Maintaining health insurance access while outside Canada
Jul 18th 2017, 10:05 am
#16
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Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,234
Re: Maintaining health insurance access while outside Canada
In response to the queries:
She does not have health insurance other than the current one provided by her province (Alberta). She has never needed to use it while overseas, I believe. The plan was that it was an emergency back up so if needed, she'd just fly home for treatments. I do not know all the details but I do think there was something in the health insurance that covered emergency treatments overseas (can be totally wrong on this).
But once the policy is cancelled this will no longer be feasible in the sense that she has automatic access to the health care upon arrival in Canada? If she lets the insurance lapse, and as a Canadian citizen she can apply for the health insurance when she returns, but will need to wait three months for it to begin?
She does not have health insurance other than the current one provided by her province (Alberta). She has never needed to use it while overseas, I believe. The plan was that it was an emergency back up so if needed, she'd just fly home for treatments. I do not know all the details but I do think there was something in the health insurance that covered emergency treatments overseas (can be totally wrong on this).
But once the policy is cancelled this will no longer be feasible in the sense that she has automatic access to the health care upon arrival in Canada? If she lets the insurance lapse, and as a Canadian citizen she can apply for the health insurance when she returns, but will need to wait three months for it to begin?
Jul 18th 2017, 10:25 am
#17
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Joined: Oct 2007
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Re: Maintaining health insurance access while outside Canada
Just checking, but she's aware that she'll no longer be eligible for the NHS? So she'd have to pay for any non emergency treatments? And as Mike has said, if she's ill it may well be that there won't be the option to fly back to the UK anyway.
Jul 18th 2017, 10:49 am
#18
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Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,234
Re: Maintaining health insurance access while outside Canada
Think the problem is with Canadian coverage, nothing to do with the UK, she was talking about flying back to Canada for anything that was needed.
Jul 18th 2017, 10:54 am
#19
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Joined: Oct 2007
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Re: Maintaining health insurance access while outside Canada
Ah, ignore me completely then! Agree that it's not feasible to expect to be able to fly home for treatment though, if you're really ill then that's the last thing you'd want to do, and a 'fit to fly' certificate is unlikely too.
Jul 18th 2017, 12:24 pm
#20
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Joined: Mar 2011
Posts: 1,274
Re: Maintaining health insurance access while outside Canada
So right. Just last week an Australian friend, on holiday in Bali, had a stroke and he cannot get home as he doesn't have private insurance including medical evacuation, and the airlines wont take him without a 'fit-to fly' certificate, which no doctor will sign.
