Money, Money, Money
#31
Re: Money, Money, Money
Originally Posted by tallperson
Tuition for children, $20,000/year, that's $30,000 before tax.
Medical/dental bills for children $5,000/year, $7,500 before tax.
Maybe these aren't typical figures either?
Certainly not with our 2 kids!
Presumably it depends on the ages and no. of kids and their needs so the figures could vary hugely.
Medical/dental bills for children $5,000/year, $7,500 before tax.
Maybe these aren't typical figures either?
Certainly not with our 2 kids!
Presumably it depends on the ages and no. of kids and their needs so the figures could vary hugely.
Oh, but you're in Quebec, these costs don't apply, or are much reduced, there.
#32
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Joined: Feb 2006
Posts: 436
Re: Money, Money, Money
Originally Posted by dbd33
Those are numbers for my kids but I'd guess they're not unusual. Good universities run about $15,000/yr, "former polys" about $5,000 so $20,000 is a blended figure for two students. Dental care is expensive, braces run a few thousand each year while installed and one of my children has autism, an expensive condition, but not as expensive as say cerebral palsy or anything requiring equipment.
Oh, but you're in Quebec, these costs don't apply, or are much reduced, there.
Oh, but you're in Quebec, these costs don't apply, or are much reduced, there.
My kids are still young, so I have several years before Uni fees kick in for us.
One of my Facility Managers who worked for me in Ontario, actually remortgaged his house to put his 2 daughters through Uni as well as him and his wife working full time.
As for dental care. Yes we were told it would cost us several thousand of dollars for both my boys to have braces. Last month (back in England) at the dentist I was told the DHS will cover the costs for my sons.
#33
Re: Money, Money, Money
Originally Posted by hudd
One of my Facility Managers who worked for me in Ontario, actually remortgaged his house to put his 2 daughters through Uni as well as him and his wife working full time.
#34
Re: Money, Money, Money
Just a wee update for Fionhun.
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
#35
Re: Money, Money, Money
Originally Posted by Stuarty
Just a wee update for Fionhun.
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
#36
Joined: Jul 2005
Posts: 15,883
Re: Money, Money, Money
Originally Posted by dbd33
There shouldn't be any fees in the hundreds for grades 8 and 10.
However it is not the case in Alberta.
Fees in the hundreds of dollars for attending public schools are the norm.
My wife just spent three days helping collect these fees at our local high school.
Calgary Board of Education Fees.
Just another example of Ralph Klein's "Alberta Advantage".
Last edited by Hangman; Sep 3rd 2006 at 10:35 pm.
#37
Re: Money, Money, Money
Originally Posted by Hangman
Perhaps this is the case in Ontario.
However it is not the case in Alberta.
Fees in the hundreds of dollars for attending public schools are the norm.
My wife just spent three days helping collect these fees at our local high school.
Just another example of Ralph Klein's "Alberta Advantage".
However it is not the case in Alberta.
Fees in the hundreds of dollars for attending public schools are the norm.
My wife just spent three days helping collect these fees at our local high school.
Just another example of Ralph Klein's "Alberta Advantage".
Between the tax structure and the housing boom and bust cycles Alberta looks to me like a high risk destination for a working person with a young family. If one is willing to look at Alberta one might want to think of some US states instead, places that have a more diverse economy and so less risk of
negative equity. In Canada, Quebec is the province structured most like Europe and, apart from the French, looks to me like a very good destination for anyone primarily concerned with their children's future.
#38
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Joined: Feb 2006
Posts: 436
Re: Money, Money, Money
Originally Posted by Hangman
Perhaps this is the case in Ontario.
However it is not the case in Alberta.
Fees in the hundreds of dollars for attending public schools are the norm.
My wife just spent three days helping collect these fees at our local high school.
Calgary Board of Education Fees.
Just another example of Ralph Klein's "Alberta Advantage".
However it is not the case in Alberta.
Fees in the hundreds of dollars for attending public schools are the norm.
My wife just spent three days helping collect these fees at our local high school.
Calgary Board of Education Fees.
Just another example of Ralph Klein's "Alberta Advantage".
Has the fee system improved education system in Alberta? or is it one step closer to pay for your education at all ages.
We are back in Blightly now and my 2 sons at high school get free transportation to school, books and paper etc are provided by the school.
Electives are free at lunchtime and after school. The education board here pays for for the after school activities. My youngest son was taught football by an ex professional player from Reading.
I am suprised about fees in Alberta as it thought it would be awash with money from the oil/gas revenue?
hudd
#39
heland
Joined: Aug 2006
Location: West Yorkshire
Posts: 10
Re: Money, Money, Money
Hi all
Again these threads you all post are so valuable expecially where there is nobody else to talk to about it as family & friends have nothing positive to say! We are wanting to move to Canada not for a career we would be giving up good jobs but as everyone thinking of bringing up our kids, family time & generally better of quality of life, feel Britain is a small island getting overcrowded and will only continue etc.etc...... But you have to be a realistic don't you still have a mortgage to pay at the end of it, cars to run, bills to pay and so on. I think these threads help me see the practical sides to it all rather than the "dream". For us the reality is here after so long waiting & now with the 90 day letter, it is really happening if we want it to!! Afraid we are going to talk ourselves out of going and miss out on a wonderful opportunity but as our 10 year old son has told us "life is too short to be practical Mum!". Keep the notes coming, I need them!
Helen & Andrew.
Again these threads you all post are so valuable expecially where there is nobody else to talk to about it as family & friends have nothing positive to say! We are wanting to move to Canada not for a career we would be giving up good jobs but as everyone thinking of bringing up our kids, family time & generally better of quality of life, feel Britain is a small island getting overcrowded and will only continue etc.etc...... But you have to be a realistic don't you still have a mortgage to pay at the end of it, cars to run, bills to pay and so on. I think these threads help me see the practical sides to it all rather than the "dream". For us the reality is here after so long waiting & now with the 90 day letter, it is really happening if we want it to!! Afraid we are going to talk ourselves out of going and miss out on a wonderful opportunity but as our 10 year old son has told us "life is too short to be practical Mum!". Keep the notes coming, I need them!
Helen & Andrew.
#40
Joined: Apr 2005
Posts: 9,606
Re: Money, Money, Money
Originally Posted by dbd33
In Canada, Quebec is the province structured most like Europe and, apart from the French, looks to me like a very good destination for anyone primarily concerned with their children's future.
#41
Re: Money, Money, Money
Originally Posted by Souvenir
A major reason why we are on this side of the river is cheap private schooling.
#42
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Joined: Aug 2003
Location: Doha, Qatar
Posts: 790
Re: Money, Money, Money
Originally Posted by Butch Cassidy
60-70k is a struggle for a family of 4 in Calgary.
HTH
HTH
Originally I accepted, but then turned the job down when I came to my senses.
Anyway, the good news is that I'm going to have another crack next week, I'm coming to Oakville.
#43
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Joined: Sep 2003
Location: Montreal
Posts: 651
Re: Money, Money, Money
Originally Posted by dbd33
There shouldn't be any fees in the hundreds for grades 8 and 10. If you choose a private school it'll be thousands, or tens of thousands, and if you choose a public school it'll be zip. It's university that costs everyone outside Quebec the big bucks.
#44
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Thread Starter
Joined: Aug 2006
Location: Kent, UK
Posts: 25
Re: Money, Money, Money
Originally Posted by Stuarty
Just a wee update for Fionhun.
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
I am just off the phone with friends who have 2 kids in Albertan schools. 1 in Year 8 and 1 in year 10. Their school fees come to $300 plus a bit more for paper, pens etc.
This should go some way to helping the balance of payments.
When they arrived in Alberta 4 years ago they were surviving just fine (their words) on $50,000 per annum with their new house and car. Only thing I would like to point out that they stay in Rural Edmonton area and as such don't pay Calgary house prices.
Stuarty
I've also read the recent comments with interest. We are sort of tied to where we can go because it's down to my OH being offered employment. However we are both prepared to work as hard as we have to in order to ensure our kids have what they need for school and, if they choose, further education. All we want is for them to have choices in life and possibly the chance of a less claustrophobic and fraught life than the one we sometimes live here in Britain. Opportunities for our kids are becoming few and far between over here. So many are being pushed harder and harder to achieve. Anyway that's my rant done and dusted
I really want to thank everyone for all their input, it is absolutely invaluable.
cheers
fi
#45
Re: Money, Money, Money
Originally Posted by Butch Cassidy
60-70k is a struggle for a family of 4 in Calgary.
HTH
HTH
I know there are a lot of variables here but what would be considered a good dual income?
Thanks.