Medical Coverage for Infant non-PR
#1
Just Joined
Thread Starter
Joined: Mar 2010
Posts: 5
Medical Coverage for Infant non-PR
Hello,
I have PR status and landed last year but this month I will be making my permanent move to BC (very excited!). I have a young son (2 months old) who does not have PR status and it is my intention to submit a sponsorship application when I arrive into Canada.
My questions are regarding his immunizations/medical coverage.
1)I have read that immunizations are free for babies but as he is not PR would I then have to pay and regardless where do I go to have it done? Do you register at a doctors or is there another process to follow?
2) Also is it possible, or has anyone else out there, managed to get medical coverage for only a baby? My medicare should kick in after three months but his will probably have to wait considerably longer.
3) Do the temporary medical plans(coverage for 3 months after landing) tend to cover trips to the GP and other basic problems or are they adequate for only emergencies? The info on the coverage level seems to quite light so I was hopeful to hear if others have used so plans for GP visits etc.
Thanks for your time and any info you can share.
I have PR status and landed last year but this month I will be making my permanent move to BC (very excited!). I have a young son (2 months old) who does not have PR status and it is my intention to submit a sponsorship application when I arrive into Canada.
My questions are regarding his immunizations/medical coverage.
1)I have read that immunizations are free for babies but as he is not PR would I then have to pay and regardless where do I go to have it done? Do you register at a doctors or is there another process to follow?
2) Also is it possible, or has anyone else out there, managed to get medical coverage for only a baby? My medicare should kick in after three months but his will probably have to wait considerably longer.
3) Do the temporary medical plans(coverage for 3 months after landing) tend to cover trips to the GP and other basic problems or are they adequate for only emergencies? The info on the coverage level seems to quite light so I was hopeful to hear if others have used so plans for GP visits etc.
Thanks for your time and any info you can share.
#2
Re: Medical Coverage for Infant non-PR
Hello,
I have PR status and landed last year but this month I will be making my permanent move to BC (very excited!). I have a young son (2 months old) who does not have PR status and it is my intention to submit a sponsorship application when I arrive into Canada.
My questions are regarding his immunizations/medical coverage.
1)I have read that immunizations are free for babies but as he is not PR would I then have to pay and regardless where do I go to have it done? Do you register at a doctors or is there another process to follow?
2) Also is it possible, or has anyone else out there, managed to get medical coverage for only a baby? My medicare should kick in after three months but his will probably have to wait considerably longer.
3) Do the temporary medical plans(coverage for 3 months after landing) tend to cover trips to the GP and other basic problems or are they adequate for only emergencies? The info on the coverage level seems to quite light so I was hopeful to hear if others have used so plans for GP visits etc.
Thanks for your time and any info you can share.
I have PR status and landed last year but this month I will be making my permanent move to BC (very excited!). I have a young son (2 months old) who does not have PR status and it is my intention to submit a sponsorship application when I arrive into Canada.
My questions are regarding his immunizations/medical coverage.
1)I have read that immunizations are free for babies but as he is not PR would I then have to pay and regardless where do I go to have it done? Do you register at a doctors or is there another process to follow?
2) Also is it possible, or has anyone else out there, managed to get medical coverage for only a baby? My medicare should kick in after three months but his will probably have to wait considerably longer.
3) Do the temporary medical plans(coverage for 3 months after landing) tend to cover trips to the GP and other basic problems or are they adequate for only emergencies? The info on the coverage level seems to quite light so I was hopeful to hear if others have used so plans for GP visits etc.
Thanks for your time and any info you can share.
Depends who the provider is. I used Canadasure and broke a rib 2 weeks before my BC Healthcare kicked in. I contacted the insurer and they confirmed for that injury i'd have to pay the GP fee and then file a claim to get it back. They also confirmed that non emergency visits are not covered.
I think the GP quoted $200 per visit or something like that. I waited 2 weeks and treated myself to a visit to the hospital on the first day of coverage
#3
Re: Medical Coverage for Infant non-PR
Question 3:
Depends who the provider is. I used Canadasure and broke a rib 2 weeks before my BC Healthcare kicked in. I contacted the insurer and they confirmed for that injury i'd have to pay the GP fee and then file a claim to get it back. They also confirmed that non emergency visits are not covered.
I think the GP quoted $200 per visit or something like that. I waited 2 weeks and treated myself to a visit to the hospital on the first day of coverage
Depends who the provider is. I used Canadasure and broke a rib 2 weeks before my BC Healthcare kicked in. I contacted the insurer and they confirmed for that injury i'd have to pay the GP fee and then file a claim to get it back. They also confirmed that non emergency visits are not covered.
I think the GP quoted $200 per visit or something like that. I waited 2 weeks and treated myself to a visit to the hospital on the first day of coverage
I have seen people without insurance as a GP, I charge the amount MSP would have paid me, maybe rounded up a few cents.For a normal visit, for a young adult that would be $30.
For a baby up to the age of one, it would be $33 for a routine visit, a baby check would be $73 , but is a longer visit. I wouldn't bill that every time as we can only bill that amount every 180 days.
Vaccinations no idea how much that would cost, the local health units do them, so find one near where you will live- google- then phone and ask.You don't need a GP for that.
FYI any blood tests, X-rays would have to be paid for but directly to them.
Hospital care / ambulances would be expensive.
#4
Re: Medical Coverage for Infant non-PR
I must put up my rates!!!
I have seen people without insurance as a GP, I charge the amount MSP would have paid me, maybe rounded up a few cents.For a normal visit, for a young adult that would be $30.
For a baby up to the age of one, it would be $33 for a routine visit, a baby check would be $73 , but is a longer visit. I wouldn't bill that every time as we can only bill that amount every 180 days.
Vaccinations no idea how much that would cost, the local health units do them, so find one near where you will live- google- then phone and ask.You don't need a GP for that.
FYI any blood tests, X-rays would have to be paid for but directly to them.
Hospital care / ambulances would be expensive.
I have seen people without insurance as a GP, I charge the amount MSP would have paid me, maybe rounded up a few cents.For a normal visit, for a young adult that would be $30.
For a baby up to the age of one, it would be $33 for a routine visit, a baby check would be $73 , but is a longer visit. I wouldn't bill that every time as we can only bill that amount every 180 days.
Vaccinations no idea how much that would cost, the local health units do them, so find one near where you will live- google- then phone and ask.You don't need a GP for that.
FYI any blood tests, X-rays would have to be paid for but directly to them.
Hospital care / ambulances would be expensive.
#5
Just Joined
Thread Starter
Joined: Mar 2010
Posts: 5
Re: Medical Coverage for Infant non-PR
Thank you for your comments. I will probably opt for a comprehensive, and no doubt expensive, policy in the interim and see where we go once out in Canada.