise it was quoted by the household.
Nov 25th 2011, 5:59 pm
#34
Assimilated Pauper
Joined: Mar 2005
Location: Ontario
Posts: 40,019
Re: Ontario Car Insurance
just want to make you aware also..we moved to Ontario..i have a chev suburban 2008...my insurance was around $2000..i have to renew it it soon and because my husband has 7 tickets he cannot drive my car as the insurance company wont insure him..in this province they give u a insurance quote on the household not the individual..so cos of my husband i will be paying $3600 for 6 months..this was a shock for us..didnt realise it was quoted by the household.
It's a very common endorsement, used, for example, where the household includes teenagers and a selection of vehicles; the Ferrari policy will be endorsed to exclude Reckless Youth 1 and Reckless Youth 2. The other vehicles will, by default, be insured for any driver and every driver resident at the address will be used in the calculation.
Nov 25th 2011, 6:53 pm
#35
Forum Regular
Joined: Dec 2010
Posts: 33
Re: Ontario Car Insurance
This is what I feared!! Thats $9000 year!!!! Can't be right surely?? At $1.5 / £1, thats £6000!! For a Beetle. I could insure a Ferrari for that. I'm struggling with these figures as it shows insurance is a major part of outgoings. I could afford another mortgage on that!! With all other costs roughly the same as UK, this 10 x UK insurance is a massive hurdle. There must be a cheaper way surely? Especially as when I've been there I often see 2 car families. With insurance that expensive I'd of thought people could simply not afford it. I know I couldn't living here if insurance went up to that level. As mentioned before all other costs of living are very similar to here, so I have a reasonable comparison. Insurance just seems a massive outlay, god help anyone who makes a claim or two!!
Please keep the info coming..
Please keep the info coming..
