British Expats

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-   -   Misconception on cost of living (https://britishexpats.com/forum/canada-56/misconception-cost-living-384500/)

Novocastrian Jul 16th 2006 2:35 pm

Re: Misconception on cost of living
 
This thread has been oscillating in and out of serious, trivial and absurd.

Price of cheese? Trivial. "Fairness" to Brit migrants. Absurd.

Ability to live a life free from class prejudice, where you can find opportunity to behave as a civilised person without threat to life and limb? Where quality of life is of your own making? Where dbd33 makes it? Serious.

But seriously, Canada is one of a diminishing number of countries where people can live they're lives as they wish (and can achieve). We all can recognize those countries where that is impossible... Iraq, Palestine, as of recently, despite 15 years of progress, Lebanon. North Korea, Sudan, name any country in Africa (where my wife was born), Afghanistan, Chechnya, obviously I could go on. (For some time).

The queston you must ask yourselves, is whether you can live in the UK the way you want to live.

If you can, stay put. If not, this (Canada) is one rather good possiblility.

But there will be adjustments to be made. Maybe even sacrifices.

Masseltoff.

dbd33 Jul 16th 2006 2:44 pm

Re: Misconception on cost of living
 

Originally Posted by Novocastrian
This thread has been oscillating in and out of serious, trivial and absurd.

Price of cheese? Trivial. "Fairness" to Brit migrants. Absurd.

Ability to live a life free from class prejudice, where you can find opportunity to behave as a civilised person without threat to life and limb? Where quality of life is of your own making? Where dbd33 makes it? Serious.

But seriously, Canada is one of a diminishing number of countries where people can live they're lives as they wish (and can achieve). We all can recognize those countries where that is impossible... Iraq, Palestine, as of recently, despite 15 years of progress, Lebanon. North Korea, Sudan, name any country in Africa (where my wife was born), Afghanistan, Chechnya, obviously I could go on. (For some time).

The queston you must ask yourselves, is whether you can live in the UK the way you want to live.

If you can, stay put. If not, this (Canada) is one rather good possiblility.

But there will be adjustments to be made. Maybe even sacrifices.

Masseltoff.

You mock people's concern over the price of cheese but think, think for a moment, there are countries where people dream of good cheese. Americans at the St Lawrence Market, to their knees, they fall. If we have nothing else Torontonians are blessed with cheese.

Novocastrian Jul 16th 2006 2:50 pm

Re: Misconception on cost of living
 

Originally Posted by dbd33
You mock people's concern over the price of cheese but think, think for a moment, there are countries where people dream of good cheese. Americans at the St Lawrence Market, to their knees, they fall. If we have nothing else Torontonians are blessed with cheese.

I am of course guilty as charged. I am fully aware that Torontonians in common with all god fearing Canadians, need cheap cheese. Well, who could imagine otherwise?

Thing is, can cheese compensate for cheesiness? Let alone Tony Blair?

Craftybanshee Jul 16th 2006 7:00 pm

Re: Misconception on cost of living
 

Originally Posted by dbd33
But then you've no reason to emigrate. It seems to me that moving from the UK can get one an improvement in material standard of living in exchange for a loss of cultural and geographic advantages and it can get one a one time boost in social status. It makes sense to move if housing is cheaper where you're going or if you're from the wrong side of the tracks. It doesn't make sense to emigrate (to Canada) if you're materially satisfied with your lot in the UK and not constrained by class barriers or other constraints that don't apply here. I can see that it might make sense to emigrate to somewhere culturally different from the UK for the experience even if it meant a lower standard of living but Canada, no, the difference is just arguing over football vs arguing over ice hockey. Canada's got to offer more consumer durables.

I was making a joke dbd33! Try lightening up once in a while. Sometimes I think you have a sense of humour, then it disappears again :confused:

My reasons for emigrating aren't totally materialistic ones. I already have a decent sized house. However, I would like to be mortgage free (or have a small mortgage) and if that means being in a smaller place than I am now, I don't have a problem with that. I also like the wide open spaces of Canada.

hudd Jul 16th 2006 7:35 pm

Re: Misconception on cost of living
 

Originally Posted by dbd33
I don't know about BC but Toronto is absurdly misogynistic. Women in business but out of earshot are all either "cutie pies" or "douche bags", I'm undecided which is worse. I'm sick of hearing that paying my children's university tuition is a waste because they're girls. The fifties feel of the country is nice when one thinks of children playing out in the street but less so when one thinks of their mothers chained to the stove.

We lived in rural Canada and notice the same 1950's mentality.
When we moved to Canada I joked with my mates back in the UK that you can time travel and Dr Who must be real. Being a Brit I hired women engineers and immigrants engineers and due to their skills and experience.
I know I had a few comments about not why I was not hiring Canadian males.

Women in our area seemed to have a different status than that had where we lived in rural England. They seemed to have to run the home and raise the kids, when Dad was out fishing, sailing, camping or hunting.

Before returning to the Uk I managed to get a young female engineer(scottish) and her boyfriend work in my last company. She comment about male atitudes towards female enigineers.

dbd33 Jul 16th 2006 11:41 pm

Re: Misconception on cost of living
 

Originally Posted by Craftybanshee
I was making a joke dbd33! Try lightening up once in a while. Sometimes I think you have a sense of humour, then it disappears again :confused:

Ah. It's there but deeply repressed. I'm English.

matty266 Jul 17th 2006 6:38 am

Re: Misconception on cost of living
 

Originally Posted by g_is_for_canada
Having been in BC coming up for a year, I have to say that one thing I was not prepared for is the cost of living. There are lots of posts on this forum saying that salaries are lower here, and cost of living is much lower, so your standard of living is overall better. This is certainly not my experience.

General overheads are very costly, and I fail to see how some people manage to make ends meet on the salaries quoted on this site. Don't be under any illusion that you can survive on half the salary you'd get in Britain, for example. Not in BC - it's not going to happen. The reality is that most jobs pay far lower than Britain, many at approximately half the rate.

The reason I mention this is that I was at a function recently, and speaking to a Brit who'd just arrived. He was going through the usual tired old banter about how wonderful it is here, and how everthing was so much cheaper than 'the UK', and of course so much better. This is not the case.

This does seem to be what people expect and having just arrived, they see the most obvious savings (e.g. petrol). But when you've been to the dentist a couple of times, and some utility bills start hitting the doormat, it does make me wonder how the hell Canadians afford to live here, let alone people who've emigrated from Britain.

What concerns me is that there's very few posts raising this issue. Probably because by the time people realise this, they're working their nuts off so damned hard to pay the bills, they don't have time to discuss on here. Many people regard this forum as fairly objective and I'd like to warn anyone who thinks this, to more thoroughly investigate the cost of living, and avert your ears to sweeping generalisations about how it's so much cheaper.

Moving half way across the world, to find that you cannot afford to stay, could set you back years, financially, and even make moving back to Britain an expense you cannot endure.

Hi all,

Well i have been here as an Landed immigrant for 10 months before thati was living here and working for the Uk government, so have xperinced a little of both sides,

Too sum up really as I could go on all day about the differences I have encountered, Tax is better here in Alberta, No PST :D , the wages are compariable to UK with current exchange rate!

Food bill is a little better as long as i take advantage of buying in bulk, say from superstore

Housing is cheaper and utililities are the same, phone and TV are the same intrenet is cheaper though,

I think people have to look where they came from and where they are now for example living in london is compaarible to living in Edmonton, i think you all get the idea,

I came to live here because its less stressful, I live in a smaller city in Alberta, there is less people and more space and also less crime and also have the future of buying a house, instead of passsing it on to my grandkids one day in Europe,

I think it also depends on the persons perspective and what they want achieve over here, Yes you are loosing friends and fmaily, for me thats ok cause now i have a great future ahead for my family, I also think it depends how rough a time you get when you first land, we all have gone through the hartache of rejection in jobs, unrest in the fmaily, little friends, home sick,

But overall i thinkthe cost of living is the same, just for me in a better country where i have a future and my family :D

dbd33 Jul 17th 2006 7:30 am

Re: Misconception on cost of living
 

Originally Posted by matty266
I think people have to look where they came from and where they are now for example living in london is compaarible to living in Edmonton, i think you all get the idea

Unless that's sarcasm, I'm baffled. In what way is Edmonton comparable to London?

Butch Cassidy Jul 17th 2006 7:56 am

Re: Misconception on cost of living
 

Originally Posted by dbd33
Unless that's sarcasm, I'm baffled. In what way is Edmonton comparable to London?

Well they have two things (at least) in common. Hotels and trees (not necessarily of the same standard I admit)

Steve_P Jul 17th 2006 9:14 am

Re: Misconception on cost of living
 

Originally Posted by Butch Cassidy
Well they have two things (at least) in common. Hotels and trees (not necessarily of the same standard I admit)

They're both capitals???

Calgal Jul 17th 2006 9:24 am

Re: Misconception on cost of living
 

Originally Posted by Hangman
They're both capitals???

"E" and "L" are, yes ;)

Steve your Avatar wears me out just looking at it! I preferred the Polar Bear - much more "me" :D ;)

Steve_P Jul 17th 2006 9:33 am

Re: Misconception on cost of living
 

Originally Posted by Calgal
Steve your Avatar wears me out just looking at it! I preferred the Polar Bear - much more "me" :D ;)

How about this one then????

If you can have a paramilitary gopher, I'm getting my mad cat out. :D:D

Padre Jul 25th 2006 9:00 am

Re: Misconception on cost of living
 

Originally Posted by Bleech
Yep gotta agree with what you're saying.
Normal grocery shopping is on a par with UK prices even after converting it to pounds. Petrol is cheap when compared to pounds, but pricey if you earn $s.
Your daily expenses are generally about the same, but cars are dirt cheap and houses are much better value for money.
Not sure about your "tired old banter" quote though, makes you sound a bit misserable ;) Everything is better here. :D But I'm lucky in that I still earn pounds, so everything's good value for me.

Sounds like you may be able to advise me. I too, when I land in a couple of months, be earning a salary paid in sterling. How do you make it, would I be better paying my taxes in Canada, I would like to eventually benefit from a Canadian state pension and therefore must make my contributions.
Cheers

hudd Jul 25th 2006 9:44 am

Re: Misconception on cost of living
 

Originally Posted by Padre
Sounds like you may be able to advise me. I too, when I land in a couple of months, be earning a salary paid in sterling. How do you make it, would I be better paying my taxes in Canada, I would like to eventually benefit from a Canadian state pension and therefore must make my contributions.
Cheers

I assume you will be working for a UK company?

I would set an account in Sterling and other in C$ dollars such as a bank like HSBC. Internet banking would allow you to transfer funding between accounts.

You may find that even if you pay UK taxes, the Canadain govt may want their share. i.e differences between UK and Canadian taxes. I had a friend who worked in the US but house was in Ottawa and wanted taxes on income earnt in the US.


Also if you work in Canada for I think 168 days you fall under Canadian tax system.

Would not your company take out dedections for you for taxes, pension etc.

Padre Jul 25th 2006 10:25 am

Re: Misconception on cost of living
 

Originally Posted by hudd
I assume you will be working for a UK company?

I would set an account in Sterling and other in C$ dollars such as a bank like HSBC. Internet banking would allow you to transfer funding between accounts.

You may find that even if you pay UK taxes, the Canadain govt may want their share. i.e differences between UK and Canadian taxes. I had a friend who worked in the US but house was in Ottawa and wanted taxes on income earnt in the US.


Also if you work in Canada for I think 168 days you fall under Canadian tax system.

Would not your company take out dedections for you for taxes, pension etc.

Thank's for that speedy reply Hudd. Yes I will be working for a UK company, in fact continuing with my current job but would be working for them as an 'Agent of Service' in Ontario. This seems to be the best way around the company having a quota of directors in the Canada. I must say it would be easier for my company to do all the deductions as normal in the UK, but I want to set myself for the long term in Canada. I think a Canadian state pension may be a better option judging by the state of the UK fund. Also healthcare contributions etc.


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